Learner driver insurance

Any driver over 21 who has held a current and valid full licence for at least three years (from countries in the EU and EEC) can supervise a learner driver. They must be qualified to drive the type of vehicle the learner is practising in, i.e. an automatic licence holder cannot supervise someone in a manual vehicle.

Yes, you can use Learner Driver Insurance to take your test. However, if you pass your test the cover will no longer be valid and you won’t be able to drive the vehicle home. This is because the cover can only be used by provisional licence holders. If you can’t wait to get back behind the wheel after passing, you can upgrade your licence and take out Car Sharing Insurance instead. Read more about the cars you can use for your test here.

Due to the short term nature of the policies, we are unable to change the vehicle, add a driver, or change your address on the policy. If you need cover for an alternative vehicle you will need to cancel your policy and take out a new one for the different car. If you are unsure how long you need to buy insurance for, you can purchase a few days or hours and then purchase more later.

No. Dual insurance occurs when the same person has two active polices on the same vehicle. As long as you’re not named on the car owner’s policy, or any other policy covering the car you want to learn in, you will not affect the existing cover.

Learner Driver Insurance provides you with your own separate policy for the car. Any claims you make won’t affect the car owner’s No Claims Bonus. As such, they don’t need to declare it to their insurers.

Yes; we are unable to provide cover if you have had any claims, regardless of fault, in the past 3 years, or if you have had any driving offences in the past 5 years. We offer cover of most cars up to insurance group 35 with a current maximum value of £30,000. For more powerful or expensive cars, we may restrict cover based on age. The vehicle must be taxed and have a valid MOT.

Learner Driver Insurance is only available online and we are unable to provide a quote over the phone. Get a quote today by clicking the button below.

The vehicle on your Learner Driver Insurance policy cannot be changed. If you are unsure how long you need to buy insurance for, you can purchase a few days or hours and then purchase more later. If you do need to change the car on your policy, you can cancel your policy and purchase a new one for a different car. If you’re not sure whether you need to tell us about a change, you can find out how to contact us by visiting our help centre.

Yes, there is a compulsory excess of £250 on the policy if you need to make a claim. The excess is payable regardless of fault. There is an additional excess for windscreen repair (£25) or replacement (£95).