What affects your car insurance costs?
We know that car insurance costs can be confusing, whether you’re looking for learner insurance, new…
James Armstrong
Jul 18 2024 • < 1 min readMonthly Car Insurance
Get a flexible monthly car insurance subscription that renews automatically but lets you cancel anytime without fees.
Part of the Admiral Group
What is monthly car insurance?
Monthly car insurance from Veygo is a flexible subscription alternative to traditional annual policies. It provides rolling fully comprehensive cover that renews automatically every 30 days but can be cancelled at any time without a fee. This is ideal for university students back for holidays, people between cars, or those borrowing a vehicle for an extended period. Uniquely, if you hold a subscription for 12 months on the same policy, you can earn a No Claims Bonus (NCB) to use on future insurance. It offers the stability of long-term cover with the flexibility of short-term commitment, all while keeping the car owner’s own NCD protected.
How does monthly car insurance work?
You can set up your subscription in minutes online. Enter your licence and vehicle details to get a quote. Once active, the policy renews automatically each month, so you don’t need to re-apply. Payments are taken automatically, and you can manage everything—including cancelling the subscription—directly from the Veygo app. There are no tie-ins; if you only need the car for two months, you simply cancel via the app when you are done, with no termination fees.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Monthly car insurance pricing
| Learner by Month Learner monthly Policies | From £36.91 ¹ |
| Learner by month 17 Y/O 17y/o Learner monthly Policies | From £36.91 ² |
| Full license by month Full Licence monthly Policies | From £109.14 ³ |
¹ 10th percentile price of 13,737 policies
² 10th percentile price of 6,018 policies
³ 10th percentile price of 14,136 policies
Based on data from 01/06/25 – 31/08/25
Who is eligible for monthly car insurance?
Drivers must be aged 17 to 79 with a full UK/DVLA driving licence. You must have no more than one non-fault claim (for some criteria) or follow standard acceptance of max 3 claims in 3 years. The car must be taxed and MOT’d. Cover is valid for driving in Great Britain only. Driving in the EU or Northern Ireland is not covered under this subscription.
Monthly car insurance benefits
Total Protection
Protects the car owner’s NCB completely while giving you comprehensive cover.
What does monthly insurance cover?
This is a fully comprehensive policy covering damage, fire, and theft within Great Britain.
It does not provide minimum liability cover for driving in the EU, EEA, or Northern Ireland.
- University students home for the holidays.
- Long-term borrowing while your car is in repair.
- Using a family car while learning to drive or just passed.
- Extended visits or work placements.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.