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Jul 18 2024 • < 1 min readParents’ Car Insurance
Get flexible learner insurance to practise in your parents’ car without risking their no claims bonus.
Part of the Admiral Group
What is Parents’ Car Insurance?
Parents’ car insurance is a dedicated policy for learner drivers practicing in a family vehicle (in other words, wanting to use your parents’ car).
It sits entirely separately from the parents’ main annual insurance. This is a critical benefit: it means if the learner has a bump while practicing, the parents’ no claims bonus is completely protected. It offers flexible cover from 1 hour up to 180 days, allowing learners to get extra practice outside of professional lessons.
If you pass your test, Veygo even offers a “seamless learner option” that helps convert you to a full licence policy, often with a 10% discount on new driver insurance.
How does Parents’ Car Insurance work?
The learner enters their provisional licence details and the family car’s registration to get a quote.
Coverage can be purchased instantly. The policy is managed in the app, where you can top up hours or days as needed.
You must be supervised at all times by a qualified driver (aged 21+, held licence for 3+ years). If the learner passes their test, the policy ends, but Veygo helps transition to full cover.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Who is eligible for Parents’ Car Insurance?
Learner must hold a valid UK provisional licence and be aged 17-75. The car must be valued less than £45,000.
Supervision is required by a passenger aged 21+ who has held a full UK licence for 3 years. Cover is valid for driving in Great Britain only.
Parents’ Car Insurance benefits
Protect Parents’ no claims bonus
Practice without the guilt or risk of ruining your parents’ insurance bonus.
Flexible Practice
Top up your practice hours instantly via the app whenever the car is free.
What does Parents’ Car Insurance cover?
Fully comprehensive cover for the learner driver against damage, fire, and theft.
Note: Cover is only valid while supervised and driving in Great Britain. Cover ceases immediately once the driving test is passed.
- Getting extra practise outside professional lessons.
- Driving to school or college under supervision.
- Building confidence on local roads.
- Preparing for your practical driving test.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.