I need to borrow a car short-term
If you need to borrow a friend or family member’s car on a daily or temporary basis, then Veygo Car Sharing Insurance could be right for you.
I’d like to lend my car to someone
You can lend your car to a friend or family member happy in the knowledge that the person borrowing your car has their own comprehensive insurance policy.
I want to borrow a car
Borrow a car for a day
Borrow a family member, friend or colleague’s car, or share the driving from for a day our on-demand Car Sharing Insurance. Cover can be purchased up to 60 days in advance or you can choose instant cover.
Making a claim? You’re covered.
The cover is fully comprehensive which means that, if you need to make a claim, your friend or family member’s policy is not affected and their car is covered up to the current market value.
Our great cover allows you to choose from one hour up to 30 days. Need more time? You can extend your cover online.
Our quote process won’t take more than five minutes. Cover can start as soon as payment is processed.
Build your No Claims Bonus
You can earn one year’s No Claims Bonus for use with Admiral policies by driving claim free for 30+ days during a 12 month period. Eligibility criteria applies.
I’m only home from university for the weekend but need access to a car.
I’m going on a day trip and want to share the driving.
I borrow a friends car as a one off
I need a car to pick up an item that can’t be delivered.
I want to lend a car
Easy lending for owners
Veygo Car Sharing Insurance is a short-term standalone product that sits alongside your annual policy.
Borrower has their own policy
This means you can lend your car to a friend or family member happy in the knowledge that the person borrowing your car has their own comprehensive policy and, if they need to make a claim, it won’t affect your No Claims Bonus.
You can have a policy with any insurer
You can use Veygo Car Sharing Insurance regardless of which company provides your main insurance policy, excluding trade and fleet policies.
Your No Claims Bonus won’t be affected
Your bonus is safe if the driver needs to make a claim.
Fully comprehensive insurance means that, if anything goes wrong, your car is covered up to the current market value.
Affordable temporary insurance
Because you’re lending your car to someone you know, we’ve made our insurance as affordable as possible.
My son’s home from university and I don’t want to ferry him around!
Share the responsibilities of driving when on longer trips.
My partner uses my car from time to time but I don’t want them to be a named driver.
I’m unwell and can’t drive for a few weeks and need a friend to help with the weekly shop.
What is Car Sharing Insurance?
Car Sharing Insurance is an affordable, short-term, standalone product that sits alongside a car’s annual insurance policy. It allows you to borrow a friend or family member’s car on a temporary basis from one hour up to 30 days. Cover can be purchased up to 60 days in advance or start instantly.
Can I buy a policy over the phone?
Car Sharing Insurance is only available online, and we are unable to provide a quote over the phone. Get a quote today by clicking the button below.
Are there any eligibility criteria?
Yes; we cover drivers with full GB licences from 17 years and up. We provide cover on most vehicles up to insurance group 35 with a current maximum value of £60,000. For more powerful or expensive cars, we may restrict cover based on age, so you may be able to drive some cars and not others. The vehicle must be taxed with a valid MOT.
Does the owner need to have insurance before lending their car?
Yes, Car Sharing Insurance is additional temporary cover that works alongside the owner’s existing insurance policy. The vehicle must have alternative insurance in place for the duration of the Car Sharing Insurance policy. Our short term insurance cannot be used with vehicles insured on Motor Trade or Fleet insurance policies.
Will it affect the owner’s No Claims Bonus if I claim?
Car Sharing Insurance provides the borrower with their own temporary insurance policy. Any claims you make won’t affect the car owner’s No Claims Bonus. As such, they don’t need to declare it to their insurers.
Is there a compulsory excess?
Yes. The accidental damage excess on most Car Sharing Insurance policies is set at £750. However, some customers are now able to choose at excess as low as £250, depending on the policy details. If you don’t take photos of the vehicle before and after the policy, and then need to make a claim, you may have to pay an additional excess of £250. Please note that the excess is payable regardless of fault. There is an additional excess for windscreen damage (£25) or replacement (£95).