Vehicles we cover
A clear guide to which vehicles qualify for Veygo cover, and the key limits that apply. This page is a summary – your quote will always confirm final eligibility.
Select your insurance type:
Learner driver insurance (provisional licence)
Cars you own or a friend/family member’s car, some vans (subject to lower group limits)
Vehicles we don’t cover
Hire or rental vehicles, commercial vehicles for hire/reward, motorbikes and other non-car vehicles
Key limits & requirements
Vehicle value
- Up to £45,000
Licence types
- UK provisional licence only
Claims & convictions
- Only 1 non-fault claim allowed
- No driving convictions permitted
Vehicle age/condition
- Vehicle must be correctly registered (VRM) and have a valid MOT if applicable
Modifications
- We insure vehicles with modifications, but the modifications themselves are not covered. If you make a claim, we will only pay based on the vehicle’s original specification.
Residence & region
- You must have an address in the UK
- UK territorial limits. Postcodes in Isle of Man, Jersey and Guernsey are excluded
Good to know
- Your quote reflects the exact underwriter rules at the time you buy. This page is a guide.
- We provide fully comprehensive short-term cover where available. Duration and availability vary by product.
- Some campervans are eligible for temporary cover, but we don’t cover contents.
- For learner policies you must be supervised at all times by a suitably qualified passenger.
Temporary car & van insurance (owner or car-share)
Cars, 4x4s, electric & hybrid cars, vans for personal use, some campervans (contents not included)
Vehicles we don’t cover
Motorbikes, quads, lorries, motorhomes, commercial vehicles used for hire/reward, Taxis
Key limits & requirements
Vehicle value
- Up to £30,000 if the driver is aged 20 or under
- Up to £60,000 if the driver is 21–24
- Up to £100,000 if the driver is 25+
Licence types
- UK full licence (manual or automatic)
Claims & convictions
- Max 3 claims in the last 3 years (no more than 2 fault claims)
- Max 6 licence points
- Acceptable conviction categories: SP, CU, TS, IN10, LC20, MS90
Vehicle age/condition
- Vehicle must be correctly registered (VRM) and have a valid MOT if applicable
Modifications
- We insure vehicles with modifications, but the modifications themselves are not covered. If you make a claim, we will only pay based on the vehicle’s original specification.
Residence & region
- You must have an address in the UK
- UK territorial limits. Postcodes in Isle of Man, Jersey and Guernsey are excluded
Reason for cover
- Short-term personal use (borrowing a car, test-drive, moving house, etc.)
Good to know
- Your quote reflects the exact underwriter rules at the time you buy. This page is a guide.
- We provide fully comprehensive short-term cover where available. Duration and availability vary by product.
- Some campervans are eligible for temporary cover, but we don’t cover contents.
- For learner policies you must be supervised at all times by a suitably qualified passenger.