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Over 3 million policies sold

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A name you can trust

We’re part of the Admiral Group

Temporary car insurance

Cheap monthly, daily or hourly car insurance

Need to borrow a friend or family members car? Just bought a car and need to drive home?

Green TickCheap temporary insurance cover

Green Tick1 hour to 60 days

Green TickGet on the road in minutes

temporary car insurance, short-term cover

Short term car insurance for your car or someone else's

Flexible insurance

Flexible Insurance

Our cheap temporary insurance options can cover you from 1 hour to 60 days.

Instant cover

Instant Cover

Run through our speedy quote process and start driving as soon as you've paid, that's quick!

Admiral no claims bonus

Peace of mind

No need to worry about the owner's policy, their no claims bonus won’t be affected if you need to make a claim.

How does Veygo's temporary car insurance work?

Vehicle registration

Car Reg

Tell us the vehicle’s registration and who owns it

Personal information


Give us your information, including your driving licence number so we can tailor your quote

get on the road


Get a quote, pay online and get on the road straight away

How much does temporary car insurance cost ?

Typical costs for temporary car insurance vary but a guide price would be around £7.30 for an hour, £54.50 for six days, or around £176 for the month. Car insurance prices are influenced by a number of factors, such as: 

  • Previous accident – If you’ve had to claim before, even if it wasn’t your fault, this can raise your car insurance cost.
  • Type of car – Safer cars with smaller engines or cars that are in lower insurance groups can help you to get cheaper car insurance. 
  • Car insurance excess – The amount of excess you agree to pay on your policy will affect the price. Always make sure not to set you excess higher than what you could afford to pay if you had to make a claim. 
  • Your age

  • Your car

  • Your history

The type of car you’ll be driving also affects the price of your cover. If your car is safe, has a small engine and is in a lower insurance group, then getting insured is likely to be cheaper. You can find out more about which cars are cheaper to insure here.

The amount of car insurance excess you agree to pay on your policy will also affect the price. It’s very important not to set your excess higher than what you could afford to pay if you had to make a claim.

Another impact point on how much car insurance costs is whether you’ve had an accident or had to make a claim, this is likely to push up your car insurance cost – even if it wasn’t your fault.

For a more accurate quote you’ll have to enter a few more details. We’ll need to know things like what kind of licence you hold, your postcode, and car details. It’s a quick process designed to get you insured quickly.

Temporary car insurance calculator

Choose the right quote for you

Someone else's car

Your car

Your estimated price








Prices based on the average price 138,972 customers paid for the displayed duration (Jan 2023).

Your estimated price








Prices based on the average price 36,569 customers paid for the displayed duration (Jan 2023).

What is covered with Veygo temporary car insurance?

What’s covered?


Accidental damage to your car


Damage caused by theft or attempted theft/vandalism/fire


Car keys and locks

We cover up to £300 to have your locks changed in the event of your keys being lost or stolen. However, we don't cover the cost of the keys! 


Windscreen damage

What's not covered?


Unattended & keys in ignition

In the circumstance of keys left unattended in the ignition, or the car was left unattended, the claim will require further investigation by our customer care team. 


Taking your car out of an impound

Am I eligible for temporary insurance?

To apply for short-term car insurance, both you and your car need to check a few boxes.


As a driver:

Green TickYou must be aged between 17 and 75, and have a full, valid UK driving licence.

Green TickIf you’re aged between 17 and 21, and it’s for your own car, you need to have clocked up at least 6 months on your licence.

Green TickYou should have no more than 9 penalty points, and have no disqualifications on your licence in the last 18 months.

Green TickIf you have had any fault claims or motoring convictions, this may affect your ability to get temporary cover.

Green TickYou need to get the car owner’s permission, and agree to take responsibility for getting the right cover.


As for the car:

Green TickIt needs to be less than 40 years old.

Green TickThe car should be registered in the UK.

Green TickYou can get cover for a lease car, but not for a hire or rental vehicle.

Whose car would you like to insure?

Red car, short-term cover
blue car, temporary car insurance

Someone else's

My car

White information logo
See what's not covered
I own the car and there is already an alternative insurance policy in place
If there is already an alternative insurance policy in place
You want to take your car out of an impound

When might I need a temporary car insurance policy?

Short-term car insurance can be super useful for a whole bunch of reasons – especially if you need cover at short notice.

When might I need a temporary policy?
  • 👩‍👧

    Borrowing a parent's car - If you only use your parent's car occasionally, short-term cover could work out cheaper than being put on their policy.

  • 🎓

    Only driving at university, or during the holidays - if you only driver during university term time, a temporary insurance policy may be perfect for you. Or, if you only drive at home in the holidays, short-term cover would be a smarter way to pay. 

  • 🌀

    Sharing the driving duties - If you're road-tripping with friends, getting temporary cover for their car means you can help out. Also, the driver gets to choose the tunes 😉

  • 👯‍♀️

    Staying with friends - If you want to hang out with friends for a few days (or – better yet – weeks), having flexible, temporary car insurance allows you the ability to borrow their car when needed. 

  • 🏠

    Moving house - If you’re moving home, and need to take a load of your things, temporary car insurance gives you the option of borrowing a friend's car or van - especially handy if you've got a lot of furniture. 

  • 🚘

    Learning to drive - You may find short-term cover useful while learning to drive. But do compare it with our learner driver insurance to see which works best. A learner insurance policy can cover you for longer, for instance, and so may be more what you're looking for. 

  • 💸

    Buying a car - If you’re buying a new car, it may be too much hassle to get a long-term policy on the spot. Getting temporary insurance means you can get it home (known as drive-away insurance), and spend a bit more time shopping around for annual insurance.

  • 🏎

    Test driving a car - If you want to take a car for a spin – especially if you’re thinking of buying second-hand – you can get cover for as little as 1 hour.

  • 🚨

    Help out in an emergency - If a friend or family member can’t use their car, you can get covered and lend them a hand.

  • 🛠

    Getting your car repaired - If your car's getting fixed, getting temporary cover means you can borrow someone else's until it's back on the road. 

Short-term car insurance from 1 hour to 60 days

Hourly car insurance


Hourly Car Insurance

Just want to borrow mum's car to pop to IKEA? Get 1 hour car insurance cover.

Daily car insurance

Daily Car Insurance

Day trip!  Get where public transport can't with daily insurance on a friends, colleague or family member's car.

Weekly car insurance

One Week Car Insurance

Buying a new car, but don't want to sort out insurance right away?  Give yourself time to find the best deals.

Monthly car insurance

Monthly Car Insurance

Get insured for the month, get that car off the driveway, or call dibs on dad's car when it's free. Get one month car insurance cover today. 

What our customers think of our temporary car insurance ?


View our product information document showing what is and isn't covered


View our policy booklet to see details of the agreement between us

Looking for our learner driver insurance?

Flexible, short term car insurance for provisional licence holders. Learn to drive in a friend or family member’s car from 1 hour to 180 days.

learner drivers insurance, short-term cover

Short-term Car Insurance

Tap. Vey. Go.

short-term cover, app, learner driver insurance

Frequently asked questions

  • opener

    What is Temporary Car Insurance?

    Temporary car insurance is when you need short-term car insurance on a vehicle. This could be from one hour to 60 days. 

    There are two types of temporary car insurance: temporary cover for your own car or cover to share somebody else's car. If you're sharing a car, the car needs to have an annual insurance policy in place. 

  • opener

    I want to share the driving, but isn’t this dual insurance?

    It’s not. Dual insurance is when the same person has two active insurance policies on the same vehicle.


    As long as you’re not named on the car owner’s insurance, or any other insurance policy covering the car you want to drive (perhaps to learn in), this won’t affect your ability to take out temporary cover, and it won’t be dual insurance.

  • opener

    I want to share the driving, but will it affect the car owner’s no claims bonus if I claim?

    Nope. Our temp cover provides you with your own separate insurance for the car. Any claims you make won’t affect the car owner’s no-claims bonus, so they don’t need to declare it on their insurance.

  • opener

    what is the policy excess? how much is it?

    The accidental damage excess on most temporary car insurance is set at £750. Some customers can choose a lower excess of £250, depending on you and/or your car’s details. The excess for a windscreen claim can be found in your insurance policy schedule, within your account.

  • opener

    Are there any restrictions on short-term cover?


    In short, yes. Here's our basic age criteria...


    • We cover drivers with full GB licences from the age of 17
    • If you're 17 -21 and looking for cover on your own car, you need to have held your licence for at least 6 months
    • There's no minimum licence duration if you are borrowing a friend or family's car
    • For cars... we can't cover cars which are over 30 years old. Sorry!

    As well as these basic age requirements, we have underwriting criteria, which are made up of lots of different factors. These criteria are used to work out your price, and if you're eligible for cover when you quote.

  • opener

    How do I extend my insurance policy?

    Although we don’t currently offer insurance policy extensions, you can quickly take out more insurance online. We save your details to make the process even easier the second time around – just make sure you log in first!

  • opener

    Can I cancel my policy?

    Of course. You can cancel your insurance policy via your account. Just go to ‘Purchases’, select the insurance policy you want to cancel, and hit ‘End Policy’. If the policy has been active 30 days or fewer, there won’t be any refund due. For full terms and conditions, check out our policy book for the type of cover you have (temporary car insurance or car sharing insurance).

    Follow our step-by-step guide on how to cancel your insurance policy.

  • opener

    Why have I been declined cover?

    We know it can be frustrating to be declined when applying for insurance. Sadly we’re unable to provide specifics for each case.


    It’s nothing personal, and hopefully we can help you in the future.

  • opener

    Does temporary car insurance show up on ASKMID?

    To give you peace of mind that you shouldn’t get pulled over for supposedly driving without insurance – yes, temporary cover shows up on askMID. But it can take up to a week for the cover to show on the Motor Insurance Database.


    There should already be an annual insurance policy on the car if it’s a learner driver policy, or if you’re sharing a friend or family member’s car. All private vehicles need to be fully insured, and if there isn’t an annual policy in place, your cover won’t be valid. If that’s the case, please get in touch at to cancel.


  • opener

    Can I use Veygo to drive abroad?

    Our comprehensive cover extends to driving in England, Wales, Scotland, and Northern Ireland*. However, when driving abroad, your policy will cover the minimum level of cover needed for the country that you're driving in.


    *If your Northern Irish licence is a 6-digit licence unfortunately, we do not offer cover.  

  • opener

    How can I contact Veygo?

    We’re an online-only business, so we don’t have a number for you to call. But if you'd prefer to speak to us over the phone, drop us an email or send us a message and we’ll aim to get back to you within 15 minutes, during our opening hours.


    You can also contact us via Facebook Messenger or tweet us @VeygoUK.

    See Veygo’s full contact details here.

  • opener

    Can I get one day car insurance?

    Yes. You can get one day insurance with our temp cover. It’s completely flexible from 1 hour up to 60 days.

  • opener

    Can I get one hour car insurance?

    You can get short-term insurance for as little as one hour. So if you just need to dash out for something quick, we’ve got you covered.

  • opener

    Are there any limitations to when I can buy?

    We have a block on hourly insurance between 10pm and 5am. Basically, if you need cover to start or end between 10pm and 5am, the duration of your policy needs to be at least 24 hours. But if your insurance is 24 hours or more then there is no curfew.

  • opener

    How much does temporary car insurance cost?

    It depends on a number of things, but you can check our estimated prices higher up on this page.

    Get a temporary car insurance quote here.

  • opener

    Is short-term insurance tax deductible?

    Our temp insurance is for personal use not for business use. If you’re driving for business-related purposes you may be able to claim back your insurance premium. Business-related purposes may include using your car to pick up or deliver business supplies or driving to visit clients. Simply commuting to and from work, however, does not count as a business-related purpose.

  • opener

    Can you get temporary insurance for 17 year olds?

    You can! If you’re insuring your own car, you’ll need to have held a licence for a minimum of 6 months. But if you’re borrowing someone else's car, we’ll cover you from the day you pass your test!

  • opener

    Can someone drive my car if they are not on my insurance?

    Most UK car insurance only covers the people named on the policy to drive the car they’re insuring. If someone wants to borrow your car, you can either add them as a named driver, or they can take out temporary insurance.

  • opener

    What’s the shortest or longest time I can use temporary insurance?

    The shortest amount of time you can insure a car with temporary insurance is just 1 hour. Then the longest Veygo will cover you is 60 days. The in-between is totally up to you – it’s fully flexible.

  • opener

    If I’ve just bought a car, can I drive it home without insurance?

    No – definitely don’t do this! Driving without insurance is against the law, and can land you in serious hot water. If you need to get your new wheels home, temporary insurance can cover you short-term, and then you can spend a little longer shopping for the right annual policy.

  • opener

    Can I tax a car if I have temporary insurance?

    Actually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.

Need more help?  Check out our help centre.

Guides and Inspiration

Take a look at our latest blog articles from the Veygo Magazine.

cheap cars, cheap insurance, short-term cover
Cheapest Cars to Insure
Sean O'Neill
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Mar 10, 2023
highway code, short-term cover
8 minute read
Highway code changes
James Armstrong
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Mar 10, 2023
yellow lines, short-term cover, parking
Car Sharing
Can you park on single yellow lines or double yellow lines?
James Armstrong
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Mar 10, 2023
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