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Jul 18 2024 • < 1 min readFlexible Borrowing a Car Insurance
Get fully comprehensive insurance to borrow a friend or family member’s car for any occasion.
Part of the Admiral Group
What is Flexible Borrowing a Car Insurance?
Flexible car insurance for borrowing a car is the core of Veygo’s temporary offering.
It allows you to get behind the wheel of a friend, colleague, or family member’s car with your own comprehensive policy. This eliminates the need to be a “named driver” on their annual policy, which can be slow to arrange and expensive. Crucially, it ring-fences the owner’s no claims bonus; if you have an accident, they don’t lose their bonus.
Available for durations from 1 hour to 60 days, it covers you for everything from a quick trip to the shops to a month-long loan while your car is being repaired.
How does Flexible Borrowing a Car Insurance work?
Quote in minutes using the car’s registration and your driving licence. You can choose exactly when you want the cover to start.
Once purchased, you are legally insured to drive that specific vehicle. The Veygo app acts as your policy wallet, letting you extend cover instantly if you need the car for longer or cancel fee-free if you return the car early.
Vehicle
Tell us the vehicle registration and who owns it.Driver
Fill in the driver’s details and driving licence number.Quote
If you’re happy with it, you can pay there and then.Just go
Your cover will start whenever you want.Who is eligible for Flexible Borrowing a Car Insurance?
Drivers must be aged 17-75 and hold a full UK/DVLA driving licence. You must meet vehicle value limits (£30k-£100k depending on age) and insurance group limits.
Cover is valid for driving in Great Britain only and does not extend to Northern Ireland or the EU.
Flexible Borrowing a Car Insurance benefits
100% no claims bonus Protection
The car owner’s insurance record is completely unaffected by your driving.
What does Flexible Borrowing a Car Insurance cover?
Provides fully comprehensive cover for accidental damage, fire, and theft.
This policy is valid for driving in Great Britain (England, Scotland, Wales) only.
- Running errands when your car is unavailable.
- Sharing the driving on a long weekend trip.
- Moving house or transporting large items.
- Visiting family using a borrowed car.
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How do I get a quote?
You can get a quote with Veygo, here.
You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
Can I add another driver to my policy?
Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!
Can I negotiate my insurance policy price?
Not sure about the price or why it’s changing? The price you see going through the quote is only a guide.
Once you have entered all the information, you will be shown the final price on the “Your Final Quote” page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
Can I tax a car if I have temporary insurance?
Atually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.
Can I use Veygo learner driver insurance to take my driving test?
Veygo learner driver insurance does provide cover for your practical driving test. You may be asked to take a copy of your certificate of insurance with you, which is available to download as a PDF document within your Veygo account. To view this, please log in, go to ‘My account’ and select ‘Purchases’.
Should you wish to, you can also use your own vehicle to take your driving test. Please bear in mind that the car needs to meet certain legal requirements, which can be found at GOV.UK.
Important: If you pass your test, this insurance will no longer be valid, as it only covers provisional licence holders. This means you won’t be able to drive home from the test centre. But you can get a quote for our temporary cover if you continue sharing the car. Good luck!
Will my price change after passing my test?
Your price will change after you pass, but not right away. With Learner + New Driver, your first month after passing remains the same as your learner price. After that, your price will adjust based on your new driver quote, which we will share with you once you pass.
Your new driver price will be directly linked to your driving score in the Veygo by Admiral app, which means it will change based on your driving behaviour. If your driving score is good because you’ve been driving safely and responsibly, your subscription price may decrease. However, if there are changes in your driving behaviour that means your driving score is lower, then your subscription price may increase.
We know how important every pound is at the moment. Adjustments to your subscription price will come into effect every three months and will always be communicated to you in advance.