Car sharing insurance is an affordable, short-term, standalone product that sits alongside a car’s annual insurance policy. It allows you to borrow a friend or family member’s car on a temporary basis from one hour up to 30 days. Cover can be purchased up to 60 days in advance or start instantly.

Yes, this insurance will not invalidate your existing insurance on your own car. However, if you make a claim on either policy, you will be required to disclose this when purchasing any future insurance policies. If you are the owner and someone borrows your car and makes a subsequent claim, this will not impact your driving history or require any further disclosures when you next purchase insurance.

Yes; we cover drivers with full UK licences from 17 years and up. We provide cover on most vehicles up to insurance group 35 with a current maximum value of £60,000, and the car up to 20 years old. For more powerful or expensive cars, we may restrict cover based on age, so you may be able to drive some cars and not others. The vehicle must be taxed with a valid MOT.

Yes. The accidental damage excess on most Car Sharing Insurance policies is set at £750. However, some customers are now able to choose an excess as low as £250, depending on the policy details. Please note that the excess is payable regardless of fault. There is an additional excess for windscreen damage (£25) or replacement (£115).