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Learner driver insurance

Flexible cover for learner drivers

Learner driver insurance is an easy way to get extra practice in a friend or family member’s car from 2 hours to 90 days, with no impact on the owner’s no claims bonus. You could be on the road in minutes!

L plates on a red car learning to drive

Three reasons to choose learner driver insurance…

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Cover for your test

Looking for cover for your driving test?  No problem!  We could cover you up until you pass your test.*

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Practice more

Practice in your own time that's convenient for you, be on the road in minutes with our flexible cover.

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Peace of mind

No need to worry about the owner's policy, their no claims bonus won’t be affected if you need to make a claim.

*Once you’ve passed you’ll no longer be a learner driver, so you’ll need alternative cover for the drive home.

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View our learner driver insurance guide

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View benefits & exclusions

Choose the right quote for you

Most of our customers pay just £6.96 for 3 hours or £51.62 for 4 weeks. Our flexible cover makes it as affordable as possible to get insured with a provisional licence.

All prices based on what most of 39,149 Veygo customers would pay for the displayed times (July 2020).

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What is learner driver insurance?

As a provisional licence holder you can get valuable on-road experience with the help of Veygo Learner Driver.

To be added to a friend or family member’s policy as a learner driver can be very costly and could affect their No Claims Bonus if you have a bump – this cover protects them from that and keeps prices down.

You can choose to be covered by the hour, day, week or month and you can get a quote in under 2 minutes. The cover will only be valid if you’re accompanied by a full UK driving licence holder and will end once you pass your test.

To find out more please read our guide on this subject.

What do customers think?

Car owners, here's what you need to know

Our comprehensive learner driver insurance works alongside the main policy already in place on your car. It protects the provisional licence holder while also helping to preserve your No Claims Bonus – if they were to make a claim your No Claims Bonus would remain intact. In the event of total loss, the car will be covered up to the current market value.

Adding a provisional licence holder to your policy can incur an admin fee and cause your premium to increase. Veygo’s Learner Driver Insurance means that there are no admin fees to add a driver and the learner driver can pay for the insurance themselves!

Learner Driver Insurance is available from two hours right up to 90 days, just so long as you have your own policy in place on the car at all times. The cover will end once the provisional licence holder passes their practical driving test, becoming a full licence holder.

Guides and Inspiration

Take a look at our latest blog articles from the Veygo Magazine.

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Learner Drivers
Reverse parking into a bay
Sophie Bennett
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Jan 29, 2021
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Learner Drivers
Parallel Parking
Sophie Bennett
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Jan 14, 2021
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Guides
Overtaking Safely
Jemima Lewis
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Jan 19, 2021

Looking for our temporary car insurance?

Our temporary insurance options can cover you from 1 hour
to 30 days.

pink veygo car

Frequently asked questions

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    What is Learner Driver Insurance?

    As a provisional licence holder, you can get valuable on-road experience with the help of Veygo learner driver insurance. To be added to a friend or family member’s insurance policy as a learner driver can be costly and could affect their no claims bonus if you have a bump – this cover protects you from that and keeps prices down. You can choose to be covered from 2 hours, a day, a week...and you can get a quote in minutes.

     

    To find out more check out our guide to learner driver insurance.

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    Isn’t this dual insurance?

    No. Dual insurance is when the same person has two active policies on the same vehicle. As long as you’re not named on the car owner’s policy, or any other policy covering the car you want to learn in, you will not affect the existing cover and it won’t be dual insurance.

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    Will it affect the car owner’s No Claims Bonus if I claim?

    No. Learner driver insurance provides you with your own separate insurance for the car. Any claims you make won’t affect the car owner’s no claims bonus, so they don’t need to declare it on their insurance.

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    How much is the excess?

    There’s a compulsory excess of £250 on our insurance if you need to make a claim. The excess for a windscreen claim can be found in your insurance policy schedule, within your account.

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    Who can supervise me when I learn to drive?

    Any driver over 21 who has held a current and valid full licence for at least three years (from countries in the EU and EEC) can supervise a learner driver. They must be qualified to drive the type of vehicle the learner is practising in, so an automatic licence holder cannot supervise someone in a manual vehicle.

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    Can I use Veygo to take my test?

    Yes. You may be asked to take a copy of your Certificate of Insurance with you, which is available to download as a PDF document within your Veygo account. Please login, select "My account" and then "My documents". Important: if you pass your test, the insurance will no longer be valid as it only covers provisional licence holders, so you won’t be able to drive home from the test centre. You’ll then be able to quote for our temporary cover if you continue sharing the car. Good luck!

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    How do I extend my policy?

    Although we don’t currently offer insurance policy extensions, you can quickly take out more insurance online. We save your details to make the process even easier the second time around – just make sure you log in first!

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    Can I cancel my policy?

    Yes. You can cancel your insurance policy via your account. Just go to My Documents, select the insurance policy you wish to cancel and hit End Policy. If your policy is over 30 days, you will get a pro-rata refund. If your insurance policy is 30 days or less, there won’t be any refund due. For full terms and conditions, check out the learner driver insurance policy book.

     

    Follow our step by step article on how to cancel your insurance policy.

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    Why have I been declined cover?

    We would love to cover everyone but unfortunately, our underwriting criteria means that sometimes we can’t offer insurance to somebody. We can’t give specifics, but it’s made up of lots of different factors, like car, age, experience and much more. Also, we don’t offer cover for outside of Great Britain, drivers with a non-GB licence or non-GB residents. To save you some time, our Customer Care team will be unable to provide further info on reasons for being declined cover. Sorry! 

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    Can I use Veygo to drive abroad?

    No, our insurance is only valid in England, Scotland and Wales.

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    How can I contact Veygo?

    We’re an online only business so we don’t have a number for you to call, but you can email us, and we’ll aim to get back to you within 15 minutes.

    Find out how to contact us.

    You can also contact us via Facebook Messenger or tweet us @VeygoUK.

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    Does learner insurance show on askMID?

    Yes it does. It takes up to a week for the cover to show on the Motor Insurance Database. There should already be an annual insurance policy on the car if it’s learner driver insurance or if you’re sharing a friend or family member’s car. This is an insurance policy and if an annual insurance policy isn’t already in place, your cover won’t be valid.

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    Does learner insurance count towards your no claims?

    Our learner insurance doesn’t count towards your no claims. But on the bright side, if you do need to make a claim, it won’t impact the car owner’s no claims bonus. 

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    Is learner driver insurance compulsory?

    Yes. If you’re doing private practice outside of your lessons it’s compulsory to take out learner insurance. If you’re only driving with a qualified instructor, your insurance will usually be covered as part of the price of your lesson. 

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    Can I get learner insurance on my own car?

    We only offer cover for learner driver’s borrowing a friend or family member’s car. 

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    What happens to my learner insurance when I pass?

    Once you pass your driving test, your learner insurance is no longer valid. Here’s what to do if you still have an active learner policy.

     

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    Can I put a learner driver on my insurance?

    This may be a viable option depending on your insurance policy. But it can be very costly and some insurers don’t allow it. Our learner insurance is designed to sit alongside your existing insurance and it won’t affect your no claims bonus. 

Need more help?  Check out our help centre.

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