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Jul 18 2024 • < 1 min read19 year old driver insurance
Get comprehensive cover to borrow a car from 1 hour to 60 days without affecting the owner’s no claims bonus.
Part of the Admiral Group
What is 19 year old driver insurance?
This policy is specifically tailored for 19-year-olds who need to borrow a car. Young drivers often face high premiums or difficulty getting added to a parent’s policy.
Veygo offers a standalone, fully comprehensive solution that insures the driver on a specific car for a short time, from 1 hour to 60 days. It’s perfect for university holidays or weekends away.
Crucially, because it is a separate policy, if you have a bump, your parents’ (or the car owner’s) no claims bonus is completely unaffected. It gives 19-year-olds independence and legal protection without the long-term commitment of an annual contract.
How does 19 year old driver insurance work?
Quote and buy in minutes using your smartphone. You just need your UK driving licence and the number plate of the car you are borrowing.
Once you buy, your cover is instant, and your insurance certificate is stored in the Veygo app.
If you need the car for longer than expected, you can top up your insurance instantly online. There are no cancellation fees, giving you flexibility if your plans change.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Who is eligible for 19 year old driver insurance?
You must be 19 years old and hold a valid full UK/DVLA driving licence. The car you borrow must have a market value of less than £30,000.
You cannot have more than 6 penalty points or certain disqualifications. Cover is valid only for driving within England, Wales, and Scotland.
19 year old driver insurance benefits
No Claims Bonus Protection
Drive your parents’ car without risking their hard-earned no claims bonus.
Digital & Fast
Manage everything in the app, with no paperwork and instant documentation.
What does 19 year old driver insurance cover?
You receive fully comprehensive cover for accidental damage, fire, and theft.
This cover applies strictly to roads in Great Britain and does not extend to driving in Northern Ireland or the EU.
- Borrowing a parent’s car while back from university.
- Sharing driving duties on a road trip with friends.
- Using a car for a weekend away.
- Emergency use of a family vehicle.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.