Guides – Veygo

Adding a Driver to Your Car Insurance: What You Need to Know

Jos Davies — Mon, 20 Nov 2023 13:58:08 +0000

Car insurance is a critical aspect of being a responsible vehicle owner. It not only protects you and your vehicle in the event of an accident but also ensures that you comply with legal requirements. Adding a new driver to your car insurance policy is a common option, whether you’re a parent adding a teen driver or sharing a vehicle with a friend or family member. But is it always the best option for you?

Understand the Necessity

Before diving into the process, it’s important to understand the need for insurance. If someone who isn’t insured gets into an accident with your car, your insurance might not cover the damages. Therefore, making sure the driver is insured ensures that they are protected and your coverage remains valid.

Determine Who Needs Cover

Identify the individuals who need to be covered to drive your car. Common situations include:

Adding a spouse or partner: When you marry or enter a domestic partnership, you may want to share a car either permanently or on a temporary basis.
Adding a teen driver: As your child becomes a licensed driver, it’s essential to add them to make sure they are insured. Keep in mind that young and inexperienced drivers often result in higher premiums if added to your policy.
Adding a family member or friend: If you plan to share your car with someone, such as a sibling or close friend, you need to ensure they are covered.

What will you need?

Any insurance provider will request specific details about the driver you wish to add to a policy. Be prepared to provide information such as:

The driver’s full legal name
Date of birth
Driver’s licence number
Their driving history, including accidents and penalties

Your insurance provider will provide you with the required documentation to add the driver. This may include a policy endorsement or an updated declaration page. Make sure to review these documents carefully to confirm that all the information is accurate.

Understand the Cost Implications

Adding a driver to your car insurance policy can affect your premium. The cost depends on various factors, including the driver’s age, driving record, and the type of vehicle they’ll be using. Young and inexperienced drivers often result in higher premiums due to the increased risk associated with this demographic.

Could my no-claims bonus be affected?

Yes, if you add a named driver to your insurance policy it could impact your no-claims bonus if the named driver made a claim. Even if the person you add to your policy is a responsible driver, you can’t control the behaviour of other drivers. This is one of the main downsides to adding a name driver to your policy

What other options do you have?

If you don’t need to add someone to your policy for a long period of time (such as a year) it could be much cheaper and safer to use a Temporary Car Insurance policy.

Consider Temporary Car Insurance if:

The driver you are adding doesn’t use the car everyday
The driver you are adding doesn’t need to be added to the policy for a full year
You don’t want to risk affecting your no claims policy
You want to save money
You want flexibility on when the additional driver is insured

Conclusion

Adding a driver to your car insurance is a straightforward process that ensures both you and your designated driver are protected in case of an accident. To ensure a smooth transition, it’s essential to understand why you need to add a driver, determine who should be added, and provide accurate information to your insurance provider. Remember that this may result in increased premiums and there are other options. You can get Temporary Car Insurance cover from 1 hour to a month so it would be wise to get a quote for this option before committing to adding someone to your own policy.

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Insurance Groups Explained

Jos Davies — Mon, 20 Nov 2023 11:10:44 +0000

Insurance is an essential aspect of owning a vehicle, providing a safety net for unexpected events on the road. One crucial factor that influences insurance costs is the insurance group to which a vehicle belongs. Understanding insurance groups can empower drivers to make informed decisions when selecting a car and seeking the most suitable insurance coverage. In this article, we will look at the concept of insurance groups, how they are determined, and the impact they have on insurance premiums.

What are Insurance Groups?

Insurance groups are a classification system that categorises vehicles based on various factors that influence the cost of insurance. Developed by the Group Rating Panel, these groups help insurance companies assess the risk associated with insuring a particular car model. The lower the insurance group, the less risky the vehicle is perceived, and consequently, the lower the insurance premium.

Factors Influencing Insurance Groups:

Repair Costs: Vehicles that are more expensive to repair or replace will generally fall into higher insurance groups. The availability and cost of spare parts, as well as the complexity of the vehicle’s construction, are taken into consideration.
Performance and Engine Size: High-performance cars with larger engines are often placed in higher insurance groups due to their increased risk of accidents and higher repair costs.
Security Features: Cars equipped with advanced security features such as alarms, immobilisers, and tracking devices are deemed less risky, resulting in lower insurance group ratings.
Safety Ratings: Vehicles with higher safety ratings, determined by crash tests and safety features, are more likely to fall into lower insurance groups.
Historical Claims Data: The Group Rating Panel analyses historical claims data to assess the frequency and severity of accidents involving specific car models.

How to Find Your Car’s Insurance Group:

To find out the insurance group of a particular vehicle, you can use online resources such as the Parkers Insurance Group Checker. Additionally, car manufacturers often provide insurance group information on their websites or in the vehicle’s documentation.

Impact on Insurance Premiums:

The insurance group of a vehicle significantly influences the cost of insurance premiums. While other factors such as the driver’s age, location, and driving history also play a role, the insurance group provides a baseline for assessing risk. Choosing a car in a lower insurance group can result in more affordable insurance premiums, making it a crucial consideration for budget-conscious drivers.

Tips for Lowering Insurance Costs:

Choose a Lower Insurance Group Vehicle: When shopping for a new car, consider the insurance group rating to anticipate insurance costs.
Enhance Security Measures: Installing additional security features can help reduce the perceived risk and lower insurance premiums.
Maintain a Clean Driving Record: Safe driving habits contribute to a positive driving history, which can result in lower insurance premiums.
Bundle Insurance Policies: Combining auto insurance with other policies, such as home or renters insurance, may lead to discounts.

Conclusion:

Understanding insurance groups is an essential aspect of responsible car ownership. By considering the factors that contribute to a vehicle’s insurance group rating, drivers can make informed decisions that not only align with their preferences but also with their budget. Navigating the road of insurance groups allows individuals to get the right cover for their vehicles while minimising the financial impact on their wallets.

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What is a Cover Note?

Sean O'Neill — Wed, 19 Jul 2023 09:58:34 +0000

A cover note is a certificate provided by the insurance provider that acts as proof that a driver has valid insurance until the formal confirmation documents have been processed and sent.
Although technological advancements have made the process of receiving your proof-of-insurance certificate almost instant, driving with a valid cover note is perfectly legal and they are still used today in some cases.

Who are Veygo?

Veygo are a specialist in temporary car and van insurance. Aiming to provide cheap and quick insurance that can have you on the road in less than 5 minutes.

When are cover notes issued?

Cover notes are only issued to road users who have recently bought a car insurance policy and have requested one from their insurance provider.
However, cover notes can also be issued when:

You apply for your insurance over the phone or by post.
If you have altered your policy — for example, to cover multiple drivers or remove second and third drivers from your insurance.
If a provider is apprehensive about a quote — for example, if they think the car is too dangerous for your age group and want to examine it more closely.
There’s a technical fault with an insurance provider’s systems.

If you’ve received what appears to be a cover note without requesting one from your insurer, it’s likely to be a counterfeit and should be reported immediately.

What information is in a car insurance cover note?

In order to be valid, you need to double check the information on your cover note.
A cover note must include:

Full name
Full address including number, street address and postcode
Vehicle registration and details
Reason as to why the vehicle is being used — Like social, domestic, commuting or all-inclusive
Level of cover and any excess — Like comprehensive, third-part fire and theft and third-party
Policy number
Any special conditions — Like whether it’s a telematics or black-box policy
Start dates and expirations dates

Who issues a cover note?

A cover note can’t be obtained by any other insurance provider — only the insurance provider you agreed a policy with can issue you with a cover note.
You can only drive if you know your cover is being processed — this means either waiting for email confirmation, a certificate or a cover note.

What is the difference between a certificate of motor insurance and a cover note?

Technically, there is no difference in validity between a certificate of motor insurance and a cover note.
A cover note acts as proof of insurance the same way a certificate of motor insurance does. The only difference is that the cover note is used in place of a full certificate while you’re waiting for your details to be finalized.

How long can you drive with a cover note?

The length of time you can legally use a cover note depends on the insurance provider.
Generally, a cover note is valid for at least a month — however, quicker processing times may mean the amount of time your cover note is valid may be significantly shorter.
If you’re unsure about the process and the validity of your cover note, always check with your provider before setting off.

Looking for temporary car insurance?

Check out Veygo’s cheap temporary insurance options and get on the road in minutes!
Temporary Car Insurance
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FAQs

Can a cover note be used as proof of insurance?
Yes, you can use your cover note as proof of insurance.
Your cover note acts as a notice to other drivers or the police that you have paid for insurance coverage, you’re protecting yourself and other road users and that you’re waiting for your documents to be finalised.
When will I receive my cover note?
Nowadays, many big insurance companies will issue you with your certificate via email instantaneously — or will send a notice of confirmation within 24 hours.
However, some smaller insurance providers still issue cover notes that will usually arrive by post or by email in three to five working days.
What happens if my certificate doesn’t arrive?
If your certificate doesn’t arrive before the cover note expires, don’t panic.
Get in touch with your insurance provider and they can guide you through next steps, flag issues on their end and double-check your address and delivery details.
This is the quickest way to be issued with a new certificate should it be lost in transit or misplaced by the provider.
Will I need a cover note for a theory or driving test?
You only need to have a cover note, certificate or proof-of-insurance via email if you plan on taking your driving test in your own car.
If you’re taking your test in an instructor’s car, they’ll likely have special insurance that covers learner drivers — so you don’t have to worry.
Are the terms in a cover note the same as the terms in a full policy?
Yes, the terms of the cover note should be identical to the terms agreed on for your full insurance certification.
For example, if you’ve agreed third-party-only insurance, your cover note will cover you for third-party-only as well.
What should I do if there’s a mistake on my cover note?
If you believe there’s an error on your cover note, call your insurance provider.
They can run you through the details that they have on file and you can have them quickly changed if any errors are spotted.
Is a cover note binding?
Legally speaking, a cover note is not a final, binding document.
However, it does bind both parties to cover any liabilities they face in the event of loss during that period.
Are cover notes free?
In the event you should need a cover note, it should be issued by the insurer free of charge.
However, your provider will alert you of any costs prior to issuing you with the note.

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Driving Without Insurance

Sean O'Neill — Mon, 03 Jul 2023 14:03:02 +0000

It’s illegal to drive without insurance – and an extremely serious offence to do so.

It’s also not uncommon for those with insurance to still be penalised for having the wrong details on their policy so, mistakes can also be costly.

What are the penalties for driving without insurance?

The punishment for driving without insurance is a fixed penalty notice of £300. How many points you’ll incur will depend on the severity of the offence, but it’s usually between 6-8 points.

More severe instances of driving with no insurance – like repeat offences or those in conjunction with other offences like the vehicle having no MOT or not producing a valid driving licence – result in higher penalties.

Should the case reach a criminal court, penalties escalate. Offenders face an unlimited fine and can be disqualified from driving for a minimum of 28 days.

What is the maximum fine for driving without insurance?

There is no maximum fine for driving without insurance.

While the minimum fine for the offence is £300, if the case goes to a criminal court, there’s no upper limit to how high the fine can be.

How can the police tell if you’re driving without insurance?

The police can tell if you’re driving without insurance through number plate recognition.

Police vehicles are often equipped with ANPR cameras that read number plates and tell the officer if the car has valid insurance, MOT and vehicle tax.

If the police stop you on the roadside, they will often perform basic roadside checks. This involves taking a breath sample if they suspect drunk driving and conducting manual insurance checks.

So, just because you’re not caught on camera, doesn’t mean you aren’t still at risk.

Will driving without insurance result in a criminal record?

Driving without insurance is not punishable with prison time – so it won’t flag up as an offence on a criminal record.

However, it is an extremely serious offence and shouldn’t be taken lightly.

Those found guilty of the offence still face potentially unlimited fines and driving bans, as well as additional fallout such as higher insurance premiums.

What to do if you’re hit by an uninsured driver

If you’re hit by an uninsured driver, contact your insurance company and the police immediately.

The unfortunate reality of being hit by an uninsured driver is that it’s the ones that abide by the law that are most affected.

If the accident was your fault, an uninsured driver can still claim for damages to their vehicle and personal injury – despite their offence.

If the accident was the fault of the uninsured driver, the entire cost of the claim for both parties is paid for by your insurance.

Luckily, organisations like the Motor Insurers’ Bureau (MIB) can help insured drivers claim back some of the money lost when they’ve been hit by an uninsured driver.

Does fully comprehensive insurance cover any car or vehicle you drive?

Fully comprehensive cover alone doesn’t cover you to drive any vehicle other than the one named on your policy.

However, those with fully comprehensive car insurance can opt to add ‘Driving Other Cars (DOC)’ cover to their policy. This lets them drive other roadworthy vehicles when they aren’t the named driver on the primary policy.

When don’t you need car insurance?

You don’t need to pay insurance on a car you’re not using.

If your car is declared as off the road with a V890 form – otherwise known as a Statutory Off-Road Notice (SORN) – you do not need to pay insurance premiums on that vehicle.

You can own a roadworthy car and not pay monthly or yearly premiums. However, you need to make sure that you have coverage if you’re using the car on the road.

Temporary insurance policies are the perfect solution for those looking for a cheaper and more convenient, pay-as-you-go option – as you only pay for what you need.

Don’t take the risk of driving without insurance — get quick and cheap temporary insurance today.

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Frequently Asked Questions (FAQs)

What are ‘special reasons’ for driving without insurance?

There are no exceptions for driving without insurance. No matter the reason, driving without insurance is punishable by fines, bans and even court action.

If your car or vehicle is parked on the road but you’re not driving it, does it need to be insured?

If you’re going to leave a car parked on the road, it must be insured.

As a minimum, drivers must have third-party, fire and theft protection if their car causes damage to another while left on the road.

Am I able to drive on private land in an uninsured vehicle?

Yes, you can.

If the land cannot be accessed by the public – and you own the land – you don’t need any legal documentation to drive a vehicle on private land. However, as soon as you leave that land, even if it’s just for access or exit, you must have appropriate insurance.

Can I drive an uninsured car or van with my insurance?

If you have DOC cover, you can drive a car that’s not insured by any other party.

However, without DOC cover on your car insurance, you need to take out a new policy and be the named driver of the vehicle.

What happens if I get a court summons for driving without insurance?

If you have received a court summons for driving without a licence, there’s a higher likelihood that you’ll face a penalty more than the standard £300 and the 6 points on your licence.

Can I report someone for driving without insurance?

Yes, you can. In fact, it’s recommended that you do so.

If you suspect that someone is driving without insurance – or you know that they are – you should report it to the police as soon as possible.

Should I drive to an MOT without insurance?

No, you shouldn’t.

While there are exceptions for driving with no MOT – as long as the driver can prove they have an MOT test booked and that they are driving to the garage to have the work done – there are no exemptions for driving without insurance.

There is no link between having a valid MOT test and having insurance. To be able to drive legally, you need both.

Can you test drive a car or van without insurance?

In most instances, you can test drive a vehicle without insurance.

Many reputable garages and dealerships have special insurance policies that cover those that test drive vehicles should they get into accidents.

However, if you’re looking at buying a car or van from a private seller, you’ll still need appropriate cover – even if it’s temporary insurance.

Short-term insurance without the long-term cost

Looking to test drive a vehicle from a private seller, take a day trip or borrow a friend’s car? Veygo Temporary Car Insurance provides quick and convenient cover to get you on the road with peace of mind – and you only pay for what you need.

Get a quote

The post Driving Without Insurance appeared first on Veygo.

Veygo Monthly Subscriptions

Sean O'Neill — Wed, 10 May 2023 12:38:13 +0000

Before we get into how this is different from a standard insurance policy, we’re here to tell you that it’s like your standard policy, but more flexible.

We’re here to put typical annual policies that force you to commit to 12 months of purchasing to shame!

What is a monthly car insurance subscription?

For those of you unfamiliar with what a monthly car insurance subscription is, we’re not saying we’re reinventing car insurance, but we’re definitely here to change the game!

We’ve had a think about how we provide your car insurance. To get an idea of how a monthly car insurance subscription works, just think about any streaming services and how they work, like Netflix or Disney+. It’s basically that but for your car insurance.

One of the great features of a monthly car insurance subscription is that you’re not committed to an entire year or six months. It’s rolling insurance that allows you to cancel anytime you need.

How much is a monthly car insurance subscription?

As per car insurance, the cost will vary. The price will change depending on a number of different factors such as your age, location, and car type.

However, the idea behind a monthly subscription to your car insurance is to make it more affordable for you! By taking out car insurance as a subscription we’ve removed some of the costs and made it more flexible so you can choose when you need insurance.

What are the benefits of monthly car insurance?

As previously stated a monthly car insurance subscription gives you the ultimate freedom. Not only, can you insure your car on a rolling subscription, but you also get the freedom to cancel at no inconvenience to you. There are no commitments to sign up for the next month if you no longer need it Just cancel at any time, with no additional fees.

Can I cancel if I pay monthly?

Yes! That’s the beauty of a Veygo monthly subscription. Signing up for a Veygo subscription is better than a traditional policy. That’s why we’re so keen on a rolling insurance policy, it provides you with the ultimate freedom!

How do I sign up?

Just follow the link that’ll take you through to our monthly subscriptions page, and begin your journey to flexible car insurance so you only pay for what you need!

And as always from us, if you’re looking for learner driver insurance or temporary car insurance then be sure to check it out.. And spread the word!

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What to do during rail strikes

Sean O'Neill — Mon, 13 Mar 2023 15:09:43 +0000

What are the rail strikes?

Following ongoing pay industrial disputes, rail workers have, once more, opted into strike action. And those of you who regularly use the train to get to work, may feel that that these strikes seem to be at the most inconvenient of times.

While strike action can be incredibly frustrating for those who regularly use the train to commute to work for those who regularly commute on the train to work, there’s no need to panic.

With a bit of preparation, and pre-planning , you can ensure any disruptions are at a minimum.

Here are some tips to guide you through the rail workers’ strike:

1. Plan ahead

The first thing you need to do is plan ahead. Find out when the strike will begin and end, and how it will affect your daily commute. Check the train schedules in advance, to see if there are any alternative routes or modes of transportation you can take. You can also consider working from home or adjusting your work schedule to avoid rush hour traffic.

Making your own plans is all well and good, but as they may have to change, don’t forget to let others know in advance as well. This could be your employer, an appointment, friends or family. It’ll make things easier for everyone!

2. Use alternative modes of transportation

During a rail strike, it’s best to consider alternative modes of transportation such as buses, bikes, or even walking. You can also carpool with colleagues or friends to reduce traffic congestion and costs. If you decide to drive, make sure to check traffic reports to avoid busy routes and give yourself extra time to reach your destination.

At Veygo we offer temporary car insurance, so you can quickly get insured on a friend or family members car, if you need insurance at the last minute. All you have to do is go to our temporary car insurance page, get a quote and enter a few details, it’s that simple!

Another way to future proof yourself for rail strikes is to learn to drive (if you haven’t already). Again, we can help you out. Just go to our learner driver insurance, this will help you to get extra hours outside of your lessons.

3. Be prepared for crowds

During a rail strike, public transportation can become crowded, especially during peak hours. Try to prepare for this by leaving earlier than usual to allow yourself extra time for potential delays. If possible, try to avoid the busiest times of the day.

The best advice for crowds is to try and remain level headed. It can be frustrating when people are taking too long, just remember it’s purely because of the number of people all trying to use one train.

4. Stay informed

Stay informed about any updates or changes related to the strike. Check with your transportation provider frequently for updates, and subscribe to their social media pages or email newsletters for instant alerts. You can also follow local news outlets to stay up-to-date with the latest news and developments.

The best way to stay ahead of the strikes is to use national rail enquiries, or trainline, both of these offer live updates in the UK and can keep you up to date.

5. Consider working from home

If you can work remotely, consider working from home during the strike. This can help you avoid the stress of commuting and the uncertainty of transportation disruptions. It can also be an opportunity to improve your productivity and work-life balance.

We understand that this isn’t an option for everyone as your role may require you on-site, but if you are able to work remotely, then you would not only help yourself, but also free up space for others who may still need to commute.

6. Stay Calm and Patient

Any strike action can be frustrating and stressful for people that need to use the affected services, but it’s important to remain calm and patient. Remember, everyone is dealing with the same situation as you. Try to be respectful and understanding of others, don’t let the situation get the best of you and avoid taking it out on other. Especially the transportation staff, who are only doing their best to help.

7. Consider Alternative Transportation Providers

If the rail strike is expected to last for a prolonged period, consider alternative transportation providers. For example, you may be able to look at a taxi service, however, if you have a relatively long commute this may be far more expensive. This is why we suggest trying to get temporary insurance on a car.

8. Be Creative

Finally, be creative when dealing with the rail strike. You can try out new routes or modes of transportation, or even explore the city on foot or bike. Use the opportunity to break out of your daily routine and discover new places and experiences.

You may have a friend or family member near your destination and may be able to stay with them prior to your journey, travelling on different days to the rail strikes has proven really useful.. Just remember to pack an extra pair of socks!

So..

Considering the above we do understand the frustration around the strikes, but hopefully, we’ve provided enough suggestions to take the pressure off when trying to travel on the designated strike days.

If you decide that temporary insurance is the way forward for you you, check out our temporary car insurance page to get all the info you need!

Get a quote

The post What to do during rail strikes appeared first on Veygo.

A guide to rural driving

Sean O'Neill — Tue, 31 Jan 2023 16:59:40 +0000

Rural driving can be a unique experience compared to driving in urban areas. The roads are often less crowded and the speed limits are higher, but there are also other challenges that you may not encounter in the city.

Let’s think about a few factors that may come into play before discussing rural driving. You have to think about whether you know the area or not, car size, changing speed limits and always be aware of different spots to pull over incase of oncoming traffic. So, here are some tips and tricks to help you navigate rural roads safely and confidently.

Animals

When rural driving animals are going to be there, it’s essential that you’re aware of wildlife. The smaller animals are typically the ones hardest to spot as they dart out quickly into roads and can cause you to potentially slam on the brakes, or swerve. Not only that but some animals like badgers can damage the car badly if they’re hit so it gives more incentive to avoid them!

Animals such as deer, cows, and horses can also wander onto the road unexpectedly. Keep your eyes peeled for any signs of wildlife and be prepared to slow down or stop if necessary. If you do see an animal, try to avoid hitting it by braking and sounding your horn

Other drivers

Watch for slow-moving vehicles. You may encounter tractors, trailers, and other slow-moving vehicles on rural roads. Be prepared to slow down and wait for a safe opportunity to pass. Always use your turn signals and make sure the road is clear before you pass.

Road conditions

Stay alert for curves and hills. Rural roads are often winding and hilly, which can make it difficult to see what lies ahead. Slow down and be prepared for unexpected turns or inclines.

Be mindful of weather conditions. Rural roads are often exposed to the elements, which can make them slippery or icy in the winter. Slow down and be extra cautious in bad weather. You should also take note that these kinds or roads are usually more shaded and get far less attention from local councils to get salt or grit down on them.

Keep your distance. Rural roads often have fewer cars on them than urban roads, so it can be tempting to drive too closely behind other vehicles. However, it is important to keep a safe distance to give yourself time to react if something unexpected happens.

Check your tires. Rural roads can be rough, with gravel and potholes, so it is crucial to make sure your tires are properly inflated and in good condition. This will help you maintain control of your vehicle and prevent a tire blowout.

Use your headlights. Even during the day, it’s a good idea to turn on your headlights when driving on rural roads. This will make you more visible to other drivers and help you see the road ahead.

Pay attention to road signs. Rural roads often have signs that warn of potential hazards, such as sharp turns, bridges, and steep grades. Be sure to pay attention to these signs and adjust your speed accordingly.

Be prepared for the unexpected. Rural roads can be unpredictable, so it’s important to be prepared for anything. Make sure your vehicle is in good condition and always have a full tank of gas and a spare tire. Similarly, to bad weather conditions, rural roads usually get less attention from councils and are typically in a worse condition, so things like potholes may be more prevalent.

Stay calm and take it slow. Rural roads can be challenging, but they can also be beautiful and peaceful. Stay calm and take your time, and you’ll be able to enjoy the journey as well as arrive safely.

For a nice visual overview of rural driving why not check out our helpful learn video to give you an idea of what it’ll look and feel like driving down the back roads!

So, thinking about rural driving requires a different set of skills and mindset. Watch out for wildlife, slow-moving vehicles, curves and hills, weather conditions, and unexpected hazards. Keep a safe distance, check your tires, use your headlights, and pay attention to road signs. Stay calm and be prepared for the unexpected. Remember that rural driving can be a unique and enjoyable experience if you approach it with caution and patience.

The post A guide to rural driving appeared first on Veygo.

TikTok hacks for eating in your car

Sean O'Neill — Wed, 25 Jan 2023 12:11:22 +0000

There’s no better feeling than finishing work after a long week and grabbing a bite to eat on your drive home. But while you might be starving, eating on the go is tricky, with limited space to balance food and drinks in your car, not to mention dangerous while navigating the roads.

So, if you really can’t wait, park up and try some of these ingenious TikTok hacks that could spare your seats from a spillage or two.

With nearly four million views for #eatingincar and other similar hashtags, James Armstrong, CEO of temporary car insurers Veygo, shares his favourite hacks that might just make dining ‘alfres-car’ that little bit easier.

Balancing containers on top of a cup

Several TikTok users have discovered that it is possible to balance a fast-food container on top of a drink.

Well-known brands, such as McDonald’s, sell their food in packaging that when unfolded, has two compartments that can separate fries and a second food item of choice.

You can use your finger to poke a small hole in the middle of the two compartments, ensuring that they remain connected, which is the perfect size for a straw to fit through.

The container can then balance on top of a drink, freeing up a hand to hold something else.

However, this can be a precarious hack when using a paper straw, which can soften during use and become less stable.

The best way to combat this is to use a reusable straw made of more solid material, such as stainless steel.

Parcel shelf as a makeshift table

Perhaps the biggest frustration of eating in your car is the inability to spread out your food.

One clever user shared her favourite hack for eating in her car – removing the parcel shelf from the boot and laying it across her lap as a table.

Not only is this an easy hack to try, but it’s also convenient for stopping spillages and spreading your food out more.

This is not only perfect for two people eating in the front seats but also a great way to minimise mess for children eating in the back.

Glove compartment as a tray table

An alternative to a parcel shelf, glove compartments can also be a helpful place to balance food.

As shared by one user, glove compartments are typically the perfect size and depth for holding fast food containers and dipping sauces.

This hack is great for freeing up your hands and minimising spillage, but it is only usable for front-seat passengers.

Keep food warm with heated seats

Included in popular hashtags, such as #carhacksandtips, as well as #takeouthack and #deliveryhacks, keeping food warm using heated seats is suggested as a hack for both regular food consumers and delivery drivers.

This is perfect if you’re eating in the car alone or transporting food as a delivery driver, as the front passenger seat can become a personal heater.

And to prevent grease stains, place a towel or blanket on the seat before setting the food down.

Invest in clip-on sauce trays

If you are notorious for dropping sauce pots or spilling them – this is the perfect solution for you.

#sauceholderforcar has taken TikTok by storm and currently has 949,000 views.

The hack shows several users purchasing mini pots from Amazon and Etsy that clip onto the air vents in the front of your car for a stress-free dipping experience

But remember, safety first!

While it’s not illegal to eat and drive, anything distracting you from driving could land you a hefty fine of up to £5000.

And if snacking is the cause of losing control of your vehicle, you could face a police prosecution for section 3 of the Road Traffic Act 1988 for careless driving.

The distraction of eating while driving is a key cause of car accidents every year, so if you’re feeling hungry on the road, always pull over to eat and drink.

Additionally, it is always good to take a break from driving on long journeys to prevent accidents, and what better way to do so than picking up your favourite fast food to enjoy off the road.

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Driving instructor strikes!

Sean O'Neill — Thu, 12 Jan 2023 10:56:22 +0000

Well… This is awkward, you’ve been dreaming and prepping for this day for what seems like ages, you’ve sorted your provisional license out, and you’re ready to get behind the wheel of a car and get on the roads! However, you’ve realized it isn’t going to be as simple as that…

Driving instructor strikes have been a growing concern in the United Kingdom as many instructors have been protesting over pay and working conditions. The strikes, which began in late 2020, have caused disruptions for many individuals who are in the process of learning to drive.

The driving instructor strikes are being led by the Independent Workers Union of Great Britain (IWGB), which represents many self-employed driving instructors. The union has been calling for better pay and working conditions for its members, who they argue are not receiving fair compensation for their work.

One of the key issues at the heart of the strikes is the low pay that many driving instructors receive. According to the IWGB, the average driving instructor earns around £25,000 per year, which is significantly less than the UK median wage of £29,574. Additionally, many instructors are not receiving any additional benefits, such as sick pay or holiday pay, which further exacerbates the problem.

Another issue that has been raised is the working conditions for instructors. The IWGB has pointed out that many instructors are working long hours, with some putting in as much as 60 hours per week. This can make it difficult for driving instructors to maintain a work-life balance, and can lead to burnout and other health issues.

The strikes have had a major impact on the ability of many individuals to learn how to drive. With many instructors participating in the strikes, there have been shortages of instructors available to provide lessons. This has led to delays in the scheduling of lessons and test dates, and has caused frustration for many students.

The strikes have also had an impact on the economy. Driving instructor businesses have lost revenue due to the strikes, as many students have canceled or postponed lessons. It also affects Driving test centers as they won’t get enough instructors to conduct the tests.

The government has been criticized for its handling of the situation, with many accusing the government of not doing enough to address the concerns of the striking instructors. However, it is worth noting that the UK government has no direct control over the wages and working conditions of self-employed driving instructors, and any solution to this problem would have to be negotiated with the driving schools and training providers.

So, with instructors being in high demand and loads of potential for waiting around, there is a method you can use to make sure that you are in fact getting behind the wheel and getting some much-needed practice in. Using Veygo’s learner driver insurance you can hop in the car of a friend or family member and get those much-needed hours of practice in!

So as usual, hit the button below and get practicing!

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How to beat the cost of living this Christmas

Sean O'Neill — Mon, 12 Dec 2022 15:58:24 +0000

Cost of living

As we get closer and closer to the big day it’s fair to say there’s some concern with the rising cost in everything! Fuel, gas, electricity, insurance, and bills. Definitely overwhelming!

With the rise in energy prices and the cost of food shopping people are concerned with heating their homes and feeding their families.

Here at Veygo we try to keep everything cool and manageable as adding fuel to the fire or exaggerating things never seems to help.

Let’s look into some advice to help save some serious coin and find a way to get the people you love some good gifts for a great price!

Savings on your car

There are definitely some savings to be made when it comes to your vehicles. So, we’re going to take a look at the best practices and the most affordable ways to get about this Christmas!

First of all, SORN’ing your car, this essentially takes your car off the roads when you’re not using it. The idea behind this is if you know you’re not using your car then take it off the roads, so you don’t have to pay any insurance or road tax. By cutting down on a couple of extra bills this should free up some cash for other essentials you may need this Christmas!

You may be thinking “Oh but I’ll be losing my car”.. Basically the idea behind SORN’ing your car is if you have another car to your household then car sharing would be a great option.

Car sharing is a great way to cut down on bills, there’s several ways that this can help:

Less insurance and tax to pay
Share fuel bill
Making use of a journey (doing round trips rather than several small trips, planning well to avoid traffic, and stopping for fuel on a journey whilst you’re out.)

If you’re curious as to how you can car share, it’s super simple and easy! All you need to do is be 17 to 75 years old and past your driving test and hold a full driving licence.

Once you meet those requirements then it’s as simple as purchasing Veygo’s temporary car insurance, as it’s super cheap it allows you to purchase car insurance for as and when you need it.

Another look at savings on your car is to look at car maintenance, by looking after your car and making sure you check everything properly you can help to prevent your car breaking down.

It’s common knowledge that repairs for a car can often be very expensive, so by keeping on top of your car’s maintenance you can prevent having to fork out for expensive repairs. If you’re not sure what to check then our guide to your car’s essential maintenance checklist and to go one step further look at the full-service checklist!

Travelling

When travelling this Christmas, it’s important that you plan. During the winter is the time where a breakdown can have some serious implications. Try The Veygo driving in winter guide as a way to get ahead of driving this winter!

Not only will you need to plan ahead for your journeys with prep for the cold weather, but if you’re planning to use Veygo insurance this winter then you’ll need to think about how you go about purchasing your policy!

Read here to find out about our Christmas and New Year’s restrictions, we really hope this doesn’t inconvenience you during the Holidays!

Gift ideas for drivers this winter

Let’s be honest, unless you’re way ahead of the game you’re going to be struggling for gift ideas. So, we’re going to try and be some help for you and break up gifts into practical and fun for you!

Fun

Aux cord, essential for those famous Christmas songs to blast when you’re driving about this Christmas!
Funky keyrings, they’re really just a fun way to personalise your car keys!
Alexa Echo Auto, for those of you who are really into your smart devices, this a great way to integrate your car.
Steering wheel cover, this will be a good gift depending on the person, but it’s a great way to improve or personalise your car.
Rear view mirror/dashboard accessories, these are just a fun way of adding something to the interior of your car, can range from ornament, dice, or even an air freshener.
Ambient lighting kit, this just adds a futuristic touch to the interior of your car, keeps it from being pitch black in the dark, with the added fun of colour changing LEDs.
FM/Bluetooth transmitter, if your car doesn’t have a 3.5mm jack then this is a great alternative to an AUX cord.

Practical

Air freshener
Car seat covers
De-icer
Petrol Can
Car tyre pump
Mini car vacuum
Dash cam
Sat nav
Fuel voucher
Umbrella
Fold away caution sign
phone/sat nav holder
Cold weather survival kit

The best thing about buying some of these kinds of gifts is that they’re always the kind of thing that you’d never seem to buy yourself, so getting one of these for someone could potentially help them out massively!

The best gifts

And finally, for those who are learning to drive this Christmas maybe some of Veygo’s learner driver insurance, it’s a great way to help a learner driver out by getting them a chance to get some more hours behind the wheel.

Or if you want to help someone get to where they need to go this Christmas, then our temporary car insurance is a great gift! It can help you cut costs and drive someone else’s car!

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