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Jul 18 2024 • < 1 min readTemporary Electric Car Insurance
Get fully comprehensive short-term cover specifically for borrowing electric or hybrid vehicles.
Part of the Admiral Group
What is Temporary EV Hybrid Insurance?
As electric and hybrid vehicles become more common, Veygo offers specialized temporary cover for these eco-friendly cars.
This policy provides fully comprehensive insurance for borrowing an EV or hybrid from 1 hour to 60 days. It operates independently of the owner’s main policy, protecting their no claims bonus and avoiding the complexity of adding a driver to a specialized EV insurance plan.
Whether you are test-driving an EV to see if it suits your lifestyle or borrowing one for a low-emission zone trip, this policy ensures you are fully covered.
How does Temporary EV Hybrid Insurance work?
The process is identical to standard car insurance. Enter the EV/Hybrid registration and your licence details for an instant quote.
Veygo’s system recognizes the vehicle type automatically. Once insured, you can view your certificate in the app and drive away immediately.
Extensions are instant via the app, and you can cancel fee-free at any time.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Who is eligible for Temporary EV Hybrid Insurance?
Drivers must be aged 17-75 with a full UK/DVLA licence. Value limits are crucial for EVs: £30k limit for under 21s, £60k for 21-24s, and £100k for 25+.
The car must be UK registered. Cover is valid for driving within Great Britain only; international driving is not covered.
Temporary EV Hybrid Insurance benefits
Green & Flexible
flexible cover that manages extensions and cancellations instantly in-app.
What does Temporary EV Hybrid Insurance cover?
You get fully comprehensive cover for the electric or hybrid vehicle, protecting against damage, fire, and theft.
This policy covers driving in Great Britain only and excludes Northern Ireland and the EU.
- Test driving an electric car before switching.
- Borrowing a friend’s EV for a road trip.
- Using a hybrid car for city driving.
- Driving a replacement green vehicle.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.