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Get on the road in minutes

Need to borrow a car for an hour, day or week? We’ve got you covered with our flexible, pay-as-you-go car insurance, so you pay for cover only when you need it, and not when you don’t.

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How does temporary car insurance work?

It’s essentially pay-as-you-go car insurance that covers you for whatever duration you need – it could be one hour, a day, weekend or even a month. It’s the perfect solution for those who don’t drive all-year round and cannot commit to an annual contract. 

If you borrow someone else’s car, your cover wouldn’t impact the owners’ no claims bonus. It’s a quick and simple option for those who need to borrow a car or van. 

Hourly car insurance

Just want to borrow mum’s car to pop down the shops? Get 1-hour car insurance cover.

Daily car insurance

Road tripping with your besties? Get daily car insurance on a friend or family member’s car.

Weekly car insurance

Buying a new car, but don’t want to commit to long-term insurance right away? Get weekly car insurance so you have the time to find the best deals.

Monthly car insurance

Home from uni and using your parents’ car for the holidays? Get monthly insurance and call dibs on dad’s car when it’s free.

Benefits of pay-as-you-go car insurance


Our temporary insurance options cover you by the hour, day or week, so you have the freedom to only pay for cover as and when you need it.

Instant cover

With our quick quote process on our app and website, you can start driving as soon as you’ve paid.

Peace of mind

No need to worry about the owner’s policy, their no claims bonus won’t be affected if you need to make a claim.

Just go in three quick steps:


Tell us the vehicle’s registration and who owns it.


Fill in your details and driving licence number.


View your tailored quote and pay for it online. Once paid, your cover starts immediately or whenever you want.

Your cover and eligibility

What’s covered?

  • Accidental damage to your car
  • Damage caused by theft or attempted theft/vandalism/fire
  • Car keys and locks – We cover up to £300 to have your locks changed in the event of your keys being lost or stolen. However, we don’t cover the cost of the keys!
  • Windscreen damage

What’s not covered?

  • Unattended and keys in ignition – In the circumstance of keys left unattended in the ignition, or the car was left unattended, the claim will require further investigation by our customer care team.
  • Taking your car out of an impound
  • There’s already an alternative insurance policy in place

Am I eligible?

  • You must be aged between 17 and 75, and have a full, valid UK driving licence.
  • You should have no more than 9 penalty points, and have no disqualifications on your licence in the last 18 months.
  • If you have had any fault claims or motoring convictions, this may affect your ability to get temporary cover.
  • You need to get the car owner’s permission, and agree to take responsibility for getting the right cover.

Is the car eligible?

  • The car is less than 40 years old
  • The car should be registered in the UK
  • You can get cover for a lease car, but not for a hire or rental vehicle.

Important information about your cover

When might I need temporary car insurance?

Pay-as-you-go car insurance gives you the flexibility you need, whatever your situation.

Back from uni

If you’re a student and only spend time at home a few months a year, pay-as-you-go car insurance gives you the freedom to get out and about when you’re back home.

Sharing the driving duties

Road-tripping with your friends? You can get temporary cover for their car so you can split the drive.

Buying a car

If you’re buying a car but haven’t found the right long-term policy, pay-as-you-go car insurance allows you to drive it home, and then spend some more time shopping around for your annual insurance.

Moving house

If you’re moving house, and need to split the load, temporary car insurance gives you the option of borrowing someone’s car.

Test drive a car

If you want to take a car for a spin – especially if you’re thinking of buying second-hand – you can get temporary cover for as little as one hour.

Helping out in an emergency

Get quick cover on someone else’s car if you need to help out in an emergency.

FAQs about temporary car insurance

How do I cancel my subscription policy?
Here’s how to cancel (it’s really easy!):· Sign in
  • Click into your account from the top right hand of the screen
  • Go to Purchases
  • Select “View” on the policy that needs cancelling
  • Click “Cancel Subscription” inside the Actions box
  • Click “End of current cycle” in the side menu – if you want your policy to end at the end of the current cycle OR Click “Immediate Cancellation” – if you want your policy to end immediately
  • Select a reason for cancelling
  • Click “Cancel subscription”
If you cancel immediately and your cover has started, we will calculate a risk-based refund that considers duration of cover and the level of risk incurred. If you cancel at the end of the current cycle, we will not start a new month of cover and your policy will cancel at the end of your current policy period. If you’ve paid for the next cycle already, you will receive an email confirming the cancellations and if any refund amount is due. Any refunds due will be returned to the original payment method automatically within 3 to 10 days.Please see your Policy Booklet for our Cancellations policy.
How do I cancel my one off policy?

Here’s how to cancel (it’s really easy!):

· Sign in

· Click into your account from the top right hand of the screen

· Go to Purchases

· Select “View” on the policy that needs cancelling

· Click “Cancel policy” inside the Actions box

· Click “Cancel policy” in the popup

If your policy hasn’t started yet, you will receive a full refund.

If your policy has already started, we’ll recalculate the price based on a shorter policy and refund the difference. If any refund is due, this will be returned to the original payment method automatically within 3 to 10 days.

Please see your Policy Booklet for our Cancellations policy.

Why am I not allowed to purchase cover even though I have completed a quote?
Unfortunately from time to time we are unable to provide insurance cover to somebody. We take a lot of factors into account relating to the person, vehicle and circumstance just to name a few! Please note that our Customer Care agents are not able to change this decision or provide specific reasoning.
We know this is frustrating and we are constantly reviewing our underwriting criteria but unfortunately for now we can’t offer a policy. In some cases you may be able to get cover on a different vehicle – please feel free to find out by running another quote.
I’ve passed my test so how can I change the licence type connected with my account?


Now you’re fully qualified, your Learner Driver policy is no longer valid so it’ll need to be cancelled. Please see our ‘How can I cancel my policy?’ FAQ for instructions on how to do this.

But you can now upgrade! (Please do this via the website rather than the app.)

Do this by starting a new quote. Once you accept the privacy policy, you’ll see a box at the top of the page which says ‘Passed your test?’ and you can select ‘Change to full licence’.

Then you’ll have the option to upgrade your account and change your licence type.

How do I get a quote?

You can get a quote with Veygo here.

You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.

I need to change my title, middle name, private registration or the alternative insurer

No problem, we can do this for you, use our contact form here, remember to include the driver’s full name, date of birth, postcode and what the change is.

Why is my registration not showing as insured on MID?

Whilst the Motor Insurance Database is usually updated within 24 hours, it can take up to a week.

In the meantime we would advise you to please make sure you have your documents with you at all times as proof of your cover.

If you are borrowing a car, then the vehicle must have a main insurer so there should already be a form of insurance showing. If the vehicle does not have main insurance then this insurance is invalid and will need to be cancelled.

Why is my registration not being recognised when trying to obtain a quote?

There are a few reasons why we might not be recognising your registration. Firstly, please note that we do not provide cover for import vehicles, camper vans or if your vehicle is over 40 years old.

You can check whether your vehicle has been imported here.  

Please also ensure that you have registered your vehicle with the DVLA and that you have definitely entered your registration correctly when getting a quote with us – we know how easy it is to mistake a 1 for an I or a 0 for an O!

You can check whether your car is registered with the DVLA here.

Please be aware that if your vehicle is a brand new vehicle, it can take up to a month for our registration recognition provider to update their systems. If your registration has recently changed, please contact us via email for further information on how to get a quote. Please see our ‘How Do I Contact Veygo?’ FAQ for our contact details.