Choose the right quote for you.
Our temporary cover can be bought for an hour, day, week, or month; making it as affordable as possible to get insured on a family member or friend’s car. Most of our customers pay just £13.93 for six hours.
I need to borrow a car short-term
If you need to borrow a friend or family member’s car on a temporary basis, from one hour to 30 days, then Veygo Car Sharing Insurance could be right for you.
I’d like to lend my car to someone
You can lend your car to a friend or family member happy in the knowledge that the person borrowing your car has their own comprehensive insurance policy.
I want to borrow a car
Borrow a car for an hour, weekend or month, it’s up to you.
Borrow a family member, friend or colleague’s car, or share the driving from one hour to 30 days with our on-demand Car Sharing Insurance. Cover can be purchased up to 60 days in advance or you can choose instant cover.
Making a claim? You’re covered.
The cover is fully comprehensive which means that, if you need to make a claim, your friend or family member’s policy is not affected and their car is covered up to the current market value.
Our great cover allows you to choose from one hour up to 30 days. Need more time? You can extend your cover online.
Our quote process won’t take more than five minutes. Cover can start as soon as payment is processed.
Build your No Claims Bonus
You can earn one year’s No Claims Bonus for use with Admiral policies by driving claim free for 30+ days during a 12 month period. Eligibility criteria applies.
I’m only home from university for a couple of weeks but need access to a car.
I’m going on a road trip with some friends and we want to share the driving.
I borrow my partner’s car to commute once in a blue moon.
A family member is unwell and I need to help out with some chores for a few weeks.
I want to lend a car
Easy lending for owners
Veygo Car Sharing Insurance is a short-term standalone product that sits alongside your annual policy.
Borrower has their own policy
This means you can lend your car to a friend or family member happy in the knowledge that the person borrowing your car has their own comprehensive policy and, if they need to make a claim, it won’t affect your No Claims Bonus.
You can have a policy with any insurer
You can use Veygo Car Sharing Insurance regardless of which company provides your main insurance policy, excluding trade and fleet policies.
Your No Claims Bonus won’t be affected
Your bonus is safe if the driver needs to make a claim.
Fully comprehensive insurance means that, if anything goes wrong, your car is covered up to the current market value.
Affordable temporary insurance
Because you’re lending your car to someone you know, we’ve made our insurance as affordable as possible.
My son’s home from university and I don’t want to ferry him around!
Share the responsibilities of driving when on longer trips.
My partner uses my car from time to time but I don’t want them to be a named driver.
I’m unwell and can’t drive for a few weeks and need a friend to help with the weekly shop.
What is Car Sharing Insurance?
Car Sharing Insurance is an affordable, short-term, standalone product that sits alongside a car’s annual insurance policy. It allows you to borrow a friend or family member’s car on a temporary basis from one hour up to 30 days. Cover can be purchased up to 60 days in advance or start instantly.
Can I buy a policy over the phone?
Car Sharing Insurance is only available online, and we are unable to provide a quote over the phone. Get a quote today by clicking the button below.
Are there any eligibility criteria?
Yes; we cover drivers with full GB licences from 17 years and up. We provide cover on most vehicles up to insurance group 35 with a current maximum value of £60,000. For more powerful or expensive cars, we may restrict cover based on age, so you may be able to drive some cars and not others. The vehicle must be taxed with a valid MOT.
Can the owner be paid for the use of their vehicle?
No, Car Sharing Insurance has been designed to enable affordable car sharing between colleagues, family and friends. If the owner is paid an amount which exceeds the cost of any fuel used, wear and tear to the vehicle, or any parking fines payable, this will invalidate the insurance.
Does the owner need to have insurance before lending their car?
Yes, Car Sharing Insurance is additional temporary cover that works alongside the owner’s existing insurance policy. The vehicle must have alternative insurance in place for the duration of the Car Sharing Insurance policy. Our short term insurance cannot be used with vehicles insured on Motor Trade or Fleet insurance policies.
Can the car owner still drive the car?
Yes, this product is great for sharing the driving on long journeys as the car owner will still be covered by their own annual insurance policy while the borrower’s temporary Car Sharing Insurance policy is active.
Will it affect the owner’s No Claims Bonus if I claim?
Car Sharing Insurance provides the borrower with their own temporary insurance policy. Any claims you make won’t affect the car owner’s No Claims Bonus. As such, they don’t need to declare it to their insurers.
Can the policyholder build their own No Claims Bonus?
Yes. After 30 days of driving claim free with Car Sharing Insurance, we’ll automatically apply a discount to any future Car Sharing policies you purchase for yourself.
In addition, if you drive claim free for 30 or more days within a 12 month period, you will earn a one year introductory No Claims Bonus for use with Admiral, Bell, Diamond and Elephant policies, provided you are still claim-free at the end of the period.
Can the cover be renewed or extended?
Yes, Car Sharing Insurance can be bought as many times as you like! You can easily extend active policies by logging in to your Customer Account. The total duration of your policy can be no more than 30 days. If you need cover for more than 30 days, you’ll need to purchase a new policy. Similarly, if the policy has already ended, you’ll be unable to extend it, but you can purchase a new policy.
Can the policy be cancelled?
Yes. If the cover has not started yet, you will receive a full refund. However, due to the short-term nature of the insurance, we do not provide a refund for policies that are cancelled after the policy has started. For more information about cancelling your policy, please check out our Help Centre.
Can I make changes to the policy?
Due to the short term nature of the policies, we are unable to change the vehicle or add a driver to the policy. If you need cover for an alternative vehicle you will need to cancel your policy and take out a new one for the different car. If you are unsure how long you need to buy insurance for, you can purchase a few days or hours and then purchase more later.
Can the policyholder drive any car?
This insurance does not include ‘Driving Other Cars’. Therefore the driver is only insured on this policy to drive the vehicle that appears on the Certificate of Motor Insurance. You can have multiple Car Sharing Insurance policies for the same time period if you would like to be able to drive many cars at once.
Can I use Car Sharing Insurance to drive someone else’s car and still have full insurance on my own car?
Yes, this insurance will not invalidate your existing insurance on your own car. However, if you make a claim on either policy, you will be required to disclose this when purchasing any future insurance policies.
If you are the owner and someone borrows your car and makes a subsequent claim, this will not impact your driving history or require any further disclosures when you next purchase insurance.
Is there a compulsory excess?
Yes. The accidental damage excess on most Car Sharing Insurance policies is set at £750. However, some customers are now able to choose at excess as low as £250, depending on the policy details. If you don’t take photos of the vehicle before and after the policy, and then need to make a claim, you may have to pay an additional excess of £250. Please note that the excess is payable regardless of fault. There is an additional excess for windscreen damage (£25) or replacement (£95).