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Jul 18 2024 • < 1 min read
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21 Year Old Driver Insurance
Get on the road quickly with fully comprehensive temporary cover from 1 hour to 180 days.
What is 21 year old driver insurance?
21-year-old driver insurance offers short-term fully comprehensive cover for borrowing cars, with higher vehicle value allowances than for younger drivers.
This standalone policy lets you drive a friend or family member’s car without being added to their annual insurance, protecting their no claims bonus.
Available from 1 hour to 60 days, it is ideal for road trips, errands, or temporary vehicle use. At 21, the eligibility criteria widens, allowing you to borrow more valuable vehicles while still enjoying the flexibility of a digital-first, cancel-anytime policy.
How does 21 year old driver insurance work?
The process is quick and 100% digital. Quote using your licence and the car reg, buy online, and get instant cover. You can manage your policy 24/7 via the Veygo app.
If you are enjoying your road trip and want to stay longer, you can extend your insurance instantly in the app. Cancellation is fee-free, so you are never tied into a contract you don’t need.
Four simple steps
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Vehicle
Tell us the vehicle registration and who owns it.
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Driver
Fill in the driver’s details and driving licence number.
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Quote
If you’re happy with it, you can pay there and then.
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Just go
Your cover will start whenever you want.
Who is eligible for 21 year old driver insurance?
You must be 21 years old and hold a valid full UK/DVLA licence. At age 21, you can insure vehicles valued up to £60,000 (double the limit for under-21s).
Driving is restricted to Great Britain only; the policy does not cover driving in Northern Ireland or the EU.
21 year old driver insurance benefits
Protect no claims bonus
Borrow a car without the stress of risking the owner’s insurance bonus.
What does 21 year old driver insurance cover?
Includes fully comprehensive protection for accidents, fire, and theft.
This coverage is valid for driving within Great Britain only and does not include foreign travel or Northern Ireland.
- Road tripping with mates for the weekend.
- Borrowing a larger car for a specific errand.
- Driving a replacement vehicle while yours is repaired.
- sharing the driving on a long commute.
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Get on the road in minutes.
A few details, a quick quote, and insurance that fits the drive ahead.
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Gather the basics
Grab your driving licence and the car reg. No paperwork treasure hunt required.
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Choose your time
Pick when your cover starts and how long you need it for – by the hour, week or month.
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Check out and drive
Happy with your quote? Confirm your cover and be on the road in minutes.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.