What affects your car insurance costs?
We know that car insurance costs can be confusing, whether you’re looking for learner insurance, new…
Rachel Purchase
Jul 18 2024 • < 1 min read
Excellent
4.6 out of 5
Trustpilot
, based on 11,053 reviews
Student car insurance
Borrow a car when you’re home from uni and get flexible, fully comprehensive cover in minutes, without affecting the car owner’s No Claims Bonus.
What is student car insurance?
Student car insurance is flexible car insurance designed for students who only need cover when they’re home from uni, borrowing a car, or sharing the driving.
Instead of paying for cover you might not use all year round, student driver insurance lets you get insured for the time you actually need. That could be for a few hours, a few days, or longer if you need more regular access to a car.
With Veygo, the policy is in your own name, and if you’re borrowing someone else’s car, their No Claims Bonus stays protected.
How does student car insurance work?
Student car insurance is designed to be quick and straightforward.
You choose how long you need cover for, tell us a few details about yourself and the car, and if you’re eligible, you can get a quote in minutes. Once you’re covered, you can get on the road without being added to someone else’s annual policy.
It’s a simple way to stay flexible around student life. Whether you’re back home for the holidays, heading away for a weekend, or borrowing a car for a one-off trip, you can get cover that fits around your plans.
Four simple steps
-
Vehicle
Tell us the vehicle registration and who owns it.
-
Driver
Fill in the driver’s details and driving licence number.
-
Quote
If you’re happy with it, you can pay there and then.
-
Just go
Your cover will start whenever you want.
Who is eligible for student car insurance?
Drivers must be aged 17 to 79 with a valid full UK/DVLA driving licence. You can borrow cars valued up to £30,000 (if aged under 21), £60,000 (aged 21-24), or £100,000 (aged 25+).
You cannot have more than 6 penalty points or certain disqualifications. Cover is valid only for driving within England, Wales, and Scotland.
Student car insurance benefits
Risk-Free Borrowing
The owner’s no claims bonus is completely safe, removing the awkwardness of borrowing a car.
App Control
Manage your policy, extend cover, and view documents 24/7 from your smartphone.
What does student car insurance cover?
You receive fully comprehensive cover for accidental damage, fire, and theft.
This cover applies strictly to roads in Great Britain and does not extend to driving in Northern Ireland or the EU.
- Borrowing a parent’s car while back from university.
- Sharing driving duties on a road trip with friends.
- Using a car for a weekend away.
- Emergency use of a family vehicle.
Don’t just take it from us…
5 out of 5
“Onvenient. Simple. Customer-focused. VFM.”
5 out of 5
“So easy and fast.”
5 out of 5
“Exelent,very good.”
5 out of 5
“Quick and easy even for new drivers.”
5 out of 5
“I’m happy highly recommended.”
5 out of 5
“Super easy and cheap.”
5 out of 5
“Simply the best no hassle whatsoever.”
5 out of 5
“Very easy website and excellent value.”
5 out of 5
“Price was Fantastico.”
5 out of 5
“Very easy to use the app was fairly happy with the price.”
5 out of 5
“Excellent service other companies should follow suit.”
5 out of 5
“Very convenient and useful 👍👍.”
5 out of 5
“Information provided very helpful, value for money.”
5 out of 5
“Used many times without a problem great.”
5 out of 5
“Great option for short term cover on another vehicle.”
5 out of 5
“Quick and sensible price.”
Get on the road in minutes.
A few details, a quick quote, and insurance that fits the drive ahead.
-
Gather the basics
Grab your driving licence and the car reg. No paperwork treasure hunt required.
-
Choose your time
Pick when your cover starts and how long you need it for – by the hour, week or month.
-
Check out and drive
Happy with your quote? Confirm your cover and be on the road in minutes.
What to do during rail strikes
What are the rail strikes? Following ongoing pay industrial disputes, rail workers have, once more, opted…
Rachel Purchase
Mar 13 2023 • < 1 min read
Insurance groups explained
Insurance is an essential aspect of owning a vehicle, providing a safety net for unexpected events…
Rachel Purchase
Nov 20 2023 • < 1 min read
Staycation driving guide. Veygo’s advice to help young drivers at higher risk of fatigue.
While road trips can be exciting, research shows that the risk of driver fatigue is particularly…
Rachel Purchase
Aug 28 2024 • < 1 min readAnswers to monthly car insurance questions
How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.