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Learner driver insurance is an easy way to get extra practice in your own car, or a friend or family member’s car.
Learner driver insurance, or provisional driver insurance, lets you get insured on a friend or family member’s car to practise outside of lessons. As a provisional licence holder, this allows you to gain valuable on-road experience so you can pass your test!
Getting added to a friend or family member’s insurance policy as a learner driver can be costly and could affect their no claims bonus if you have a bump – our cheap, flexible cover protects you from that and keeps prices down with either learner insurance on your own car or borrowing a car.
With our temporary learner insurance, you can choose to be covered from 1 hour, a day, a week, or a month.
Looking for cover for your driving test? No problem! We could cover you up until you pass your test.*
Practice in your own time that's convenient for you, be on the road in minutes with our flexible cover.
*Once you’ve passed you’ll no longer be a learner driver, so you’ll need alternative temporary cover for the drive home.
Most of our customers pay just £7.37 for 3 hours or £54.96 for 4 weeks. Our flexible cover makes it as affordable as possible to get insurance for provisional drivers.
Of course, your learner insurance quote can be influenced by a number of factors. This includes your age, where you live and your occupation.
The type of car you’ll be driving also affects the price of your cover. If your car is safe, has a small engine and is in a lower insurance group, then you may be able to get cheaper learner driver insurance. You can find out more about which cars are cheaper to insure here.
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All prices based on what most of 83,702 Veygo customers would pay for the displayed times (Jan 23)
To apply for provisional insurance, there are a few boxes for you and your car to check.
You can get learner driver insurance on your car or someone else’s. If you’re not the legal car owner then learner driver cover sits alongside the owner’s insurance and cannot be the main policy. It’s possible to get cover for a lease car, but not a hire or rental vehicle.
We cover up to £300 to have your locks changed in the event of your keys being lost or stolen. However, we don't cover the cost of the keys!
In the circumstance of keys left unattended in the ignition, or the car was left unattended, the claim will require further investigation by our customer care team.
Our comprehensive learner driver insurance works alongside the main policy already in place on your car. It protects the provisional licence holder while also helping to preserve your No Claims Bonus – if they were to make a claim your No Claims Bonus would remain intact. In the event of total loss, the car will be covered up to the current market value.
Adding a provisional licence holder to your policy can incur an admin fee and cause your premium to increase. Veygo’s Learner Driver Insurance means that there are no admin fees to add a driver and the learner driver can pay for the insurance themselves!
Learner Driver Insurance is available from two hours right up to 90 days, just so long as you have your own policy in place on the car at all times. The cover will end once the provisional licence holder passes their practical driving test, becoming a full licence holder.
Driving instructor Louise Dale has shared some useful information if you’re learning to drive, to help get you on the road!
Our temporary insurance options can cover you from 1 hour
to 60 days.
Nope. Dual insurance is when the same person has two active policies on the same vehicle.
As long as you’re not named on the car owner’s policy, or any other policy covering the car you want to learn in, you’ll be fine to take out learner driver cover.
Good news – it won’t. Learner driver insurance provides you with your own separate insurance for the car. So if you're borrowing someone else's car and have to make a claim, it won’t affect the car owner’s no-claims bonus. This also means they don’t need to declare it when renewing their insurance.
The excess on your policy is how much you have to pay out first if there’s a claim. You can choose £100 or £250 compulsory excess on our provisional insurance if you need to make a claim. You can find the excess for windscreen claims in your insurance policy schedule, within your account.
Any driver over 21 who’s held a current and valid full licence for at least three years (from countries in the EU and EEC) can supervise a learner driver. They must be qualified to drive the type of vehicle the learner is practising in. So, for example, an automatic licence holder can’t supervise someone in a manual vehicle.
Yes. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. Please log in, go to ‘My account’ and select ‘Purchases’.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Yes. You can get learner driver insurance on your own car to take your practical driving test.
Bear in mind that the car needs to meet certain requirements, such as:
You can see the full list of requirements at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
We don’t currently offer insurance policy extensions, but you can take out more insurance online in next to no time. We save your details to make getting a quote even easier the second time around. Just log in, and you’re ready to roll!
Yes. You can cancel your insurance policy through your account. Go to ‘Purchases’, choose the insurance policy you wish to cancel, and tap ‘End Policy’. If your policy has been active for over 30 days, you’ll get a pro-rata refund. But if your insurance policy is 30 days or below, there won’t be any refund due. For full terms and conditions, check out the learner driver insurance policy book.
Find out how to cancel your insurance policy step by step.
We know it can be frustrating to be declined when applying for insurance. Sadly we’re unable to provide specifics for each case.
It’s nothing personal, and hopefully we’ll be able to help you in the future.
Our comprehensive cover extends to driving in England, Wales, Scotland, and Northern Ireland*. However, when driving abroad, your policy will cover the minimum level of cover needed for the country that you're driving in.
*If your Northern Irish licence is a 6-digit licence unfortunately, we do not offer cover.
Veygo is an online-only business, so we don’t have a number you can call. However, if you'd prefer to speak to us over the phone, ping us an email or send us a message. We’ll try to get back to you within 15 minutes, during our opening hours.
You can also tweet us @VeygoUK, or contact us via Facebook Messenger.
Find out our full contact details here.
Yes it does show up on askMID. It takes up to a week for the cover to show on the Motor Insurance Database. There should already be an annual insurance policy on the car if you’re sharing a friend or family member’s car. If you’re sharing a car and an annual insurance policy isn’t already in place, your cover won’t be valid.
Our learner insurance doesn’t count towards your no claims. But on the bright side, if you do need to make a claim, it won’t impact the car owner’s no-claims bonus.
Yes. If you’re doing private practice outside of your lessons it’s compulsory to take out learner insurance. If you’re only driving with a qualified instructor, your insurance will usually be covered as part of the price of your lesson.
Yes. You can get driving test insurance (our learner insurance policy will cover you) on your own car to practice driving in preparation for your practical driving test.
Once you pass your driving test, your learner insurance is no longer valid. Here’s what to do if you still have an active learner policy.
This may be an option depending on your insurance policy. But it can be very costly, and some insurers don’t allow it. Our learner insurance is designed to sit alongside your existing insurance, and it won’t affect your no-claims bonus.
Need more help? Check out our help centre.
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Saturday - 8am - 2pm
© 2023 Tŷ Admiral, David Street, Cardiff, CF10 2EH. Veygo by Admiral is a trading name of Able Insurance Services Limited (Reg No: 2890075) is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 311649). These details can be confirmed by visiting the Financial Services Register, www.fca.org.uk/register. Able Insurance Services Limited acts for, and on behalf of, other regulated insurance companies. Further details may be provided on request.