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Temporary car insurance

Cheap monthly, daily or hourly car insurance

Need to borrow a friend or family members car? Just bought a car and need to drive home?

Green TickCheap temporary insurance cover

Green Tick1 hour to 60 days

Green TickQuick quotes & instant cover

Get a quote
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temporary car insurance, short-term cover

How Does Temporary Car Insurance Work?

Flexible car insurance that covers you from one hour to one month – temporary car insurance is short-term car insurance on a vehicle, with no long-term commitment and no impact on the vehicle owners No Claims Bonus. It’s designed to be cheaper, quick and simple and is suited to drivers who need to borrow a car or van, share driving responsibilities, or need instant, emergency car insurance.

There are two types of temporary car insurance: temporary cover for your own car or cover on somebody else’s car – allowing you to share the car. If you’re sharing a car, the car needs to have an annual insurance policy in place.

Short-Term Car Insurance from 1 Hour to 60 Days

Hourly car insurance

Hourly Car Insurance

Just want to borrow mum's car to pop to IKEA? Get 1 hour car insurance cover.

Daily car insurance

Daily Car Insurance

Day trip!  Get where public transport can't with daily car insurance on a friend, colleague or family member's car.

Weekly car insurance

Weekly Car Insurance

Buying a new car, but don't want to commit to long-term insurance right away? Give yourself time to find the best deals by taking out temporary car insurance for a week.

Monthly car insurance

Monthly Car Insurance

Get insured for a full month and call dibs on dad's car when it's free. Our rolling monthly subscription car insurance allows you to pay as you go and get insured for as long as you need.

Short term car insurance for your car or someone else's

Flexible insurance

Flexible Insurance

Our cheap temporary insurance options can cover you from 1 hour to 60 days.

Instant cover

Instant Cover

Run through our speedy quote process and start driving as soon as you've paid, that's quick!

Admiral no claims bonus

Peace of mind

No need to worry about the owner's policy, their no claims bonus won’t be affected if you need to make a claim.

How to Get Temporary Car Insurance - Getting a Quote

Get a quick quote and instant cover by running through our speedy quote process:

Vehicle registration

Car Reg

Tell us the vehicle’s registration and who owns it

arrow
arrow
Personal information

You

Give us your information, including your driving licence number so we can tailor your quote

arrow
arrow
get on the road

Pay

Get a quote, pay online and get on the road straight away

How does temporary car insurance work?
What do customers think?
How does temporary car insurance work?
What do customers think?

How Much Does Temporary Car Insurance Cost ?

The cost of temporary car insurance varies depending on the length of time you want cover for:

  • £7.30 for one hour
  • £54.50 for a week
  • £176 for the month

Other factors can also influence the cost of your temporary car insurance, such as:

  • Previous accident – If you’ve had to claim before, even if it wasn’t your fault, this can raise your car insurance cost.
  • Type of car – Safer cars with smaller engines or cars that are in lower insurance groups can help you to get cheaper car insurance. 
  • Car insurance excess – The amount of excess you agree to pay on your policy will affect the price. Always make sure not to set you excess higher than what you could afford to pay if you had to make a claim.

  • Your age

  • Your car

  • Your history

The type of car you’ll be driving also affects the price of your cover. If your car is safe, has a small engine and is in a lower insurance group, then getting insured is likely to be cheaper. You can find out more about which cars are cheaper to insure here.

The amount of car insurance excess you agree to pay on your policy will also affect the price. It’s very important not to set your excess higher than what you could afford to pay if you had to make a claim.

Another impact point on how much car insurance costs is whether you’ve had an accident or had to make a claim, this is likely to push up your car insurance cost – even if it wasn’t your fault.

For a more accurate quote you’ll have to enter a few more details. We’ll need to know things like what kind of licence you hold, your postcode, and car details. It’s a quick process designed to get you insured quickly.

Temporary Car Insurance Calculator

Choose the right quote for you

Someone else's car

Your car

Your estimated price

Hours

Days

Weeks

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Prices based on the average price 139,226 customers paid for the displayed duration (June 2023).

Your estimated price

Hours

Days

Weeks

hour

hours

hours

hours

Prices based on the average price 41,212 customers paid for the displayed duration (June 2023).

What is Covered with Veygo Temporary Car Insurance?

What’s covered?

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Accidental damage to your car

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Damage caused by theft or attempted theft/vandalism/fire

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Car keys and locks

We cover up to £300 to have your locks changed in the event of your keys being lost or stolen. However, we don't cover the cost of the keys! 

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Windscreen damage

What's not covered?

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Unattended & keys in ignition

In the circumstance of keys left unattended in the ignition, or the car was left unattended, the claim will require further investigation by our customer care team. 

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Taking your car out of an impound

Am I Eligible for Temporary Car Insurance?

To apply for short-term car insurance, both you and your car need to check a few boxes.

People

Driver's Eligible for Short Term Cover:

Green TickYou must be aged between 17 and 75, and have a full, valid UK driving licence.

Green TickIf you’re aged between 17 and 21, and it’s for your own car, you need to have clocked up at least 6 months on your licence.

Green TickYou should have no more than 9 penalty points, and have no disqualifications on your licence in the last 18 months.

Green TickIf you have had any fault claims or motoring convictions, this may affect your ability to get temporary cover.

Green TickYou need to get the car owner’s permission, and agree to take responsibility for getting the right cover.

People

Car's Eligible for Short Term Cover:

Green TickIt needs to be less than 40 years old.

Green TickThe car should be registered in the UK.

Green TickYou can get cover for a lease car, but not for a hire or rental vehicle.

Whose car would you like to insure?

Red car, short-term cover
blue car, temporary car insurance

Someone else's

My car

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You don't want to be a long-term added driver
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You want cheaper car insurance
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You want to borrow someone else's car or share a drive with your friends
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You want your car to have fully comprehensive cover
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You want short-term cover on your new car until you sort out your annual policy
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You want to cover your car up to its market value
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You need flexible cover
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See what's not covered
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I own the car and there is already an alternative insurance policy in place
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If there is already an alternative insurance policy in place
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You want to take your car out of an impound

When Might I Need Temporary Car Insurance?

Flexible and available from one hour to one month – short-term car insurance can be super useful for a whole bunch of reasons – especially if you need cover at short notice, such as when you’re:

When might I need a temporary policy?
  • 👩‍👧

    Borrowing a parent's car - If you only use your parent's car occasionally, temporary insurance could work out cheaper than being put on their policy.

  • 🎓

    Only driving at university, or during the holidays - if you only driver during university term time, a temporary car insurance policy may be perfect for you. Or, if you only drive at home in the holidays, short-term cover would be a smarter way to pay. 

  • 🌀

    Sharing the driving duties - If you're road-tripping with friends, getting temporary cover for their car means you can help out. Also, the driver gets to choose the tunes 😉

  • 👯‍♀️

    Staying with friends - If you want to hang out with friends for a few days (or – better yet – weeks), having flexible, temporary car insurance allows you the ability to borrow their car when needed. 

  • 🏠

    Moving house - If you’re moving home, and need to take a load of your things, temporary car insurance gives you the option of borrowing a friend's car or van - especially handy if you've got a lot of furniture. 

  • 🚘

    Learning to drive - You may find short-term cover useful while learning to drive. But do compare it with our learner driver insurance to see which works best. A learner insurance policy can cover you for longer, for instance, and so may be more what you're looking for. 

  • 💸

    Buying a car - If you’re buying a new car, it may be too much hassle to get a long-term policy on the spot. Getting temporary insurance means you can get it home (known as drive-away insurance), and spend a bit more time shopping around for annual insurance.

  • 🏎

    Test driving a car - If you want to take a car for a spin – especially if you’re thinking of buying second-hand – you can get temporary cover for as little as 1 hour.

  • 🚨

    Help out in an emergency - If a friend or family member can’t use their car, you can get covered with temporary insurance and lend them a hand.

  • 🛠

    Getting your car repaired - If your car's getting fixed, getting temporary cover means you can borrow someone else's until it's back on the road. 

What Our Customers Think of Our Temporary Car Insurance?

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Important Information About Your Cover

document

View our product information document showing what is and isn't covered

document

View our policy booklet to see details of the agreement between us

Looking for our learner driver insurance?

Flexible, short term car insurance for provisional licence holders. Learn to drive in a friend or family member’s car from 1 hour to 180 days.

learner drivers insurance, short-term cover

Short-term Car Insurance

Tap. Vey. Go.

Find out more
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Temporary Car Insurance - Frequently Asked Questions

  • opener

    Why is my registration not being recognised when trying to obtain a quote?

    There are a few reasons why we might not be recognising your registration. Firstly, please note that we do not provide cover for import vehicles, camper vans or if your vehicle is over 40 years old.
     
    You can check whether your vehicle has been imported here.  
     
    Please also ensure that you have registered your vehicle with the DVLA and that you have definitely entered your registration correctly when getting a quote with us - we know how easy it is to mistake a 1 for an I or a 0 for an O!
     
    You can check whether your car is registered with the DVLA here.
     
    Please be aware that if your vehicle is a brand new vehicle, it can take up to a month for our registration recognition provider to update their systems. If your registration has recently changed, please contact us via email for further information on how to get a quote. Please see our 'How Do I Contact Veygo?' FAQ for our contact details.
  • opener

    I've passed my test so how can I change the licence type connected with my account?

    Congratulations! 🎉
     
    Now you’re fully qualified, your Learner Driver policy is no longer valid so it’ll need to be cancelled. Please see our 'How can I cancel my policy?' FAQ for instructions on how to do this.
     
    But you can now upgrade! 😃 (Please do this via the website rather than the app.)
     
    Do this by starting a new quote. Once you accept the privacy policy, you'll see a box at the top of the page which says 'Passed your test?' and you can select 'Change to full licence'.
     
    Then you'll have the option to upgrade your account and change your licence type.
  • opener

    Why am I not allowed to purchase cover even though I have completed a quote?

    Unfortunately from time to time we are unable to provide insurance cover to somebody. We take a lot of factors into account relating to the person, vehicle and circumstance just to name a few! Please note that our Customer Care agents are not able to change this decision or provide specific reasoning.
     
    We know this is frustrating and we are constantly reviewing our underwriting criteria but unfortunately for now we can't offer a policy. In some cases you may be able to get cover on a different vehicle - please feel free to find out by running another quote.
  • opener

    How do I cancel my one-off policy?

    Here's how to cancel (it's really easy!):
     
    · Sign in
    · Click into your account from the top right hand of the screen
    · Go to Purchases
    · Select "View" on the policy that needs cancelling
    · Click “Cancel policy” inside the Actions box
    · Click "Cancel policy" in the popup
     
    If your policy hasn't started yet, you will receive a full refund.
     
    If your policy has already started, we'll recalculate the price based on a shorter policy and refund the difference. If any refund is due, this will be returned to the original payment method automatically within 3 to 10 days.
     
    Please see your Policy Booklet for our Cancellations policy.
  • opener

    How do I cancel my subscription policy?

    Here's how to cancel (it's really easy!):
     
    · Sign in
    · Click into your account from the top right hand of the screen
    · Go to Purchases
    · Select “View” on the policy that needs cancelling
    · Click “Cancel Subscription” inside the Actions box
    · Click “End of current cycle” in the side menu - if you want your policy to end at the end of the current cycle OR Click “Immediate Cancellation” - if you want your policy to end immediately
    · Select a reason for cancelling
    · Click “Cancel subscription”
     
    If you cancel immediately and your cover has started, we will calculate a risk-based refund that considers duration of cover and the level of risk incurred.
     
    If you cancel at the end of the current cycle, we will not start a new month of cover and your policy will cancel at the end of your current policy period.
     
    If you’ve paid for the next cycle already, you will receive an email confirmation confirming the cancellations and if any refund amount is due.
     
    Any refunds due will be returned to the original payment method automatically within 3 to 10 days.
     
    Please see your Policy Booklet for our Cancellations policy.
  • opener

    How do I get a quote?

    You can get a quote with Veygo here.
     
    You’ll be able to enter in all your details quick and easy and be able to get a quote in no time! Unfortunately our agents cannot provide quotes over the phone or by email.
  • opener

    Do I need alternative insurance?

    The vehicle needs to be alternatively insured if you are borrowing it from a family member, friend or colleague. You cannot be a named driver on the alternative insurance policy. Please also note that the alternative insurance cannot be a learner driver policy.
     
    If you are the registered owner of the vehicle, you do not need to have alternative insurance, we would be the only cover needed.
  • opener

    Can I add another driver to my policy?

    Unfortunately, another driver or car can’t be added to your existing insurance policy, but you can buy a separate insurance policy for the other driver or car you wish to insure. When purchasing for another driver, they’ll need to continue as a new customer and create their own account with an alternative email address. Easy!

  • opener

    Can I change the car on my policy?

    Want to change the car on your policy? Unfortunately we are not able to do this so the policy will need to be cancelled and you can quote for a new policy with the updated information by going through the website. (Signing in first will save you time!).
     
    For details on how to cancel your policy, please see our Cancellation FAQ above.
  • opener

    Am I able to get Veygo cover with a licence or vehicle that comes from outside Great Britain?

    We’re really sorry, but we can’t provide cover if you don’t hold a GB licence (excluding Northern Ireland) or if your vehicle does not have a GB registration. Sorry we can’t help you further and I hope you find a suitable alternative.

  • opener

    Can I use Veygo cover to drive abroad?

    Thanks for getting in touch. Unfortunately, Veygo only provides cover to drive in England, Scotland, Wales and Northern Ireland.
    Our policy booklet states that if you are driving in the Channel Islands, Isle of Man or in the EEA/EU your cover is limited to the minimum level required in that country. What this means is, if you were to drive in these countries and have an accident for which we (as your insurer) would be at least partially responsible, we would pay third party costs only. However, we don’t recommend using such a low level of cover for travelling abroad. We also don’t provide green cards.
  • opener

    Why is my registration not showing as insured on MID?

    Whilst the Motor Insurance Database is usually updated within 24 hours, it can take up to a week.
     
    In the meantime we would advise you to please make sure you have your documents with you at all times as proof of your cover.
     
    If you are borrowing a car, then the vehicle must have a main insurer so there should already be a form of insurance showing. If the vehicle does not have main insurance then this insurance is invalid and will need to be cancelled.
  • opener

    Can I negotiate my insurance policy price?

    Not sure about the price or why it's changing? The price you see going through the quote is only a guide.
     
    Once you have entered all the information, you will be shown the final price on the "Your Final Quote" page and this will be an accurate price, based on all your details. Our agents will not be able to change or amend this price.
  • opener

    How do I extend my policy?

    We don’t currently offer insurance policy extensions, but you can take out more insurance online in next to no time. We save your details to make getting a quote even easier the second time around. Just log in, and you’re ready to roll! If you'd like to repurchase on the go, try downloading our app where you can repurchase your previous cover in just 5 taps!

  • opener

    Do Veygo offer a No Claims Bonus? How does this affect the car owner's No Claims Bonus?

    Unfortunately, our insurance policies don't allow you to build your No Claims Bonus. However, our policies provide you with your own separate insurance for the car that you will be driving. This means that if you're borrowing someone else's car and have to make a claim, it won’t affect the car owner’s no-claims bonus. This also means they don’t need to declare it when renewing their insurance.

  • opener

    Does Veygo provide cover for business uses?

    Our insurance policies only provide cover for driving for social, domestic and pleasure uses, as well as driving to and from one place of work. We do not cover business-related purposes which can include using your car to pick up or deliver business supplies or driving to visit clients.

  • opener

    What is excess?

    The accidental damage excess on most temporary car insurance is set at £750. Some customers can choose a lower excess of £250 or £100, depending on the product and you and/or your car’s details. The excess for a windscreen claim can be found in your insurance policy schedule, within your account.

  • opener

    Isn't this dual insurance?

    It’s not. Dual insurance is when the same person has two active insurance policies on the same vehicle.
     
    As long as you’re not named on the car owner’s insurance, or any other insurance policy covering the car you want to drive (or perhaps learn in), this won’t affect your ability to take out cover, and it won’t be dual insurance.
  • opener

    Can I tax a car if I have temporary insurance?

    Actually, yes – you can. You can tax your vehicle with a temporary policy at the DVLA website. Or, if you want to go old-school, you can take your temporary insurance docs to the post office.

  • opener

    How can I contact Veygo?

    Veygo is an online-only business, so we don’t have a number you can call. However, if you'd prefer to speak to us over the phone, ping us an email or send us a message. We’ll try to get back to you within 15 minutes, during our opening hours.
     
    You can also tweet us @VeygoUK, or contact us via Facebook Messenger.
     
    Find out our full contact details here.

Need more help?  Check out our help centre.

Learn More About Temporary Car Insurance with Veygo

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