What affects your car insurance costs?
We know that car insurance costs can be confusing, whether you’re looking for learner insurance, new…
James Armstrong
Jul 18 2024 • < 1 min readHourly car insurance
Get fully comprehensive cover from just one hour to borrow a car, with zero cancellation fees.
Part of the Admiral Group
What is hourly car insurance?
Hourly car insurance is the ultimate flexible solution for drivers who need to borrow a vehicle for a very short period. Whether you are running a quick errand, sharing a drive, or moving a specific item, this product offers fully comprehensive cover for exactly the time you are behind the wheel.
Unlike being added to an annual policy, which can be admin-heavy and expensive, Veygo’s hourly cover sits as a separate, standalone policy. This means you get the legal protection you need without impacting the car owner’s existing insurance or their no claims bonus if an accident occurs.
It is designed for immediate needs, covering you from as little as one hour up to 60 days if you need to extend.
How does hourly car insurance work?
Getting covered is a purely digital, paperless process designed to get you on the road in minutes. Click the button below and enter your UK driving licence number and the registration number of the car you wish to borrow to generate a quote.
Once you purchase, your certificate of insurance is available instantly in the Veygo app. If your plans change and you need the car for longer, you can extend your policy instantly through the app without needing to call anyone. Conversely, if you finish early or change your mind, you can cancel fee-free at any time.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Hourly car insurance pricing
| Learner by hour Learner 1-hour Policies | From £4.81 ¹ |
| Learner by hour 17 Y/O 17y/o Learner 1-hour Policies | From £4.81 ² |
| Full license by hour Full Licence 1-hour Policies | From £5.26 ³ |
¹ 10th percentile price of 18,556 policies
² 10th percentile price of 7,000 policies
³ 10th percentile price of 20,540 policies
Based on data from 01/06/25 – 31/08/25
Who is eligible for hourly car insurance?
You must be a UK resident aged 17 to 79 holding a valid full UK/DVLA driving licence. The car you are borrowing must be registered in the UK and cannot be a rental or hire vehicle. Eligibility depends on your age and the car’s insurance group: drivers aged 17-19 can drive cars up to group 35, while those aged 20+ can drive up to group 45. Cover is valid strictly for driving within Great Britain (England, Wales, and Scotland) and does not cover Northern Ireland or the EU.
Hourly car insurance benefits
Protect the Owner
The car owner’s no claims bonus is strictly protected, even if you have an accident.
Total Flexibility
Cancel anytime with zero fees or extend your cover instantly in the app.
Instant Proof
Get your insurance certificate immediately on your phone with no waiting for paper documents.
What does hourly insurance cover?
All Veygo temporary policies provide fully comprehensive cover.
This protects you against accidental damage, fire, and theft while you are driving in Great Britain. Note that this policy does not provide third-party cover for driving in the EU or Northern Ireland.
- Borrowing a friend’s car for a quick errand or appointment.
- Test driving a vehicle before purchasing it.
- Sharing the driving duties on a short trip.
- Moving house or transporting large items.
Need insurance for a different time period?
What to do during rail strikes
What are the rail strikes? Following ongoing pay industrial disputes, rail workers have, once more, opted…
James Armstrong
Mar 13 2023 • < 1 min read
Insurance groups explained
Insurance is an essential aspect of owning a vehicle, providing a safety net for unexpected events…
James Armstrong
Nov 20 2023 • < 1 min read
Staycation driving guide. Veygo’s advice to help young drivers at higher risk of fatigue.
While road trips can be exciting, research shows that the risk of driver fatigue is particularly…
James Armstrong
Aug 28 2024 • < 1 min readAnswers to hourly car insurance questions
How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.