When does a car become classic?
15 years, according to HMRC, and the car must be worth at least £15,000. However, some will say 30 years old.. Others say 40. Despite being a huge factor, the age of the car doesn’t necessarily make it a classic. Car enthusiasts think it’s more than just the age, like the design, features, and perhaps the historical value it has.
At Veygo we offer insurance for cars up to 40 years old, meaning we insure some classic cars. Now these may not be the classic you pictured in your head, but there are definitely a few modern classics in here!
Here’s the list of some of the classic cars we’ve insured!
Volkswagen Golf GX
A small car produced by the German automaker Volkswagen since 1974. The GX variant was introduced in 1978 and featured a 1.5L engine that produced 70 horsepower, front-wheel drive, and a 4-speed manual transmission. It was designed to be an affordable and practical small car for everyday use.
Volkswagen Golf Driver
The Volkswagen Golf Driver was a variant of the Golf produced from 1983 to 1992. It featured a 1.6L engine that produced 70-90 horsepower (depending on the year), front-wheel drive, and a 5-speed manual transmission. It was known for its sporty handling and practicality.
Volkswagen Golf GTI 8V
The GTI is a high-performance variant of the Golf that was first introduced in 1976. The 8V variant was produced from 1984 to 1992 and featured a 1.8L engine that produced 112-139 horsepower (depending on the year), front-wheel drive, and a 5-speed manual transmission. It was known for its sporty handling, performance, and distinctive styling.
Alfa Romeo Alfasud TI S
The Alfa Romeo Alfasud was a small family car produced by the Italian automaker Alfa Romeo from 1971 to 1989. The TI S variant was introduced in 1978 and featured a 1.5L Boxer engine that produced 95 horsepower, front-wheel drive, and a 5-speed manual transmission. It was known for its sporty handling and distinctive Italian styling.
Ford Fiesta L
American automaker Ford produced the small hatchback, the Fiesta L . The L variant was introduced in 1978 and featured a 1.0L engine that produced 45 horsepower, front-wheel drive, and a 4-speed manual transmission. It was designed to be an affordable and practical small car for urban driving.
Mercedes 280 CE
German manufacturer Mercedes-Benz produced their 280 CE. It is a luxury coupe that was released from 1972 to 1985. It featured a 2.8L inline-six engine that produced 185 horsepower, rear-wheel drive, and a 4-speed automatic transmission. It was known for its high level of luxury, quality, and refinement.
Datsun Cherry GL
The Datsun Cherry was a small car produced by the Japanese automaker Datsun (later Nissan) from 1970 to 1986. The GL variant was introduced in 1978 and featured a 1.2L engine that produced 66 horsepower, front-wheel drive, and a 4-speed manual transmission. It was designed to be an affordable and practical small car for everyday use.
Rolls-royce Silver Spirit
Luxury car maker Rolls-Royce showed off their Silver Spirit from 1980 to 1999. It featured a 6.75L V8 engine that produced 220 horsepower, rear-wheel drive, and a 3-speed automatic transmission. It was known for its high level of luxury, comfort, and refinement.
Land Rover 88 Hardtop
The classic four-wheel-drive vehicle that was produced by the British automaker, and epitome of toughness, Land Rover from 1948 to 1985. The 88 Hardtop variant was introduced in 1954 and was designed as a versatile utility vehicle that could handle a wide range of terrain and weather conditions.
Do Classic Cars need Insurance?
Yes, classic cars will need insurance. Despite the car looking cool, being an asset, or even just something for you to have some fun in, it’s still a car and carries the same risks as driving a modern car. However, we understand that classic cars won’t be driven regularly, and may be out of action for a while or the majority of the year. A good way to avoid paying insurance for the car when you’re not using it is to SORN the car and only pay for insurance when it’s needed.
Do Classic Cars need M.O.T?
No, not if the car was first registered more than 40 years ago. Even though most cars do in fact need to have a valid M.O.T, with classic cars, you can actually go without if you meet certain requirements.
Here are some requirements that the car has to meet; “the vehicle was built or first registered more than 40 years ago”, and “no ‘substantial changes’ have been made to the vehicle in the last 30 years, for example replacing the chassis, body, axles or engine to change the way the vehicle works”.
You can check for more information at the HMRC website here.
Get Veygo Insurance
As we established some classic cars will only be used here and there, temporarily if you will. We’re somewhat experts in insuring cars temporarily, so, we can offer temporary car insurance for cars up to 40 years old meaning you can enjoy Drive it day with flexible insurance suited to you, for when you need it!