Car Ownership Resources
The admin side of running a car, explained without the jargon.
About this section
Here you will find guides to the things every owner has to deal with sooner or later: what an MOT covers and what fails one, how road tax works, what SORN means and when you need it, what your insurance excess actually is, and what to do after an accident or when a car is written off. There are also the checks worth knowing — AskMID, your V5C, and the warning lights you should not ignore.
Written for anyone who owns the car they drive.
What to do with a write-off
What to do with a write-off
If you’re ever in an accident and your car is written off, we know it can feel like a lot to deal…
Adding a driver to your car insurance: What you need to know
Car insurance is a critical aspect of being a responsible vehicle owner. It not only protects you and your vehicle in the…
What is a cover note?
A cover note is a certificate provided by the insurance provider that acts as proof that a driver has valid insurance until…
Driving without insurance
It’s illegal to drive without insurance – and an extremely serious offence to do so. It’s also not uncommon for those with…
A comprehensive guide to classic cars and insurance
Explore our guide on classic cars insurance, including tips on cheap insurance for vintage cars, age criteria in the UK and helpful…
Road tax – What is vehicle excise duty (VED)?
You’ve no doubt heard about taxing your car. This is commonly referred to as car tax or road tax, but its actual…
Lost driving license
You’re checking your wallet for your I.D. and hang on... where’s your driving licence? We all lose things now and then, don’t…
Should I SORN my car if I’m not using it?
Should you SORN your car if you're not using it? We're going to run through when, why and how to declare your…
Driving without insurance: what are the penalties?
Here's what could happen if you get caught driving without insurance...
The complete MOT guide every driver should know
Answering your FAQs on the MOT test...
Car warning lights and what they mean
The full list of car dashboard warning lights and what they mean...
Full car service checklist
What is a full car service and what does it include?
AskMID: insurance check
What is askMID all about? Here's how to check your insurance
The essential car maintenance checklist
You should always ensure that your car is safe to drive with these regular car checks. Here’s our tips on how to…
Car insurance excess – Compulsory or voluntary
All car insurance policies come with an excess, but what exactly is it and when is it payable?
What invalidates car insurance?
Avoid making these common mistakes and having your car insurance policy invalidated.
What is a no claims bonus and why is it so important?
What is a no claims bonus and how does it affect my insurance costs?