Cheap Car Insurance for Young Drivers
Learning to drive at a young age is super exciting, it’s your first chance at real independence and freedom. You should be excited, and rightly so… you’re able to go where you want and do what you want! Drive-thrus, lifts, trips, and chilling with your friends.
However, it’s pretty common knowledge that getting insurance on a car at a younger age or when you first pass is a nightmare. It never seems cheap. Getting the right policy is essential!
So don’t let the buzz and excitement of learning to drive and passing your test be killed by pesky insurance. Hopefully here at Veygo we can keep the excitement alive and with some useful pointers – get you on the road!
Comparing cheap insurance for new drivers
When looking for cheap car insurance for young or new drivers. It’s important that you don’t just jump to the first site that pops into your mind and settle with them (Unless it’s Veygo of course). Landing on the wrong site and it could end up costing you hundreds of pounds. You may not even get the best temp cover for you. Slow down, and make it one of your main focuses after passing your test to set some time aside to compare which insurance is best for young drivers.
A good place to start would simply be searching for ‘cheap car insurance for young drivers’. By doing this, you’re likely to find a site that will do the comparisons for you. However, comparison sites aren’t always the best place to look, as not all insurance companies can be found on them. While comparison sites are a good start, make sure you know how to use them properly: using multiple sites, take notes, and make sure you do your own research.. then use the comparison sites as a guide. This is a good way to make sure you don’t miss any cheap insurance companies.
Martin Lewis explains cheap car insurance really well to help you understand it more. It’s also important that you’re looking for the correct insurance. For instance, you may want to go independent and get your own fully comprehensive insurance policy. But if you’re going to be using another car whilst shopping for your own, then temporary insurance will likely be best suited for you.
Find out more about comparing temporary car insurance here.
What is third party insurance
Third party insurance may seem like a quick solution to get cheap car insurance for young drivers, as it doesn’t cover as much as a fully comprehensive policy, therefore it should be less expensive… right?
Actually, you may well find third-party only (TPO) insurance isn’t a cheaper way to get car insurance for younger drivers. These policies can be more expensive than comprehensive car insurance, because insurance companies have found that those who take them out are at higher risk of having an accident.
Before going for what may seem to be the cheapest option, compare different types of policy to make sure! Also, if you can’t afford to repair or replace your car if you have an accident, getting a TPO policy is likely to be a false economy.
What is temporary car insurance?
This is a brilliant way to get cheap car insurance for first-time drivers, as you only need to be insured as and when you’re using the car.
For example, when you first pass, you may be looking to drive your parents’ car for a few weeks, or a couple of months. Being put on their policy as a named driver risks their no-claims bonus (NCB). Plus you might not know how long it’ll take to shop for a car of your own.
Veygo offers a temporary car insurance policy that is separate from the main policy. This is the handy answer to using your folks’ car with zero effect on their NCB should anything happen.
Cars with cheap insurance for young drivers
Tips for cheap young driver insurance
about when looking for cheap car insurance for young drivers:
– Be with someone who’s applied for car insurance before and let them help you. You can learn from their previous mistakes and use their experience to your advantage.
The initial price of the insurance could potentially be lowered every month if you show good etiquette and behaviour on the road, while staying within your mileage allowance.
Why is car insurance more expensive for younger drivers?
It’s purely down to the numbers. It’s proven statistically that younger drivers will get into collisions and accidents more often than drivers with greater experience. So given that younger drivers on average pose a higher risk to insurance, this pushes up the price.
Why are some cars cheaper to insure than others?
Who’s considered a young driver?
The typical age bracket to be considered a young driver is between 17 and 24 years old. But don’t worry… The more years you drive, and the more years’ no-claims you build up, the cheaper your insurance should get!
So, as mentioned, if you’re looking for cheap car insurance, get a quote on our temporary
insurance from 1 hour to 90 days!