Veygo new driver insurance

Black Box Car Insurance That Lives on Your Phone

App based black box insurance built for drivers aged 17 to 25. No device fitted to your car, no engineer visit, no waiting around. Drive well and you could earn cheaper car insurance at renewal.

Get a quote See how the app works
Young driver checking their cover in the Veygo app on a phone

Download the app. Enable GPS. Start saving on your premium renewals.

  • App only. Your phone's GPS and sensors do the tracking, so there is nothing to install in the car.
  • Trip by trip feedback after every drive, so you always know where your score stands.
  • Cover tied to you as a named driver, not the car, so it works if you drive different vehicles.
Telematics policies are designed for drivers aged 17 to 25 with a full UK driving licence. Cover is subject to eligibility and policy terms.

What is black box car insurance?

Traditional black box insurance involves fitting a small device to your car that records how you drive. Insurers use that data to set your premium based on your actual driving behaviour rather than just your age or postcode.

Veygo's insurance does not need a black box at all. You simply turn on the app and enable satellite navigation settings so the app's GPS can track your driving. Same fairer pricing, none of the hardware.

17 to 25
Designed for young drivers
Full UK
Driving licence needed
You
Cover follows you, not the car
0
Engineer visits required
Inside the app

What the app actually monitors

Your phone is the black box. After every drive, the app scores the trip across a handful of behaviours and shows you exactly where you gained or lost points.

Download the Veygo app

  • Speed

    How your speed compares with the limits on the roads you actually drive, not just a blanket number.

  • Braking and acceleration

    Smooth, gradual inputs score better than harsh braking or rapid acceleration. Most drivers are surprised what they learn about their own habits.

  • Cornering

    Taking corners at a steady, controlled pace is one of the clearest signs of a confident, safe driver.

  • Time of day

    Late night driving typically carries more risk, so a lot of miles between 11pm and 5am can affect your score.

The app runs quietly in the background and is designed to minimise battery and data use. Trips start automatically using motion detection, so there is nothing to remember before you set off.

Try it yourself

How driving scores and savings work

Each trip is scored, and your overall score builds up over time. Consistently smooth, legal driving pushes it up. Harsh braking, speeding, or a lot of late night miles pull it down. Move the sliders to see how habits shape a telematics score.

Lots of miles between 11pm and 5am
73Demo score
Good driving

Smoothing things out further could lift a score like this, and safer scores could mean a saving at renewal.

This is an illustration only. It shows how driving habits can affect a telematics score. It is not a quote, a prediction of your score, or a promise of any discount. Actual scores and any renewal discount depend on your real trips and your policy terms.
How this demo works: score = (smoothness x 0.45) + (speed x 0.45) + 10, minus 12 points for regular late night driving, kept between 0 and 100. Veygo's real scoring looks at your actual trips in much more detail.
Box vs app

Fitted black box vs the Veygo app

Both reward safe driving with fairer pricing. The difference is everything you have to do before you can start driving.

Comparison of traditional fitted black box insurance and Veygo's app based telematics insurance
Feature Traditional fitted black box Veygo appApp based
Engineer visit Yes, you wait in for an appointment No, there is nothing to fit
Time to get started Days, while you wait for fitting Minutes, just download the app
Hardware in your car A wired device, usually hidden behind the dashboard None at all
If you drive a different car Usually needs refitting or a new policy Cover is tied to you as a named driver, not the car
How it tracks your driving A fitted GPS unit Your phone's GPS and motion sensors
Fitting or removal fees Sometimes charged Never
Myth busting

Things people get wrong about black box insurance

Being monitored sounds worse than it is. Tap a card to see what actually happens.

Getting started

From quote to first trip in four steps

No fitting appointment, no waiting for an engineer. If you can download an app, you can set up your black box.

  1. Get a quote

    Start a quote on the Veygo website or app. It only takes a few minutes and you will see your price before you commit to anything.

  2. Choose a telematics policy

    Pick a policy that includes telematics. Cover is tied to you as a named driver, so it follows you rather than the car.

  3. Download the Veygo app

    Log in, allow location access, and enable satellite navigation settings so the app's GPS can track your driving. That is your black box sorted.

  4. Just drive

    The app uses motion detection to start tracking automatically when it senses you are in a moving vehicle. There is nothing to remember before you set off.

Your car needs to be registered and roadworthy in the UK. Cover is subject to eligibility and the policy terms agreed when you buy.

Your questions

Black box insurance FAQs

Everything young drivers ask us about app based black box insurance, answered in one place.

What is black box car insurance?
Black box insurance, also called telematics insurance, prices your cover based on how you actually drive rather than just your age or postcode. Traditionally that meant fitting a small recording device to your car. Veygo's version works entirely through the app: you simply turn it on and enable satellite navigation settings so the app's GPS can track your driving. There is no physical box and no engineer visit.
Is black box insurance worth it for young drivers?
For most young drivers, yes. Standard premiums are high because insurers treat under 25s as a statistical risk group. Black box insurance lets you prove you are a safe driver and get a price that reflects how you drive rather than how old you are.
Who does Veygo's black box insurance cover?
Veygo's telematics policies are designed for drivers aged 17 to 25 who hold a full UK driving licence. The policy covers you as the named driver, so the cover is tied to you rather than the car, which is useful if you drive different vehicles. As with any insurance, cover is subject to the terms agreed at the point of purchase, so it is worth reading the policy wording to understand any exclusions.
What does the app actually monitor?
The app looks at your speed relative to the limits, the smoothness of your acceleration and braking, how you take corners, and when you drive. Late night driving typically carries more risk and may affect your score.
How is my driving score calculated?
Each trip is scored across a set of driving behaviours, and your overall score builds up over time. Consistently smooth, legal driving improves your score, while harsh braking, speeding, or a lot of late night miles can bring it down. One bad trip will not tank your overall score, because it reflects the pattern across all your journeys.
Can I actually save money, and how much?
Safe drivers could earn a discount at renewal. The better your score over your policy period, the more you could save. Veygo shows your progress in the app, so you are never in the dark about where you stand. Any discount depends on your actual driving and your policy terms.
Does the app drain my battery or use a lot of data?
The app is designed to run efficiently in the background. It uses GPS data during trips but is built to minimise battery and data impact.
Who can see my driving data?
Veygo uses your data to calculate your score and manage your policy. It is not sold to third parties for marketing, and it is not shared with family members or the owner of the car unless you choose to share it. Full details are in the Veygo privacy policy.
What if I forget to open the app before a trip?
You do not need to. The app uses motion detection to start tracking automatically when it senses you are in a moving vehicle, so there is nothing to launch manually before you drive.
What cars and drivers are eligible?
Veygo's telematics policies are designed for drivers aged 17 to 25 who hold a full UK driving licence. The car needs to be registered and roadworthy in the UK. Cover is subject to eligibility and the policy terms agreed when you buy.

Black box cover without the box

Telematics insurance for drivers aged 17 to 25 that runs entirely through the Veygo app. Get a quote in minutes and see if app based cover could work for you.

Get a quote

The score demo on this page is an illustration of how driving habits can affect a telematics score. It is not a quote, financial advice, or a promise of any discount. Cover is subject to eligibility, underwriting, and the policy terms agreed at the point of purchase.

Veygo by Admiral