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Jul 18 2024 • < 1 min read20 Year Old Driver Insurance
Borrow a car with confidence using fully comprehensive temporary cover designed for young drivers.
Part of the Admiral Group
What is 20 year old driver insurance?
Veygo’s 20-year-old driver insurance provides flexible, short-term comprehensive cover for young drivers borrowing a vehicle. Whether you are moving flat, visiting friends, or sharing a long drive, this policy ensures you are insured independently of the car owner.
This means the owner’s no claims bonus is 100% protected, removing the financial risk for them.
The policy is available from 1 hour up to 60 days, filling the gap when you need a car but don’t own one. It’s a hassle-free, digital alternative to being a named driver on an annual policy.
How does 20 year old driver insurance work?
Enter the car’s registration and your driving licence details online to get a price in seconds. If you’re happy with the quote, you can buy immediately, and your cover starts instantly.
The Veygo app allows you to view your documents, extend your policy if you need more time, or cancel fee-free if you no longer need the car. It is designed to be managed entirely from your phone.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Who is eligible for 20 year old driver insurance?
You must be 20 years old with a full UK/DVLA driving licence. As a 20-year-old, you can drive cars at a higher insurance group than a 19-year-old.
However, the vehicle value must still be under £30,000. The policy covers driving in Great Britain only; international driving is excluded.
20 year old driver insurance benefits
Access Better Cars
20-year-olds can access vehicles insurance restricts from 19-year-olds.
Owner Peace of Mind
The car owner’s no claims bonus remains safe regardless of any claims you make.
What does 20 year old driver insurance cover?
The policy offers fully comprehensive cover, protecting you against damage, fire, and theft.
Cover is limited to Great Britain (England, Wales, Scotland) and does not provide insurance for trips to the EU or Northern Ireland.
- Visiting friends or family for a few days.
- Moving personal belongings to a new flat.
- Sharing a long drive for an event or holiday.
- Borrowing a car while yours is in the garage.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.