5 minute read – Veygo https://www.veygo.com/ Tue, 02 Dec 2025 16:45:32 +0000 en-GB hourly 1 https://www.veygo.com/wp-content/uploads/2024/06/cropped-Favicon_V1-a-32x32.png 5 minute read – Veygo https://www.veygo.com/ 32 32 The Highway Code traps: 5 driving rules that catch everyone out https://www.veygo.com/learner-driver-insurance/guides/the-highway-code-traps-5-driving-rules-that-catch-everyone-out/ https://www.veygo.com/learner-driver-insurance/guides/the-highway-code-traps-5-driving-rules-that-catch-everyone-out/#respond Tue, 02 Dec 2025 16:45:32 +0000 https://www.veygo.com/?post_type=learner-article&p=30775 Think you know the Highway Code? Some of its most familiar rules are still widely misinterpreted. This article clears up the confusion with simple explanations you can trust.

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It’s easy to get complacent once you’ve passed your driving test. We spend years learning the rules, but as driving habits form, some crucial regulations from the Highway Code tend to fade into memory – or worse, we start making assumptions about them.

Avoiding these common pitfalls isn’t just about escaping a fine – it’s about safety and keeping our roads running smoothly.

Ready for a refresher? We’ve highlighted five of the most frequently misunderstood UK driving rules that catch out even experienced drivers.

1. The yellow box junction dilemma

The yellow box junction is designed to prevent gridlock. The rule seems simple: You must not enter the box until your exit road or lane is clear.

The Trap: Many drivers forget the single, critical exception (Highway Code Rule 174). You can enter the box and wait if you are turning right, and you are only prevented from doing so by oncoming traffic, or by other vehicles also waiting to turn right. If you’re going straight ahead, however, your exit must be completely clear before you cross the line.

The Cost: Penalty charge notices (PCNs) for improper use can run from £70 to over £100, depending on the local authority.

2. The great pavement parking confusion

Is it okay to park with two wheels on the pavement to allow other vehicles room to pass? The law on pavement parking is stricter than many realise.

The Trap: Pavement parking is banned entirely in London and Scotland unless signs explicitly permit it. In the rest of England and Wales, you are currently allowed to park on the pavement unless a local Traffic Regulation Order (TRO) prohibits it (usually indicated by signs). However, under Rule 242, police or local authorities can still fine you if your vehicle causes an unnecessary obstruction or danger to pedestrians, especially those with pushchairs or mobility aids. The safest option is always to keep your wheels off the kerb.

3. Smart motorways and the red ‘X’

Smart motorways use technology to manage traffic flow, but the rules around them are non-negotiable and essential for safety.

The Trap: Seeing a red ‘X’ sign above a lane means that lane is CLOSED (Highway Code Rule 258). Many drivers assume they can continue until they reach the blockage. You can’t. The lane is closed to allow emergency services access or to protect people/vehicles ahead. Driving in a lane marked with a Red ‘X’ is extremely dangerous and illegal.

The Cost: Drivers caught ignoring a Red ‘X’ can face a minimum penalty of £100 and three penalty points on their licence, or more severe prosecution.

4. What’s the speed limit when towing?

For drivers towing a trailer or a caravan, knowing the reduced speed limit is crucial for stability and legality.

The Trap: If your vehicle is towing a trailer or caravan, the national speed limit is automatically reduced:

  • Single carriageways: The limit is 50 mph (not 60 mph).
  • Dual carriageways and motorways: The limit is 60 mph (not 70 mph).

This reduced limit applies to the combined vehicle and trailer, ensuring you maintain control and comply with the law.

5. Giving way to emergency vehicles (legally)

When an ambulance, fire engine, or police car approaches with sirens and lights, the first instinct is to panic and pull over immediately.

The Trap: While you must make way for emergency vehicles, you are never permitted to break the law to do so (Highway Code Rule 219). This means you must not:

  • Drive into a yellow box junction where you would cause an obstruction.
  • Cross a solid white line to pull over.
  • Drive through a red traffic light.
  • Pull into a restricted bus lane.

The correct action is to slow down, signal, and pull over safely where legal, allowing the emergency vehicle to pass without committing a driving offence yourself.

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What are the rules for car lights in the UK? https://www.veygo.com/guides/what-are-the-rules-for-car-lights-in-the-uk/ https://www.veygo.com/guides/what-are-the-rules-for-car-lights-in-the-uk/#respond Mon, 10 Nov 2025 14:27:17 +0000 https://www.veygo.com/?p=29780 Learn the UK rules for car lights - when to use headlights, fog lights, and brake lights to stay safe, visible, and avoid fines.

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Getting to grips with the rules of the road takes time – especially when you’ve just passed your test. Between finding the right insurance, planning routes and learning to park without an audience, car lights might not be top of your list.

But knowing how (and when) to use your lights properly isn’t just about avoiding fines – it’s about being safe, seen and confident behind the wheel. Here’s a simple breakdown of what the UK law says about car lights, plus a few practical tips from the Veygo team.

1. Lights aren’t just for night-time

If you’ve just passed your test, it’s easy to think headlights are only for when it’s dark. In reality, you’ll need them more often than you’d expect.

Rain, fog, spray from the car ahead – anything that cuts your visibility means it’s time to light up. If you can’t clearly see the car in front (or they might struggle to see you), switch on your dipped headlights. It’s safer and it keeps you within the law.

Modern cars with daytime running lights (DRLs) help, but they don’t always illuminate the rear of your car – so check that your tail lights are actually on when conditions get murky.

Veygo tip: When in doubt, lights on. Nobody ever failed a journey for being too visible.

2. Night driving 101

As soon as the sun sets, your lights become your voice on the road – they show others where you are, where you’re going, and how fast.

Use dipped headlights whenever street lighting isn’t enough. Full beam is brilliant on unlit roads, but remember to dip them again if someone’s coming towards you, or you’re following another car. It’s just good manners (and keeps everyone’s eyesight intact).

You technically can drive on sidelights alone in well-lit areas, but it’s not worth the risk – most drivers just keep their dipped beams on for better visibility.

And if you’re heading out late, give your lights a quick once-over before you set off. It’s an easy way to spot a dead bulb before someone else does.

3. Brake lights and signals

Brake lights and indicators might seem boring, but they’re the reason traffic doesn’t collapse into chaos.

If a brake bulb goes, other drivers have no warning you’re slowing down. That can end badly – or at least earn you a stop from the police. Check them regularly (a quick reverse up to a window or garage door shows if both sides light up).

Indicators, meanwhile, are your way of telling everyone what’s next. Use them early, clearly, and always cancel after the turn. As for hazard lights, save them for when you’ve had to stop somewhere unusual or need to warn people of danger ahead – not for thanking someone or pulling up briefly.

Veygo tip: get in the habit of doing a ‘light walkaround’ whenever you refuel. It takes 20 seconds and saves you a fine.

4. Fog lights

Fog lights are like espresso shots: great in moderation, a bit much otherwise.

They’re designed for serious visibility drops – think thick fog, snow, or spray where you can barely see 100 metres ahead. If the fog clears, turn them off. They’re brighter than your regular lights and can dazzle drivers behind you. Using them in normal conditions might even earn you a fixed-penalty fine.

So: if you can see the car in front, you probably don’t need your fogs. Simple.

Quick recap

  • Bad weather: Dipped headlights.
  • Dark or poorly lit road: Dipped or main beam (but don’t dazzle).
  • Fog or heavy snow: Fog lights on – and off again when clear.
  • Every drive: Make sure your brake and indicator lights all work.

5. Keep your lights legal and working

Beyond knowing when to use them, it’s also about keeping them in good shape.

  • Clean them regularly – dirt can cut their brightness by half.
  • Check for cracks, condensation or loose fittings.
  • Replace blown bulbs straight away (many garages will do this on the spot).
  • Avoid coloured or tinted lights that could confuse other drivers – they’re illegal and could invalidate your insurance.

Veygo tip: Keep a spare bulb kit in your glovebox. They’re cheap, small, and can save your night drive.

6. How this fits with Veygo and you

At Veygo, we get it – young drivers juggle a lot. Maybe you’re driving home from a night shift, heading to a uni lecture in the rain, or borrowing a friend’s car for the weekend. Whatever the journey, visibility matters.

Good lighting habits keep you safe, lower your risk of accidents, and show you’re a responsible driver – which is exactly the kind of behaviour insurers like to see.

In short: your lights protect more than your car. They protect your confidence on the road.

Final checklist for younger drivers

Before your next drive, run through this quick list:

  • Are all your exterior lights working (headlights, brake lights, indicators)?
  • Are your headlights on when visibility is low, or when it’s night?
  • Are your fog lights off unless visibility is really poor (under 100 metres)?
  • Are your lights clean and aligned properly?
  • Got spare bulbs handy?

Stay visible. Stay safe. And drive smart.

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Key sporting events you won’t want to miss in 2025 https://www.veygo.com/guides/key-sporting-events-you-wont-want-to-miss-in-2025/ https://www.veygo.com/guides/key-sporting-events-you-wont-want-to-miss-in-2025/#respond Mon, 09 Jun 2025 11:25:40 +0000 https://www.veygo.com/?p=26523 Whether you're heading to the courts of Wimbledon or the grandstands of Silverstone, travelling for UK sport can be as memorable as the event itself. Here’s our guide to the best UK sporting events this summer and tips on how to get there.

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Get ready for an epic summer of sport in the UK. Whether you’re a lifelong fan or a casual supporter, summer 2025 promises to deliver world-class action across cricket, tennis, motorsport, rugby, and more. From the hallowed turf of Wimbledon to the roar of Silverstone, there’s something for every sporting enthusiast.

Unmissable sporting events UK 2025

Here’s your guide to the unmissable sporting events lighting up Britain this summer – plus travel tips to help you enjoy every moment.

World Test Championship Final – June (Lord’s, London)

Cricket fans are in for a treat as the iconic Lord’s Cricket Ground hosts the World Test Championship Final. Expect a global showdown between the two top-ranked test nations, with five days of high-stakes, world-class cricket in the heart of London.

Top Tip: If you’re travelling into the city, book transport and accommodation early – demand is always high for Lord’s fixtures. Coming with friends? Temporary car insurance can be a great option if you’re sharing the drive.

Wimbledon – 30 June to 13 July (All England Club, London)

Nothing says British summer quite like Wimbledon. With strawberries and cream, sunhats, and spine-tingling matches on Centre Court, the oldest tennis tournament in the world never fails to deliver drama.

Whether you’re cheering for rising stars or hoping to see a record-breaking performance, Wimbledon is more than just a sporting event – it’s a national tradition.

Top Tip: Enter the public ballot for tickets early, or enjoy the atmosphere from Murray Mound. If you’re making a day trip, temporary car insurance gives you the flexibility to borrow a car without hassle.

Netball Super League Grand Final – 6 July  (The O2 Arena)

The Netball Super League Grand Final is the pinnacle of elite women’s netball in the UK. With fierce rivalries, electric crowds, and fast-paced action, this event showcases some of the best homegrown and international talent on the court.

Top Tip: Many fans travel from across the country, so consider car sharing with teammates or friends. Use flexible insurance to make sure everyone’s covered for the journey.

British Grand Prix – 4–6 July 2025 (Silverstone Circuit)

Silverstone is the home of British motorsport, and the British Grand Prix is one of the biggest weekends in the Formula 1 calendar. With home heroes like Lewis Hamilton, Lando Norris and George Russell aiming for glory, this high-speed spectacle is not to be missed.

Top Tip: Beat the traffic by arriving early and staying nearby. If you’re road-tripping to Northamptonshire, make it smoother with short-term car insurance – ideal if you’re borrowing a vehicle for the weekend.

The Hundred – July to August 2025 (Various UK Cities)

The Hundred is back – bringing fast-paced, family-friendly cricket to grounds across the UK. With eight city-based teams, thrilling double-header matches, and equal billing for men’s and women’s games, this format continues to win over new fans.

Top Tip: Check the fixtures and catch a match at your nearest stadium. Planning a cricket-themed city break? A flexible insurance policy can cover just the days you need.

Women’s Rugby World Cup – August to October 2025 (Various UK Cities)

For the first time, the Women’s Rugby World Cup will be hosted in England – and excitement is already building. Expect huge crowds, passionate support, and a showcase of the world’s best women’s rugby.

The Red Roses are among the favourites, and matches will take place at iconic grounds across the country.

Top Tip: It’s the perfect excuse for a summer road trip. Follow your team from city to city and split the driving with friends using temporary car insurance.

Other Sporting Highlights in the UK This Summer

  • The Open Championship (Golf) – July 2025, Royal Portrush
  • Commonwealth Youth Games – August 2025, Belfast
  • London Diamond League (Athletics) – July 2025, London Stadium
  • Great North Run (Half Marathon) – September 2025, Newcastle
  • Premier League 2025/26 Kick-off – August 2025

Travel Smart for a Summer of Sport

Whether you’re heading to the courts of Wimbledon or the grandstands of Silverstone, travelling for UK sport can be as memorable as the event itself.

Here’s how to make it stress-free:

  • Split the drive: Heading with mates? Use flexible insurance to share the journey.
  • Avoid last-minute stress: Book accommodation and parking in advance.
  • Stay flexible: Plans change – short-term cover means you’re not tied down.

From sold-out stadiums to sun-drenched cricket grounds, summer 2025 is packed with unmissable sporting moments. Whether you’re watching from the stands or the sidelines, make the most of it and hit the road with Veygo’s flexible car insurance.

Get a quick quote today and make your summer of sport unforgettable.

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Top Cars for Learner Drivers https://www.veygo.com/learner-driver-insurance/guides/top-cars-for-learner-drivers/ https://www.veygo.com/learner-driver-insurance/guides/top-cars-for-learner-drivers/#respond Thu, 17 Apr 2025 08:56:26 +0000 https://www.veygo.com/?post_type=learner-article&p=26005 If you're a learner driver, you'll want a car that's cheap to run, easy to drive, safe, and ideally cheap to insure. There’s so much to consider when looking for your first car. Here’s our guide to help you decide which car to learn in.

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If you’re a learner driver, you’ll want a car that’s cheap to run, easy to drive, safe, and ideally cheap to insure. There’s so much to consider when looking for your first car, including:

  • Insurance Group – Go for cars in Group 1–5 for cheaper premiums.
  • Manual vs Automatic – Manual is more flexible for UK tests, but automatics are easier to learn on.
  • Fuel Economy – Smaller petrol engines or hybrids are best.
  • Used vs New – Many learners go for approved used cars to save money.

With the above in mind, here’s our list of popular cars that are perfect for learners in the UK.

Ford Fiesta

  • Why it’s great: This has been the UK’s best-selling car for years — and for good reason. It’s super easy to drive, smooth clutch, precise steering, and has great visibility.
  • Engine options: 1.0L EcoBoost is great for learners — good fuel economy without being too powerful.
  • Insurance group: 2–8 depending on model.
  • Extras: Some models come with rear parking sensors and Ford SYNC infotainment system.
  • Common with instructors: Yes, many driving schools use them.

Perfect for: Learners who want to stick with the same car after passing.
Watch out for: Some EcoBoost models are pricier to maintain if buying used.

Vauxhall Corsa

  • Why it’s great: Compact and nimble, ideal for tight UK roads. It’s a popular learner/instructor car too, with light steering and a comfortable driving position.
  • Engine options: 1.2L petrol is ideal. Also comes in electric now (Corsa-e).
  • Insurance group: 3–10 depending on model.
  • Extras: Touchscreen infotainment, Apple CarPlay/Android Auto in newer models.
  • Instructor-friendly? Yes, many schools use Corsas too.

Perfect for: Learners wanting a cheap-to-run, practical car.
Watch out for: Base trims can be basic on older models.

Volkswagen Polo

  • Why it’s great: Feels more premium inside, but still compact. Very stable and composed on the road — ideal for more nervous learners.
  • Engine options: 1.0L petrol – ideal balance of efficiency and power.
  • Insurance group: 1–11 depending on trim.
  • Extras: High-quality interior, great safety kit like emergency braking.
  • Instructor-friendly? Some do use Polos, especially for automatic learners.

Perfect for: Learners who want something small but with a classy feel.
Watch out for: Higher running costs and insurance on GTI or R-Line trims.

Hyundai i10

  • Why it’s great: One of the best true city cars. Super compact, really light steering, and extremely easy to park. Despite its size, it feels stable.
  • Engine options: 1.0L or 1.2L petrol — ideal for short trips and lessons.
  • Insurance group: 1–5.
  • Extras: Good tech for a small car (on newer models), reversing camera on some trims.
  • Instructor-friendly? Less common, but brilliant for private learning.

Perfect for: First-time drivers needing a small, stress-free car.
Watch out for: Smaller boot and cabin space compared to a Fiesta.

Kia Picanto

  • Why it’s great: Shares a lot with the i10 (they’re basically cousins). Very reliable, well-built, and comes with a 7-year warranty.
  • Engine options: 1.0L petrol.
  • Insurance group: 1–4.
  • Extras: Available with touchscreen, reversing camera, cruise control.
  • Instructor-friendly? Not as common, but a very smart personal learner choice.

Perfect for: City learners or those looking for something new with a long warranty.
Watch out for: Lower-powered models can feel sluggish on motorways.

Toyota Yaris (especially Hybrid)

  • Why it’s great: One of the most reliable cars. The hybrid version is super smooth and easy for learning in automatic. It’s also cheap to run and eco-friendly.
  • Engine options: 1.5L hybrid (self-charging), also available in 1.0 or 1.3L petrol.
  • Insurance group: 2–10.
  • Extras: Reversing camera, pre-collision system, adaptive cruise on some models.
  • Instructor-friendly? Very common for automatic lessons.

Perfect for: Automatic learners who want a long-lasting, stress-free car.
Watch out for: Used hybrids can be a bit pricier upfront.

Peugeot 208

  • Why it’s great: French flair with a stylish interior and a comfy ride. Compact but doesn’t feel cramped. Newer versions have a fancy digital cockpit.
  • Engine options: 1.2L petrol is ideal; also comes in full electric (e-208).
  • Insurance group: 5–10.
  • Extras: Digital dash, reversing sensors, Apple CarPlay.
  • Instructor-friendly? Less common than others but a solid option.

Perfect for: Learners wanting something modern and techy.
Watch out for: Older versions may not feel as refined.

Renault Clio

  • Why it’s great: Comfortable and easy to drive with good safety features. Has a quiet cabin and good ride quality for a small car.
  • Engine options: 1.0L or 1.2L petrol – ideal for learners.
  • Insurance group: 2–11.
  • Extras: Touchscreen, lane keeping assist, reversing camera on newer trims.
  • Instructor-friendly? Used occasionally for lessons.

Perfect for: Learners looking for a comfy car with style.
Watch out for: Earlier models had reliability issues — newer ones much better.

So, whether you’ll be driving a used car or buying new, there’s something for everyone. Just make sure that you take the time to get to know your car, you’re safe on the roads and that you take plenty of time while learning. Don’t rush to be test ready – follow Ready to Pass? hints and tips. Get some extra practice with Veygo’s flexible pay-as-you-cover or monthly rolling subscription as your prepare to get your pink licence.

If you’re a learner driver, read more on our flexible cover options and get a quote at Veygo.com.

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Drive into School Holidays: 5 Tips for Learner Drivers https://www.veygo.com/learner-drivers/drive-into-school-holidays-5-tips-for-learner-drivers/ https://www.veygo.com/learner-drivers/drive-into-school-holidays-5-tips-for-learner-drivers/#respond Mon, 17 Feb 2025 16:11:26 +0000 https://www.veygo.com/?p=24409 School holidays are the perfect time to get in some extra driving practise! Here are 5 tips to help you improve your driving skills and boost your confidence behind the wheel this half term.

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Why school holidays are an ideal time to get some extra practise in?

For most 17-year-old learner drivers the break from school or college provides an opportunity to fine tune your driving skills and gain more confidence on the road.

If you’re a learner driver, here are some simple tips to help you get the most out of your driving this school holiday:

Tip 1 – Get to know your vehicle

Take time to familiarise yourself with the car you’re driving. Learn how to adjust the headlights, wipers and other important features. This knowledge will make you feel more comfortable when you’re behind the wheel and help you avoid distractions while driving.

Tip 2 – Get Comfortable

Before starting any journey, always make sure your seat and mirrors are adjusted correctly. This might seem simple, but it’s essential for both safety and comfort. A proper driving posture helps with better control of the car and reduces fatigue during longer journeys.

Tip 3 – Understand the Size of Your Car

It’s important to understand the size and dimensions of the car you’re driving. This will help with tasks like parking, navigating narrow streets and judging distances. The more you’re aware of the car’s size, the more confident you will be, especially when faced with tight spots.

Tip 4 – Take Advantage of the Quieter Roads

One of the benefits of school holidays is the quieter roads – take advantage of the fact you don’t have to drive in rush-hour traffic or on weekends. Use this time to practise on roads and roundabouts that you might find tricky. The calm environment allows you to focus on specific skills without the added pressure of heavy traffic.

Tip 5 – Take Mock Tests

Mock driving tests are one of the best ways to simulate the actual test experience and prepare yourself. This exercise will help you identify areas where you need improvement and get used to the pressure of being tested, so you’re more relaxed on test day.

Conclusion

Use your holidays wisely to progress toward becoming a confident driver and getting your full license! Whether it’s learning your vehicle’s controls, practicing on quieter roads or running mock tests, this time off is a great opportunity to boost your driving confidence. Plus, private learning with your friends or family can help you stay consistent and motivated.

For more hints and tips on the vital skills you need as you learn to drive, visit Ready to Pass?

If you need learner insurance, get a quote today.

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What is a cover note? https://www.veygo.com/guides/what-is-a-cover-note/ https://www.veygo.com/guides/what-is-a-cover-note/#respond Wed, 19 Jul 2023 09:58:34 +0000 https://www.veygo.com/?p=16662 A cover note is a certificate provided by the insurance provider that acts as proof that a driver has valid insurance until the formal confirmation documents have been processed and sent.

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A cover note is a certificate provided by the insurance provider that acts as proof that a driver has valid insurance until the formal confirmation documents have been processed and sent.

Although technological advancements have made the process of receiving your proof-of-insurance certificate almost instant, driving with a valid cover note is perfectly legal and they are still used today in some cases.

Who are Veygo?

Veygo provides flexible, affordable car insurance that can be arranged in minutes for as little or as long as you need, to drive your own car or someone else’s.  So, whether you’ve just started learning, recently passed your test or been behind the wheel for a while, we’ve got just the cover you need.

When are cover notes issued?

Cover notes are only issued to road users who have recently bought a car insurance policy and have requested one from their insurance provider.

However, cover notes can also be issued when:

  • You apply for your insurance over the phone or by post
  • If you have altered your policy — for example, to cover multiple drivers or remove second and third drivers from your insurance
  • If a provider is apprehensive about a quote — for example, if they think the car is too dangerous for your age group and want to examine it more closely
  • There’s a technical fault with an insurance provider’s systems

If you’ve received what appears to be a cover note without requesting one from your insurer, it’s likely to be a counterfeit and should be reported immediately.

What information is in a car insurance cover note?

In order to be valid, you need to double check the information on your cover note. A cover note must include:

  • Full name
  • Full address including number, street address and postcode
  • Vehicle registration and details
  • Reason as to why the vehicle is being used, such as social, domestic, commuting or all-inclusive
  • Level of cover and any excess, such as comprehensive, third-part fire and theft and third-party
  • Policy number
  • Any special conditions, such as whether it’s a telematics or black box policy
  • Start dates and expirations dates

Who issues a cover note?

A cover note can’t be obtained by any other insurance provider.  Only the insurance provider you agreed a policy with can issue you with a cover note.

You can only drive if you know your cover is being processed. This means either waiting for email confirmation, a certificate or a cover note.

What’s the difference between a certificate of motor insurance and a cover note?

Technically, there is no difference in validity between a certificate of motor insurance and a cover note.

A cover note acts as proof of insurance the same way a certificate of motor insurance does. The only difference is that the cover note is used in place of a full certificate while you’re waiting for your details to be finalized.

How long can you drive with a cover note?

The length of time you can legally use a cover note depends on the insurance provider.

Generally, a cover note is valid for at least a month. However, quicker processing times may mean the amount of time your cover note is valid may be significantly shorter.

If you’re unsure about the process and the validity of your cover note, always check with your provider before setting off.

Looking for temporary car insurance?

Check out Veygo’s flexible and affordable temporary insurance options and get on the road in minutes.

Learner Driver Insurance

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FAQs

Can a cover note be used as proof of insurance?

Yes, you can use your cover note as proof of insurance.

Your cover note acts as a notice to other drivers or the police that you have paid for insurance coverage, you’re protecting yourself and other road users and that you’re waiting for your documents to be finalised.

When will I receive my cover note?

Nowadays, many big insurance companies will issue you with your certificate via email instantaneously or will send a notice of confirmation within 24 hours.

However, some smaller insurance providers still issue cover notes that will usually arrive by post or by email in three to five working days.

What happens if my certificate doesn’t arrive?

If your certificate doesn’t arrive before the cover note expires, don’t panic.

Get in touch with your insurance provider and they can guide you through next steps, flag issues on their end and double-check your address and delivery details.

This is the quickest way to be issued with a new certificate should it be lost in transit or misplaced by the provider.

Will I need a cover note for a theory or driving test?

You only need to have a cover note, certificate or proof-of-insurance via email if you plan on taking your driving test in your own car.

If you’re taking your test in an instructor’s car, they’ll likely have special insurance that covers learner drivers — so you don’t have to worry.

Are the terms in a cover note the same as the terms in a full policy?

Yes, the terms of the cover note should be identical to the terms agreed on for your full insurance certification.

For example, if you’ve agreed third-party-only insurance, your cover note will cover you for third-party-only as well.

What should I do if there’s a mistake on my cover note?

If you believe there’s an error on your cover note, call your insurance provider.

They can run you through the details that they have on file and you can have them quickly changed if any errors are spotted.

Is a cover note binding?

Legally speaking, a cover note is not a final, binding document.

However, it does bind both parties to cover any liabilities they face in the event of loss during that period.

Are cover notes free?

In the event you should need a cover note, it should be issued by the insurer free of charge.

However, your provider will alert you of any costs prior to issuing you with the note.

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Everything electric cars & temp insurance https://www.veygo.com/temporary-car-insurance/guides/everything-electric-cars/ https://www.veygo.com/temporary-car-insurance/guides/everything-electric-cars/#respond Wed, 10 Aug 2022 10:08:45 +0000 https://www.veygo.com/?post_type=temp-article&p=12149 Government road maps, fuel costs rising, better features, nicer cars, and less emissions, these are all reasons to keep reading and find out everything you need to know about electric cars.

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Everything is always changing in the world, and it always either seems to be progression or regression. So, with electric cars and the environment in mind, let’s talk about progression, specifically with electric cars.
 
Both the technology for electric cars and electric cars themselves have existed for quite some time, but like the wheel and the suitcase, they never seemed to exist together early enough.
 
Elon Musk and his brand of electric cars seem to have paved the way for popular mass-produced electric vehicles. Building a brand from the bottom up, starting with an electric sports car to eventually sell enough of them to start building and producing a cheaper Tesla model so that everyone will be able to have an electric car for themselves.
 
According to Heycar, we’ve been able to gather that the cheapest electric car on the market is Smart EQ Fortwo, looking at the specs and size of the car it’s pretty much designed for cities and towns. With that in mind, you’ll get a decent run around for the money you spend!
 
Auto Express gives us a tidy list of the electric cars that they believe to be the best out there in the UK. When referring to the list it’s somewhat important that you refer to it as a guide rather than a definite stance on which are the best electric cars to buy.

Let’s take a look at some of the electric cars we insure at Veygo!

Tesla
So, speaking of Elon Musk and his brand, let’s begin with Tesla. Being one of the first big names on the market and fully electric they’re considered a pioneer of mass-producing electric cars. They’ve been so successful with the cars that they’ve branched out into other fields of clean electricity!
 
Tesla’s aren’t only one of the first brands to produce all-electric cars but they also have superior battery technology, most miles covered in a single charge, and one of the fastest electric cars on the road, including a line of pickup trucks.
 
Renault
One of the more popular fully electric models that Renault do is the Zoe, there are plenty of different types of the ‘Zoe’ to choose from and it has also been voted ‘What Car?’ “Best Small Electric Car for Value 2021″
 
Perhaps not the most notorious brand for larger or more powerful cars but Renault has a wide range of electric vehicles ranging from compact city cars, all the way up to vans. Whatever your need for an electric vehicle, Renault is likely to cover you for a great price and great quality!
 
BMW
BMW has been a giant in the car industry for years and when it comes to electric cars, there’s no change! After the popularity of Tesla’s, BMW jumped on the bandwagon and released the ever-popular hybrid.. BMW i8.
 
However, we’re talking about electric cars, not hybrids. BMW has always marketed a classy, sporty car and nothing changes with their electric range. Don’t worry if you’re a fan of their bigger 4×4 cars, the iX xDrive40 and the iX3 have you covered.
 
Volkswagen
Having sold the most popular car across Europe, Volkswagen has certainly earned their name, as per their ‘classic’ range, you’re able to get all the excitement of their mechanical range within their electric range.
 
If you’re an avid Volkswagen fan, particularly the Golf, then switching to zero emissions shouldn’t be an issue for you! If you’re not someone who’s looking to buy the sought after Golf, again, you shouldn’t have any issues. Volkswagen has plenty of range from city cars and are super close to releasing an all-electric campervan based on their classic VW Camper.
 
Kia
A great option for those who are looking to get into driving electric, but don’t want to pay the prices of other brands like BMW and Audi. Launching their first line of electric cars in 2014 it only took them 4 years to win an award for ‘car of the year’ with What Car?.
 
Kia looks to give back with their cars, so you’re not just buying the car to look out for our planet. Each of their electric cars comes with regenerative braking, long distance-driving, the power to charge your car at home or in public, and a hefty 7 year warranty. Kia really is the people’s choice.
 
Audi
E-trons.. Audi’s futuristic-sounding line of electric cars. Again, like Volkswagen, it’s everything you could ask from their combustion engines, in their CO2 free engines.  Audi is a great option for electric cars as not only do you get the zero-emission engines, but you also get a sleek and stylish looking vehicle.
 

Why electric cars?

As previously mentioned the planet is warming up and running out of oil, so everyone is looking to cut back on their carbon footprint. One way for everyone to be able to achieve this is by swapping out fossil fuels for renewable energy.

 
Most people drive, (or are learning to drive) and driving is one thing people think of first when it comes to their consumption of fossil fuels so natural people will look to reduce their fossil fuel consumption there.
 
The stigma has now gone for electric cars being inconvenient. The batteries on electric cars now run for longer than you could need, charging points are becoming more and more accessible, and home charging is cheaper and better than ever!
 
Imagine the scenario, commute to work or the school run, you’re running late, and you notice that you’re too low on fuel.. Nightmares, you’re now later than you were before!
 
Now imagine this: wake up, you’re able to turn your car heater, or air con on from your bed (to heat or cool the car), get in and notice you have got a full battery, all because you went electric, convenience at its finest!
 
Pros
  • At home and on the go charging
  • Much cleaner energy and fewer emissions
  • Savings made on tax and fuel
  • Typically more advanced features
  • Futuristic, you’re keeping up with the world
  • Cleaner conscience (and air quality)
  • Less risk of things going wrong/less maintenance
  • Better take-off performance
Cons
  • On the longest journeys, you may struggle to find a charging outlet
  • Time to refuel is much longer than fossil fuels
  • Currently more expensive to purchase than a fossil fuel car
  • Arguably not as nice as the classic cars (despite classic models being remade with a battery)
  • Some electric cars will ask you to unlock hardware features on the cars to increase performance.
electric vehicles, short-term cover
 
As with most new things, there will always be teething problems, hence the cons, but this means it gives companies time to iron out the creases and look at what can be improved.

Incentives for going electric

Similar to the pros of going electric, there are some serious incentives for getting a ‘green’ car, some are as follows;

Government grants
You’ll be given a discount from the vehicle manufacturer or dealership off the total price of the car when purchasing. To find out more about the grants for your low-emission car visit GOV.uk.
 
UK roadmap
Very similar to the grant incentive by GOV.UK, this roadmap intends to get all cars zero emissions from the tailpipe by 2035, so by purchasing electric now you get ahead of the game!
 
Features
The features that come with an electric car aren’t just driving benefits, you also have a great console to control your car from, wirelessly or whilst in the car. Tesla to name one of the few are mounted with a 17″ tablet, and it’s not just a sat-nav or movie player like most cars, it has the full capability of a pc being able to access all the car’s features.
 
Here’s a list of the quirky features that you’d be able to get if you purchased a Tesla!
 
Using Tesla again as an example, the driving features may be just as incredible as the computer features they have. Tesla can produce things like ridiculous horsepower, insane torque, and a huge mile coverage all in their batteries and engines! Access to their full specs are on the Tesla website for a full breakdown (as it will be for most car manufacturers).
 
If you know someone with an electric car and fancy giving it a spin, Veygo offers a great rate on temporary car insurance that’ll allow you the opportunity to give it a go and see for yourself!

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Provisional Driving Licence https://www.veygo.com/temporary-car-insurance/guides/provisional-driving-licence/ https://www.veygo.com/temporary-car-insurance/guides/provisional-driving-licence/#respond Tue, 14 Jun 2022 11:23:14 +0000 https://www.veygo.com/?post_type=temp-article&p=11628 So, you’ve decided you’re going to learn how to drive, you’ve seen your friends starting and you want to get involved in all the excitement. You can taste the independence, smell the freedom and it’s making you hungry to learn. Learning to...

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So, you’ve decided you’re going to learn how to drive, you’ve seen your friends starting and you want to get involved in all the excitement. You can taste the independence, smell the freedom and it’s making you hungry to learn.

Learning to drive is a step-by-step process, it only requires a few stages to get through. Acquiring a provisional licence, passing your theory test, passing your practical test, and getting your car.

So, let’s look at the first stage, obtaining your provisional driving licence.

What is a provisional licence?

To put it simply, a provisional licence allows you to be able to practise driving in the UK. So, you’ll be able to drive on all public UK roads besides the motorways. As standard with a UK driving licence you should have it on you at all times when driving on UK roads.

To be able to drive on UK roads you will need either; a driving instructor, or someone who’s been driving for at least 3 years and is also over the age of 21.

Who is eligible for a provisional licence?

If you’re a UK resident, then you’re able to apply for a provisional driver’s licence.

How old do I have to be to apply?

In the UK the minimum age to apply for a provisional driver’s licence is 15 years and 9 months of age. However, the licence will only work as identification until you turn 16 which is when you’ll be able to finally use the licence properly.

How much does a provisional licence cost?

If applying online then the cost of a provisional licence will cost you £34, but if you’re applying via postal service then the cost could be up to £43.

How do I apply?

There are a couple of ways to apply, the quickest way is to apply online, this is a faster process and it’s the cheapest. The other way to apply will be to get postal forms, these can be sent to you, or you can go to your local post office and pick one up.

When applying you’ll need a couple of things. Some form of ID, so this could be a passport, or a birth certificate, if using a birth certificate then you may be asked to back this up with something, usually proof of a national insurance number.

You’ll also need to prove your address for the last three years or addresses if you’ve lived in more than one in the last three years.

Finally, you’ll need a small picture of yourself that will be displayed in your ID.

The picture 

For those of you who’re worried about looking your best, don’t. It’s simply a small picture that’s supposed to be the most accurate version of you to be placed on the front of your ID and is barely noticeable.

The picture itself does have a few requirements, and if they’re not met then your provisional licence will be delayed. So here are the requirements:

  • Must be full colour.
  • 45mm x 35mm.
  • The photo looks exactly like you.
  • The background must be light and plain. Meaning no textures or patterns. Light grey or cream.
  • No disruptions like shadows, try and use a natural light source, try and stand around half a metre away to help prevent any shadows.
  • You should be around the same distance (0.5meters) away from the camera.
  • Your head, shoulders, and upper body should all be visible in the image, and you should be looking straight at the camera.
  • No facial expression and eyes open – simple as that, nothing more, nothing less.
  • Hair out of your face.
  • No kind of glasses whatsoever.
  • Headwear is only appropriate for medical purposes or religious beliefs.
  • Do not crop the image, send the original as it is.

For those who aren’t sure where to get the image, you can use digital ones as long as it meets the requirements stated by the DVLA. If you’re unable to sort a digital image, then most large supermarkets have photo booths that can provide the exact picture with settings that you’ll need.

Refer to Nidirect for exact specs for the picture.

Can I get a provisional licence with disabilities? 

It’s important to remember when thinking about learning to drive that a disability doesn’t prevent you from driving. However, when applying for a provisional licence you’ll need to check to see what disabilities need mentioning. It’s worth checking Nidirect to see which ones will affect your provisional licence as if you happened to get pulled over this could cause complications with authorities.

FAQ

How do I apply for a provisional licence online?

Simply go to GOV.UK and follow the steps online. It’s a good idea to have a payment card, a couple of forms of ID, and the photo you’re going to use ready.

What happens if I lose or damage my provisional licence?

Again, it’s fairly simple, go to GOV.UK and they have a page about this information with easy, step by step guides.

What are the benefits of a provisional driver’s licence?

The main benefit will be allowing you to drive on the roads (with an instructor or someone who meets the requirements), you have a proper form of ID, and for those who are under 17 it gives you the opportunity to get on the roads driving a 50CC moped/bike if you want to.

How long does my provisional licence last for?

You roughly get 10 years to use your provisional licence before you have to renew it.

How long does a provisional licence take to be delivered? 

You can apply for your provisional licence online. It should take about a week to be processed and sent to you.

If you’ve made an application by post, allow about three weeks.

When you apply, keep hold of your 14-digit reference number. This will come in handy if you need to track your driving licence application.

Please note: At the time of writing, there may be a delay in receiving your licence, due to a DVLA backlog. Please make sure you apply in good time!

What happens to my provisional licence when I pass my test?

Your driving examiner will take it off your hands and have it sent off to the DVLA and you’ll receive your pink licence in the post.

Can I still get points on my licence even if it’s a provisional one?

Yes, you are able to get points on a provisional driver’s licence. However, it’s a different system and you’re able to receive 11 points and still be able to take your test. For a full breakdown read Veygo’s ‘Provisional Licences and Penalty Points’.

Learner Driver Insurance 

If you want to make the most out of your provisional driving licence then why not check out our learner driver insurance?

Our learner driver insurance lets you practice in a friend or family member’s car from 1 hour right up to 180 days. They don’t need to worry about their annual policy, because with Veygo, the owner’s no claims bonus is completely protected.

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Unmarked crossroads priority https://www.veygo.com/learner-driver-insurance/guides/unmarked-crossroads-priority/ https://www.veygo.com/learner-driver-insurance/guides/unmarked-crossroads-priority/#respond Tue, 25 Jan 2022 11:06:04 +0000 https://www.veygo.com/?post_type=learner-article&p=10686 Who has priority at an unmarked crossroads? Unmarked crossroads are one of those things that can make even the most experienced of drivers feel like a deer in the headlights. With no clear signs telling you what to do or where to...

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Who has priority at an unmarked crossroads?

Unmarked crossroads are one of those things that can make even the most experienced of drivers feel like a deer in the headlights. With no clear signs telling you what to do or where to go, it’s easy to panic and throw all your driving knowledge out the window. Not to worry, we’re going to run through everything you need to navigate unmarked crossroads.

What are unmarked crossroads?

Crossroads are where two or more roads cross each other and form an intersection. You’ll be glad to hear that most crossroads do have road markings, signs and sometimes even traffic lights With unmarked crossroads, the clue’s in the name. They are crossroads where there are no markings or road signs to tell road users to give way. Unmarked crossroads are usually found in very quiet or rural areas.

Who has priority at unmarked crossroads?

According to rule 146 of the Highway Code, nobody has priority at an unmarked crossroads. They advise that while driving on side roads and country lanes, road users should look out for unmarked junctions where nobody has priority. That means neither you or any other drivers have any formal right of way.

So, if no driver has priority, what should you do at an unmarked crossroads? There are some general right of way rules that you can apply in this situation. However, the key thing is to never assume that the other driver will follow the
same rules.

Always take it steady and try and figure out what the other driver is going to do. We know, it’s tough being behind the wheel. You’re not just a driver but a navigator, observer and now detective. If you arrive at the same time as another driver, try and establish eye contact to get a sense of what they’re doing.

If you want to make it easy, there’s always the option to wait at the crossroads and use your hand to signal to the other driver to go ahead. That way you know you’re all on the same page and you can drive when it’s safe to do so.

General right of way rules at unmarked crossroads

Remember that you should never assume the behaviour of another driver. Technically no one has priority at an unmarked crossroads, but there are some general right of way rules you should bear in mind.

  1. Give way to whoever arrived at the junction first
  2. If you’re crossing the road of another vehicle, that vehicle will usually have
    priority
  3. If you’re emerging from a crossroads and turning right, give way to drivers
    going straight on

Think you know who has the right of way on the road? Play our right of way game to find out.

How should you deal with unmarked crossroads?

The lack of signs and road markings make it can be difficult to know what’s coming. So how should you prepare for these mysterious unmarked crossroads?

1. Observe

It’s so important to observe and be aware of your surroundings. Observations at junctions are one of the most common driving test faults so once you’ve passed your test, don’t let this key driving technique slip!

Look out for the cars ahead of you. If another car turns left or right or joins your road, it’s a big clue that you’re coming up to a crossroads. It’s also worth keeping an eye out for gaps in upcoming hedges or building as this could be a sign you’re approaching a crossroad.

2. Take it slow

Rule 146 of the Highway Code also advises that you shouldn’t treat speed limits as targets. It’s not always safe to drive at the maximum speed limit. So, without wanting to sound like a broken record, make sure you observe, be aware of your surroundings and drive accordingly.
You’ll need to be driving at a speed that would allow you to stop in time if you had to. Might be worth having a refresh on your stopping distances to help you judge this.

3. Mirror, signal, manoeuvre

As always, it’s time to whip out that MSM routine. We’ve got a whole guide dedicated to mirror, signal, manoeuvre to help you nail it. Indicating your intentions and positioning yourself on the road is really important to let other road users know where you’re intending to go. Looking out for what other people are signalling will also help you decide what move to make.
 
For the full guide on navigating crossroads safely and finding out who goes when our guide video may come in super handy for you! 

How to Navigate Crossroads Safely - Learning to Drive 

Learning to drive?

If you’re learning to drive, why not get in some extra practice outside of your driving lessons? It’s a great way to build your confidence and prepare for your driving test. Either insure your own car or borrow a car from a friend or family member. If you’re borrowing a car, it won’t even impact the owner’s no claims bonus if you need to make a claim. Happy driving!

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What are windscreen pillars? https://www.veygo.com/learner-driver-insurance/guides/what-are-windscreen-pillars/ https://www.veygo.com/learner-driver-insurance/guides/what-are-windscreen-pillars/#respond Wed, 12 Jan 2022 18:45:07 +0000 https://www.veygo.com/?post_type=learner-article&p=10557 What are windscreen pillars? If you’re learning to drive you may have seen some potential theory test questions related to windscreen pillars. If you’ve stumbled upon this article, you’re probably wondering “what are windscreen pillars?” and we’re going to answer that for...

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What are windscreen pillars?


If you’re learning to drive you may have seen some potential theory test questions related to windscreen pillars. If you’ve stumbled upon this article, you’re probably wondering “what are windscreen pillars?” and we’re going to answer that for you. Plus, we’ll run through the potential theory test questions and how to answer them.

What are windscreen pillars?

Windscreen pillars are the upright posts that frame your windscreen. Sometimes referred to as ‘A’ pillars, windscreen pillars are there to reinforce the windscreen and hold it in place.
Most cars have 3 pillars, known as A, B and C. Some bigger cars even have a fourth ‘D’ pillar. The windscreen pillars (A) are located at the front of the car.

car windscreen pillars, learner driver insurance, temporary car insurance, short term cover

Can windscreen pillars cause accidents?

In modern cars, windscreen pillars are generally wider than they used to be. Especially in big cars like minivans and SUVs. That’s because as cars get bigger and heavier, car manufacturers need to increase the structural integrity of the car. To get more structure and support, bigger windscreen pillars are often used.

However, this design can be potentially dangerous by blocking the driver’s view. Some motorists have blamed windscreen pillars for causing accidents due to the blind spots created. The problem has been recognised by the industry with car brands such as Continental creating ‘see-through’ A pillars.

If you’re driving someone else’s car, it’s important to figure out where the potential blind spots are. That way you can check your bling spot by moving your head to look around the pillar before turning.

When do windscreen pillars cause obstruction?

Windscreen pillars cause the most obstruction when driving on bends, roundabouts and junctions. That’s because other road users can be hidden from view when you’re turning. This can particularly be an issue with pedestrians and cyclists because the blind spot impacts a narrow field of vision.

If you’re answering this question on your theory test, remember that turning is what causes the most severe obstruction. It’s less of an issue when you’re driving on a straight road, for example when you’re driving on the motorway or approaching a one-way street.

Learning to drive?

If you’re learning to drive, you might find it helpful to get some extra practice outside of your lessons. With our learner driver insurance, you could get cover on your own car or borrow one from a friend or family member.

It’s totally flexible and you can be on the road in minutes! If you borrow a car from a friend or family member, make sure you check where the blind spot is from the windscreen pillars on their car as every car is different.

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