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Choose the right quote for you

Most of our customers pay just £5.05 for 3 hours or £56.33 for 30 days. Our flexible cover makes it as affordable as possible to get insured with a provisional licence.

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Four reasons to choose Learner Driver Insurance…

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Instant cover

Enter the registration number of the car you’re learning in, the postcode of where the car is kept, and a few personal details to get your quote today, and start your cover instantly.*

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Flexible cover options

Choose your cover from two hours right up to 90 days and extend or renew when you need to.

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Great value

Most of our customers pay less than £57 for 30 days cover. But, with cover available from as little as two hours you only need to pay for what you need.

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Owner’s NCB not affected

You can learn with a friend or family member and their No Claims Bonus won’t be affected if you need to make a claim.

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Learner Driver Insurance Diagram

What is Learner Driver Insurance?

As a provisional licence holder you can get valuable on-road experience with the help of Veygo Learner Driver.

To be added to a friend or family member’s policy as a learner driver can be very costly and could affect their No Claims Bonus if you have a bump – this cover protects them from that and keeps prices down.

You can choose to be covered by the hour, day, week or month and you can get a quote in under 2 minutes. The cover will only be valid if you’re accompanied by a full UK driving licence holder and will end once you pass your test.

To find out more please read our guide on this subject.

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Car owners, here’s what you need to know

Our comprehensive learner driver insurance works alongside the main policy already in place on your car. It protects the provisional licence holder while also helping to preserve your No Claims Bonus – if they were to make a claim your No Claims Bonus would remain intact. In the event of total loss, the car will be covered up to the current market value.

Adding a provisional licence holder to your policy can incur an admin fee and cause your premium to increase. Veygo’s Learner Driver Insurance means that there are no admin fees to add a driver and the learner driver can pay for the insurance themselves!

Learner Driver Insurance is available from two hours right up to 90 days, just so long as you have your own policy in place on the car at all times. The cover will end once the provisional licence holder passes their practical driving test, becoming a full licence holder.

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Your questions answered

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    What is Learner Driver Insurance?

    Learner Driver Insurance is a flexible solution that allows you to get insured on a friend or family member’s car without affecting their No Claims Bonus. The insurance works in addition to any cover already in place on the car (excluding Motor Trade or Fleet policies). You can choose instant comprehensive cover from two hours to 90 days depending on how long you need. This cover is not suitable if you own the car you’re learning in.

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    Who can supervise me when I drive?

    Any driver over 21 who has held a current and valid full licence for at least three years (from countries in the EU and EEC) can supervise a learner driver. They must be qualified to drive the type of vehicle the learner is practising in, i.e. an automatic licence holder cannot supervise someone in a manual vehicle.

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    Can I use Learner Driver Insurance to take my driving test?

    Yes, you can use Learner Driver Insurance to take your test. However, if you pass your test the cover will no longer be valid and you won’t be able to drive the vehicle home. This is because the cover can only be used by provisional licence holders. If you can’t wait to get back behind the wheel after passing, you can upgrade your licence and take out Car Sharing Insurance instead. Read more about the cars you can use for your test here.

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    Will this invalidate my parent’s cover? Isn’t this dual insurance?

    No. Dual insurance occurs when the same person has two active polices on the same vehicle. As long as you’re not named on the car owner’s policy, or any other policy covering the car you want to learn in, you will not affect the existing cover.

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    Will it affect the car owner’s No Claims Bonus if I claim?

    Learner Driver Insurance provides you with your own separate policy for the car. Any claims you make won’t affect the car owner’s No Claims Bonus. As such, they don’t need to declare it to their insurers.

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    Are there eligibility criteria?

    Yes; we are unable to provide cover if you have had any claims, regardless of fault, in the past 3 years, or if you have had any driving offences in the past 5 years. We offer cover of most cars up to insurance group 35 with a current maximum value of £30,000. For more powerful or expensive cars, we may restrict cover based on age. The vehicle must be taxed and have a valid MOT.

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    Can I buy a policy over the phone?

    Learner Driver Insurance is only available online and we are unable to provide a quote over the phone. Get a quote today by clicking the button below.

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    Can I extend my policy?

    Yes – Learner Driver Insurance can be purchased as many times as you need and you can easily extend your policy by logging into your customer account. Learner Driver Insurance policies are available up to 90 days. If you need to extend beyond this duration you will need to purchase a new policy. If your policy has already ended, you will not be able to extend and must purchase a new policy.

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    Can I change the car on my policy?

    The vehicle on your Learner Driver Insurance policy cannot be changed. If you are unsure how long you need to buy insurance for, you can purchase a few days or hours and then purchase more later. If you do need to change the car on your policy, you can cancel your policy and purchase a new one for a different car. If you’re not sure whether you need to tell us about a change, you can find out how to contact us by visiting our Help Centre.

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    Is there a compulsory excess?

    Yes, there is a compulsory excess of £250 on the policy if you need to make a claim. The excess is payable regardless of fault. There is an additional excess for windscreen repair (£25) or replacement (£95).