Learner driver insurance

Nope. Dual insurance is when the same person has two active policies on the same vehicle.

As long as you’re not named on the car owner’s policy, or any other policy covering the car you want to learn in, you’ll be fine to take out learner driver cover.

Good news – it won’t. Learner driver insurance provides you with your own separate insurance for the car. So if you're borrowing someone else's car and have to make a claim, it won’t affect the car owner’s no-claims bonus. This also means they don’t need to declare it when renewing their insurance.

The excess on your policy is how much you have to pay out first if there’s a claim. You can choose £100 or £250 compulsory excess on our provisional insurance if you need to make a claim. You can find the excess for windscreen claims in your insurance policy schedule, within your account.

Any driver over 21 who’s held a current and valid full licence for at least three years (from countries in the EU and EEC) can supervise a learner driver. They must be qualified to drive the type of vehicle the learner is practising in. So, for example, an automatic licence holder can’t supervise someone in a manual vehicle.

Yes. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. Please log in, go to ‘My account’ and select ‘Purchases’.

Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!

Yes. You can get learner driver insurance on your own car to take your practical driving test.

Bear in mind that the car needs to meet certain requirements, such as:

• It must be taxed.
• It must be roadworthy, and have a current MOT if it’s over 3 years old.
• There must be no warning lights showing.
• You need to display front and rear L-plates (or optional D-plates in Wales).
• You need to fit an extra internal rear-view mirror for the examiner.

You can see the full list of requirements at GOV.UK.

Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!

We don’t currently offer insurance policy extensions, but you can take out more insurance online in next to no time. We save your details to make getting a quote even easier the second time around. Just log in, and you’re ready to roll!

Yes. You can cancel your insurance policy through your account. Go to ‘Purchases’, choose the insurance policy you wish to cancel, and tap ‘End Policy’. If your policy has been active for over 30 days, you’ll get a pro-rata refund. But if your insurance policy is 30 days or below, there won’t be any refund due. For full terms and conditions, check out the learner driver insurance policy book.

Find out how to cancel your insurance policy step by step.

We know it can be frustrating to be declined when applying for insurance. Sadly we’re unable to provide specifics for each case. 

It’s nothing personal, and hopefully we’ll be able to help you in the future.

Our comprehensive cover extends to driving in England, Wales, Scotland, and Northern Ireland. However, when driving abroad, your policy will cover the minimum level of cover needed for the country that you're driving in.

Veygo is an online-only business, so we don’t have a number you can call. However, if you'd prefer to speak to us over the phone, ping us an email or send us a message. We’ll try to get back to you within 15 minutes, during our opening hours.

You can also tweet us @VeygoUK, or contact us via Facebook Messenger.

Find out our full contact details here.

Yes it does show up on askMID. It takes up to a week for the cover to show on the Motor Insurance Database. There should already be an annual insurance policy on the car if you’re sharing a friend or family member’s car. If you’re sharing a car and an annual insurance policy isn’t already in place, your cover won’t be valid.

Our learner insurance doesn’t count towards your no claims. But on the bright side, if you do need to make a claim, it won’t impact the car owner’s no-claims bonus. 

Yes. If you’re doing private practice outside of your lessons it’s compulsory to take out learner insurance. If you’re only driving with a qualified instructor, your insurance will usually be covered as part of the price of your lesson. 

Yes. You can get learner driver insurance on your own car to practice driving in preparation for your practical driving test.

Once you pass your driving test, your learner insurance is no longer valid. Here’s what to do if you still have an active learner policy.

This may be an option depending on your insurance policy. But it can be very costly, and some insurers don’t allow it. Our learner insurance is designed to sit alongside your existing insurance, and it won’t affect your no-claims bonus.