Skip to Content

NEW! Flexible monthly cover. Find out more

Borrowing a car, short-term cover
Sean O'Neill white clock learner driver3 minute read

Borrowing a Friend’s Car & How To Get Insurance

The main reason everyone drives is for convenience. People need to be able to drive to get to different places without the hassle of organising public transport which may not suit their timetable. Having access to a car allows you to get to…

Sean O'Neill
The main reason everyone drives is for convenience. People need to be able to drive to get to different places without the hassle of organising public transport which may not suit their timetable.
Having access to a car allows you to get to wherever you need to go on your own time. For some people, due to where they live, they may not need a car as they may live in a big city or town where there may be slightly more convenient ways to get about. This may include taxis or ubers, regular buses, trains, undergrounds, trams, or maybe even having everything within walking distance.
Speaking of convenience, let’s talk about borrowing a friend’s car, and temporary car insurance to save you a load of hassle!

Why would you borrow a friend’s car?

So as mentioned using a car is basically for convenience, so what inconvenience would this save you?
First, on a long drive, you may want to share the driving load, over a long journey driving can get very tiring. Being tired while driving is not only frustrating and boring but can also be somewhat dangerous as it causes the driver to lose concentration.

So, this makes borrowing the car a good idea, if you and a friend are driving a long distance then it makes sense to split the journey. By taking half each, this allows for a rest stop and the other person to take all the concentration.

Second, to avoid paying for public transport. If you plan to go away somewhere not only does temporary car insurance save you from doing all of the driving, but it also can help eliminate the need for public transport or taxis.

For example, if you’re going away, and need to get to an airport, which can be very expensive, you and a friend could easily get insured on the same car, or borrow each other’s car and drive away. Getting Veygo’s temporary car insurance could easily save you money by not having to pay for public transport!
If you’re unable to drive, maybe with some kind of injury, or maybe your own car is in the garage and you need, or want to borrow someone else’s car.
Setting the scene, if you’ve gone to play some kind of sport and your friend has driven their car and they’ve somehow got injured and unable to drive, then you’re going to need to drive their car. You can quickly and easily sign up for Veygo’s temporary car insurance from your phone to be able to drive their car legally.
A similar scenario can apply if your or your friend’s car breaks down, they may need to borrow a car, or you may need to borrow theirs. Again, simply apply for some temporary insurance through the Veygo website and be insured on a car from the hour.

Can I?

  • You must be aged between 17 and 75, and have a full, valid UK driving licence.
  • If you’re aged between 17 and 21, and it’s for your own car, you need to have clocked up at least 6 months on your licence.
  • You should have no more than 9 penalty points and have no disqualifications on your licence in the last 18 months.
  • If you have had any fault claims or motoring convictions, this may affect your ability to get temporary cover.
  • You need to get the car owner’s permission and agree to take responsibility for getting the right cover.

Is the car fit for borrowing?

  • The car needs to be less than 40 years old.
  • The car has to be registered in the UK.
  • The car cannot be a hire or a rental, but we do allow lease cars to be insured!


There are a few reasons why splitting car journeys, sharing cars, or lending cars may come in handy so let’s explore a few.
  • Reduces fatigue on long journeys
  • Save money, this can be due to reduced fuel cost (only using one vehicle), don’t have to have the policy for longer than you need, and potentially save paying for public transport.
  • Convenience, as mentioned previously if there are any kind of injuries, breakdowns, or any other reason you can’t access your car but need to.

How to

It’s really quite simple to get the ball rolling, all you have to do is meet the lending criteria, make sure that all parties involved are good with the decision, and then just hit the button below to get you temporary car insurance!
Sean O'Neill

Having worked in the insurance industry for a while now, Sean has become an expert in the field, especially when it comes to learner and temporary car insurance policies. Working in SEO for Veygo he's had to learn the ins and outs of the industry so that he knows exactly what he's writing about, and why.

Back to top