Learner Articles – Veygo

Top reasons learners fail their driving tests

Angharad Evans — Tue, 27 May 2025 13:01:23 +0000

Failing your practical driving test can feel disheartening, but you’re not alone. According to DVSA statistics, nearly 50% of learners in the UK fail their driving test on the first attempt. Understanding the most common mistakes can help you better prepare and increase your chances of passing.

In this article, we’ll break down the most common reasons learner drivers fail their tests – and how you can avoid them.

Not Making Effective Observations at Junctions

Why it’s a problem:
Poor observation at junctions is one of the top reasons for failed tests. Many learners either don’t look properly before emerging or don’t judge the speed of oncoming traffic correctly.

How to avoid it:
Practice the “mirror–signal–position–speed–look” (MSPSL) routine. Always pause, observe both ways, and only proceed when it’s completely safe.

Failing to Check Mirrors Before Changing Direction

Why it’s a problem:
Mirrors must be checked before signalling, changing speed or direction. Examiners often mark learners down for forgetting this.

How to avoid it:
Make a habit of checking interior and relevant door mirrors before every manoeuvre. If it helps, say it out loud during lessons to build the habit.

Poor Control During Reverse Parking

Why it’s a problem:
Reversing into a parking bay or parallel parking can cause stress. Common faults include poor control of steering or getting too close to other vehicles.

How to avoid it:
Break the manoeuvre into steps, practise regularly in quiet car parks, and use reference points to help with accuracy and positioning.

Responding Incorrectly to Traffic Signs and Lights

Why it’s a problem:
Missing a ‘stop’ sign, ignoring a ‘no entry’, or proceeding through amber/red lights can be dangerous – and will result in a fail.

How to avoid it:
Stay alert and anticipate what’s ahead. Regular mock tests in different environments will improve your ability to spot and respond to signs.

Inappropriate Speed – Driving Too Slowly or Too Fast

Why it’s a problem:
Some learners go too slow out of caution, while others exceed speed limits due to nerves. Both are classed as driving faults.

How to avoid it:
Know the speed limits and adjust your speed to road conditions – not just the limit. Driving confidently and appropriately is key.

Stalling the Vehicle at the Wrong Moment

Why it’s a problem:
Stalling isn’t an automatic fail, but stalling in a dangerous location (like at a roundabout) or causing confusion can lead to major faults.

How to avoid it:
Practise clutch control, especially moving off on a hill, and take your time setting up properly before moving off.

Not Responding to the Examiner’s Instructions

Why it’s a problem:
Misunderstanding or not following instructions – like turning the wrong way or ignoring directions during the independent driving section – can be costly.

How to avoid it:
Stay calm, and don’t be afraid to ask the examiner to repeat the instruction. Clarity is better than guessing.

Bonus Tip: Test Day Nerves

While not a “fault” itself, nerves can lead to rushed decisions, missed checks, or panicked reactions.

Solution:
Practise under pressure either with your driving instructor or during private practice, simulate the test environment, and learn breathing techniques or mental exercises to stay focused.

Summary: How to Pass Your Driving Test

To improve your chances of passing:

Get regular, consistent practice with a qualified instructor
Make sure you get plenty of private practice with family or friends, using flexible learner insurance
Understand the test format and practise mock exams
Work on your weaknesses, especially those listed above
Stay calm, take your time, and remember: a test is just a snapshot of your driving on that day

Failing a driving test doesn’t mean you’re a bad driver – it simply means you’re still learning. By focusing on the most common reasons learners fail and actively working to avoid them, you’ll be in a strong position to pass with confidence next time.

If you’re preparing for your test, head to Veygo’s Instagram or TikTok for regular hints and tips on how to pass to pass your test – look out for posts from our driving test expert, Leon, an ex-test examiner, who’s sharing hints and tips to help you prepare for your test.

Get a quote today for flexible pay-as-you-go or rolling monthly subscription learner insurance.

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One in six UK drivers admit to driving without insurance

Angharad Evans — Tue, 27 May 2025 13:00:31 +0000

A recent Veygo study of 2,000 UK adults revealed a worrying trend: one in six drivers in the UK admit to driving without valid insurance, with learner drivers twice as likely to do so compared to those with a full licence.

Short Journeys, Big Risks

According to the research, 24% of uninsured drivers claimed they didn’t realise they needed insurance cover for short trips. A further 20% said their policy had unknowingly expired, while 17% admitted to driving uninsured to save money. Others shared it was simply an admin task they’d kept putting off.

Learner Drivers

The figures rose sharply among learner drivers. Over a third (37%) of those with a provisional licence admitted to driving without insurance, compared to just 17% of fully licensed drivers.

The primary cause? It’s simple – misunderstanding the rules.

21% of learners didn’t realise they needed insurance even when practising with a friend or family member.
29% mistakenly believed it’s legal to drive uninsured in car parks.
27% thought cul-de-sacs were exempt from insurance laws.

This confusion can have serious consequences – driving without insurance is illegal, and can result in points on your licence, fines, and even vehicle seizure.

What Prompted People to Stop Driving Uninsured?

Of those who admitted to driving without cover:

32% stopped after a friend or family member warned them about the legal consequences.
27% finally got insured once they could afford it.
18% were prompted into action only after being stopped by the police.

While nearly half (49%) of these offences happened in the past two years, 23% said it had been over a decade since they last drove without cover.

Flexible Car Insurance

A key reason for driving uninsured is a lack of awareness of flexible cover. One in five surveyed (22%) said they had no idea short-term car insurance was even an option.

Flexible, pay-as-you-go car insurance offers a legal, affordable solution – particularly for learners or those borrowing a car for a short time. It allows drivers to get insured for hours, days, or weeks, depending on their needs, without committing to a full annual policy. Or alternatively rolling monthly subscriptions is a flexible way of getting longer-term cover that can be cancelled anytime, without fee.

Make Sure You’re Covered – Even for a Short Trip

Whether you’re a learner driver practising with a parent or someone borrowing a car for the weekend or longer, insurance is always required by law. Veygo’s flexible insurance makes it easy, affordable and, most importantly, legal for you to get behind the steering wheel.

Don’t take the risk – get a flexible insurance quote in minutes and drive with peace of mind that you’re covered.

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Top Cars for Learner Drivers

Angharad Evans — Thu, 17 Apr 2025 08:56:26 +0000

If you’re a learner driver, you’ll want a car that’s cheap to run, easy to drive, safe, and ideally cheap to insure. There’s so much to consider when looking for your first car, including:

Insurance Group – Go for cars in Group 1–5 for cheaper premiums.
Manual vs Automatic – Manual is more flexible for UK tests, but automatics are easier to learn on.
Fuel Economy – Smaller petrol engines or hybrids are best.
Used vs New – Many learners go for approved used cars to save money.

With the above in mind, here’s our list of popular cars that are perfect for learners in the UK.

Ford Fiesta

Why it’s great: This has been the UK’s best-selling car for years — and for good reason. It’s super easy to drive, smooth clutch, precise steering, and has great visibility.
Engine options: 1.0L EcoBoost is great for learners — good fuel economy without being too powerful.
Insurance group: 2–8 depending on model.
Extras: Some models come with rear parking sensors and Ford SYNC infotainment system.
Common with instructors: Yes, many driving schools use them.

Perfect for: Learners who want to stick with the same car after passing.
Watch out for: Some EcoBoost models are pricier to maintain if buying used.

Vauxhall Corsa

Why it’s great: Compact and nimble, ideal for tight UK roads. It’s a popular learner/instructor car too, with light steering and a comfortable driving position.
Engine options: 1.2L petrol is ideal. Also comes in electric now (Corsa-e).
Insurance group: 3–10 depending on model.
Extras: Touchscreen infotainment, Apple CarPlay/Android Auto in newer models.
Instructor-friendly? Yes, many schools use Corsas too.

Perfect for: Learners wanting a cheap-to-run, practical car.
Watch out for: Base trims can be basic on older models.

Volkswagen Polo

Why it’s great: Feels more premium inside, but still compact. Very stable and composed on the road — ideal for more nervous learners.
Engine options: 1.0L petrol – ideal balance of efficiency and power.
Insurance group: 1–11 depending on trim.
Extras: High-quality interior, great safety kit like emergency braking.
Instructor-friendly? Some do use Polos, especially for automatic learners.

Perfect for: Learners who want something small but with a classy feel.
Watch out for: Higher running costs and insurance on GTI or R-Line trims.

Hyundai i10

Why it’s great: One of the best true city cars. Super compact, really light steering, and extremely easy to park. Despite its size, it feels stable.
Engine options: 1.0L or 1.2L petrol — ideal for short trips and lessons.
Insurance group: 1–5.
Extras: Good tech for a small car (on newer models), reversing camera on some trims.
Instructor-friendly? Less common, but brilliant for private learning.

Perfect for: First-time drivers needing a small, stress-free car.
Watch out for: Smaller boot and cabin space compared to a Fiesta.

Kia Picanto

Why it’s great: Shares a lot with the i10 (they’re basically cousins). Very reliable, well-built, and comes with a 7-year warranty.
Engine options: 1.0L petrol.
Insurance group: 1–4.
Extras: Available with touchscreen, reversing camera, cruise control.
Instructor-friendly? Not as common, but a very smart personal learner choice.

Perfect for: City learners or those looking for something new with a long warranty.
Watch out for: Lower-powered models can feel sluggish on motorways.

Toyota Yaris (especially Hybrid)

Why it’s great: One of the most reliable cars. The hybrid version is super smooth and easy for learning in automatic. It’s also cheap to run and eco-friendly.
Engine options: 1.5L hybrid (self-charging), also available in 1.0 or 1.3L petrol.
Insurance group: 2–10.
Extras: Reversing camera, pre-collision system, adaptive cruise on some models.
Instructor-friendly? Very common for automatic lessons.

Perfect for: Automatic learners who want a long-lasting, stress-free car.
Watch out for: Used hybrids can be a bit pricier upfront.

Peugeot 208

Why it’s great: French flair with a stylish interior and a comfy ride. Compact but doesn’t feel cramped. Newer versions have a fancy digital cockpit.
Engine options: 1.2L petrol is ideal; also comes in full electric (e-208).
Insurance group: 5–10.
Extras: Digital dash, reversing sensors, Apple CarPlay.
Instructor-friendly? Less common than others but a solid option.

Perfect for: Learners wanting something modern and techy.
Watch out for: Older versions may not feel as refined.

Renault Clio

Why it’s great: Comfortable and easy to drive with good safety features. Has a quiet cabin and good ride quality for a small car.
Engine options: 1.0L or 1.2L petrol – ideal for learners.
Insurance group: 2–11.
Extras: Touchscreen, lane keeping assist, reversing camera on newer trims.
Instructor-friendly? Used occasionally for lessons.

Perfect for: Learners looking for a comfy car with style.
Watch out for: Earlier models had reliability issues — newer ones much better.

So, whether you’ll be driving a used car or buying new, there’s something for everyone. Just make sure that you take the time to get to know your car, you’re safe on the roads and that you take plenty of time while learning. Don’t rush to be test ready – follow Ready to Pass? hints and tips. Get some extra practice with Veygo’s flexible pay-as-you-cover or monthly rolling subscription as your prepare to get your pink licence.

If you’re a learner driver, read more on our flexible cover options and get a quote at Veygo.com.

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Tips for parents to support their learner drivers

Angharad Evans — Fri, 14 Mar 2025 13:05:10 +0000

Your child’s turned 17, started learning to drive and needs some extra practice in between driving lessons. Research shows that, on average, it takes learners 45 hours of driving lessons with an instructor, plus 22 hours of private practice to pass their test. So, while this is an exciting time, it can also be quite daunting for both parents and learners.

Here are some key tips on how you can guide and support your child as they learn to drive:

Use Ready to Pass? resources for guidance and to track progress

Guidance and advice: It’s difficult to know what you should be teaching your child and when. The UK Government’s Ready to Pass? website offers free and easy-to-follow guidance on the essential driving skills your learner needs to know.
27 driving skills: Ready to Pass? have broken down 27 key driving skills into five different levels, so it’s easy to keep track of a learner driver’s progress. You’ll know they’re ready to take their driving test when they’re consistently achieving level five on each of the 27 skills.

Be patient and understanding

Stay calm: It’s normal for learner drivers to make mistakes. Remain calm and offer constructive feedback rather than expressing frustration.
Create a positive learning environment: Encourage them with praise when they do well and provide constructive feedback when they make mistakes. Acknowledge improvements and praise their efforts, no matter how small.

Set a good example and review traffic rules

Model safe driving habits: Show them the right way by demonstrating good driving behaviour, such as obeying speed limits, using turn signals, and staying focused on the road.
Follow road safety rules: Don’t forget that your child will likely mimic your driving habits.
Go over traffic laws: Ensure they understand all traffic signs, rules of the road, and road safety. This helps avoid confusion and promotes responsible driving.
Discuss road safety: Have regular conversations about the dangers of speeding, driving under the influence, or distracted driving.

Practice regularly and create a structured practice plan

Start with short, simple drives: Begin with calm areas like car parks or quiet streets before progressing to more challenging driving situations.
Gradually introduce new challenges: Start in low-traffic areas and slowly move on to more complex situations like parallel parking or in heavy traffic. As their skills grow, introduce new conditions like night driving or driving in inclement weather.
Encourage consistent practice: Regular driving practice helps them gain confidence and improve their skills.
Have a structured learning schedule: Plan sessions around their learning needs and progress.

Provide emotional support

Build their confidence: Acknowledge their progress, even if it’s small. Positive reinforcement boosts confidence. Celebrate successes when they handle something well.
Address anxiety or fear: If your child is nervous about driving, be understanding and help them overcome their fears step by step.
Be specific with feedback: Instead of general comments like “Drive better,” point out specific areas for improvement (e.g., “Try braking a little more gently”).

Help them stay focused

Create a focused environment: Encourage them to focus only on the road. Avoid distracting activities like using the phone, playing loud music, or talking too much while they’re driving. Focus on the task at hand.
No additional passengers: Avoid having other passengers in the car during practice to keep distractions to a minimum.

Learning to drive can be stressful but by being patient, offering regular practice, providing clear guidance, and reinforcing safe driving habits, you’ll help your learner develop the skills and confidence they need to become a safe, responsible driver.

If your learner needs occasional extra practice, get Veygo’s pay-as-you-go insurance, available by the hour, day or week or get a monthly rolling subscription for ongoing learner cover. Whatever you need, get a learner driver insurance quote today.

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Weekend road trip inspiration in the UK

Angharad Evans — Fri, 14 Mar 2025 11:52:03 +0000

Looking for the perfect weekend road trip in the UK? Whether you’re a nature lover, history enthusiast, or simply in search of breathtaking views, the UK has so many scenic drives, charming towns, and hidden gems to explore within just a few hours’ drive from most cities.

Here’s our take on some of the best road trip routes in the UK that will make your weekend getaway unforgettable. From the dramatic landscapes of the Scottish Highlands to the quaint villages of Cornwall, here’s your guide to the ultimate UK weekend road trip.

The Lake District: A scenic escape into nature

Best For: Nature lovers, hikers, outdoor enthusiasts.
The Lake District National Park is a top choice for a weekend road trip, offering picturesque views, tranquil lakes, and rolling hills. Known for its stunning landscapes and charming villages, this UNESCO World Heritage site is a haven for outdoor activities such as hiking, boating, and cycling.

Highlights:

Lake Windermere: The largest lake in England, perfect for a boat ride or a lakeside walk.
Grasmere Village: A charming village famous for being the home of poet William Wordsworth. Don’t forget to try the famous Grasmere gingerbread.
Helvellyn Mountain: A popular hike with spectacular panoramic views (for more experienced hikers).
Castlerigg Stone Circle: A prehistoric site with amazing views of the surrounding hills.

Cornwall: Coastal charm and hidden coves

Best For: Beach lovers, history buffs, foodies.
Cornwall is renowned for its stunning coastline, sandy beaches, and dramatic cliffs. Whether you want to relax on the beach, explore ancient castles, or indulge in delicious Cornish pasties, this south-west gem has something for everyone.

Highlights:

St Ives: A picturesque seaside town with golden beaches, charming streets, and art galleries.
Land’s End: The famous westernmost point of England offers dramatic views over the Atlantic Ocean.
Tintagel Castle: A historic site linked to the legend of King Arthur.
Padstow: Known for its seafood, this charming town is perfect for food lovers looking to sample local delicacies.

The Cotswolds: English countryside bliss

Best For: History enthusiasts, couples, slow travellers.
If you’re looking for quintessential English countryside charm, the Cotswolds is the perfect weekend road trip destination. With its rolling hills, historic market towns, and thatched-roof cottages, this area feels like stepping into a storybook.

Highlights:

Bourton-on-the-Water: Often called the “Venice of the Cotswolds,” this village is known for its picturesque riverside setting and charming bridges.
Bibury: A beautiful village with traditional stone cottages and the iconic Arlington Row.
Stow-on-the-Wold: A charming market town with antique shops, cozy pubs, and stunning architecture.
Broadway Tower: A unique tower that offers spectacular views of the Cotswolds and is perfect for a photo op.

Northumberland Coast: A quiet retreat

Best For: History buffs, nature lovers, beachgoers.
For a more relaxed and off-the-beaten-path road trip, head to Northumberland, which offers a blend of rugged coastline, medieval castles, and sandy beaches. It’s perfect for those looking to escape the crowds and immerse themselves in natural beauty.

Highlights:

Alnwick Castle: Famous for being featured in the Harry Potter films, this medieval castle is a must-see.
Holy Island (Lindisfarne): A tidal island accessible by causeway, home to an ancient priory and a rich history.
Bamburgh Castle: Perched on a cliff, this dramatic castle overlooks miles of pristine coastline.
Beadnell Bay: A stunning and peaceful beach ideal for a relaxing day by the sea.

The Scottish Highlands: Majestic and remote

Best For: Adventure seekers, photographers, nature lovers.
The Scottish Highlands offer some of the most breathtaking and dramatic landscapes in the UK. From rugged mountains to remote lochs, this region provides a true escape into nature.

Highlights:

Loch Ness: Explore the iconic lake, famous for its mythical monster and stunning scenery.
Ben Nevis: The UK’s highest mountain, perfect for hiking enthusiasts looking for a challenge.
Glen Coe: A hauntingly beautiful valley with dramatic landscapes, ideal for photography.
Isle of Skye: Known for its rugged coastline, fairy-tale castles, and the famous Old Man of Storr rock formation.

Peak District: A hidden gem for outdoor lovers

Best For: Hikers, outdoor enthusiasts, families.
The Peak District is one of the UK’s oldest national parks and offers an abundance of natural beauty, with rolling hills, dramatic valleys, and charming villages. It’s an excellent destination for a weekend road trip if you’re seeking outdoor adventures and peaceful countryside.

Highlights:

Bakewell: A charming town known for its famous Bakewell tart.
Chatsworth House: A grand stately home with beautiful gardens and impressive art collections.
Mam Tor: A popular peak offering panoramic views of the surrounding landscape.
Derwent Reservoir: A peaceful spot perfect for walking, cycling, and picnicking.

So, whether you’re looking for a relaxing seaside escape, an adventurous hike, or a charming village to explore, the UK offers a variety of road trip destinations that can be enjoyed over a weekend. Pack your bags, hit the road, share the drive with Veygo’s pay-as-you-go car insurance and explore some of the country’s most stunning landscapes and historical sites.

Ready to plan your weekend road trip? Choose your destination, get your car ready, and start your adventure today!

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A guide to becoming a confident and safe driver

Angharad Evans — Fri, 14 Mar 2025 11:35:38 +0000

The journey to becoming a confident driver

Becoming a confident and safe driver is a journey that all learner drivers embark on. Whether you’re about to take your driving test or just starting your lessons, the road to getting your driver’s license can feel overwhelming. However, with the right preparation, practice, and mindset, you can succeed and become a safe, confident driver.

Understand the basics before hitting the road

Before you get behind the wheel, it’s important to familiarise yourself with the basic rules of the road. The Highway Code is always a good place to start. Knowing the following will help you feel more confident when you start your lessons:

Traffic signs and road markings: Learn the meanings of common traffic signs, road markings, and signals. Understanding these is essential for navigating the roads safely and passing your driving test.
Speed limits: Different roads have different speed limits. Make sure to familiarise yourself with local speed regulations and adjust your speed according to road conditions.
Know your car: You may be taking driving lessons with an instructor, as well as private practice with family or friends, which means you’ll be learning to drive in different cars. If this is the case, then make sure you familiarise yourself with the car you’re in before you start.

Choose the right driving instructor

Selecting the right driving instructor is an important step for any learner driver. Consider the following factors when choosing yours:

Certified instructors: Ensure your instructor is qualified and experienced. Look for instructors who are patient, clear in their explanations, and able to tailor their lessons to your learning style.
Lesson flexibility: Choose an instructor that offers flexible lesson times. It’s easier to schedule lessons that fit into your daily routine, especially if you’re balancing work, school, or other commitments.
Reviews and recommendations: Read reviews from other learners or ask for recommendations from friends or family. Positive feedback from previous students is a good indicator of a reliable instructor.

Regular private practice

Consistency is key when learning to drive. The more you practice, the more confident and skilled you’ll become. The DVSA Ready to Pass? campaign recommends 22 hours of extra private practice between driving lessons. Flexible learner driver insurance means you can get cover in just a few minutes, for as little or as long as you need. Here are a few tips to maximize your private practice sessions:

Go out when you can: Aim to practice regularly to build momentum. Short, frequent practice sessions are more effective than long gaps in between sessions.
Practice with someone you’re comfortable with: If possible, practice driving with a trusted family member or friend. Make sure they are patient and experienced enough to guide you through different driving situations. Don’t forget, they must be over 21, be qualified to drive the type of vehicle you’re learning in and have had their full driving licence for three years. More information can be found on the UK Government website.
Practice in different conditions: Try to practice driving in different weather conditions as this will help you become a well-rounded driver. But don’t forget to always be safe on the road.

Master key driving skills

As a learner driver, it’s important to focus on mastering the fundamental driving skills. Here are some of the key skills you should work on:

Steering and control: Practice keeping a steady grip on the steering wheel and making smooth turns. This is essential for staying in your lane and driving safely.
Parking and manoeuvring: Parking, parallel parking, and performing three-point turns are essential skills that will be tested during your driving test. Practice in different parking scenarios to gain confidence.
Understanding road positioning: Pay attention to road positioning when turning and overtaking. Good road positioning improves your safety and awareness.
Speed control: Learn to adjust your speed according to traffic conditions, road signs, and the flow of traffic. Practicing smooth acceleration and braking will help you maintain control of your vehicle.

Prepare for your driving test

Proper preparation is key to passing your test with confidence. Here are some tips:

Familiarise yourself with the test route: If possible, try to drive along routes that are commonly used for driving tests. Knowing the area can help reduce anxiety on the day of your test.
Mock tests: Many driving schools offer mock driving tests, which simulate the actual driving test experience. These are a great way to get feedback on areas you need to improve before the real test.
Stay calm and confident: On the day of your driving test, stay calm, take deep breaths, and trust your training. Remember, everyone makes small mistakes – what matters is how you recover and continue driving safely.

Drive safely

Once you pass your test, you’ll still need to be cautious and continue improving your driving skills. Here are some tips:

Stay focused: Avoid distractions – never use your phone or eat while driving. Staying focused on the road is crucial for responding quickly to any hazards or changes in traffic.
Keep a safe following distance: Maintain a safe distance from the vehicle in front of you. This will give you enough time to react in case of sudden stops or changes in traffic flow.
Use mirrors regularly: Always check your mirrors before making any changes to your speed or direction. Proper mirror use can prevent accidents and help you stay aware of your surroundings.
Don’t rush: Whether you’re driving on a busy street or a quiet road, take your time and avoid rushing. Safe driving involves patience and always being aware of your surroundings.

Stay patient and keep practicing

Becoming a skilled and confident driver takes time and dedication. As a learner driver, focus on building your skills, practicing regularly, and staying calm during your lessons and driving tests. For more hints and tips on top to pass your driving test, visit the Ready to Pass? website.

Remember, practice makes perfect, so if you need to squeeze in more practice ahead of your test, get a quote for flexible learner driver insurance.

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Insurance groups explained

Angharad Evans — Mon, 20 Nov 2023 11:10:44 +0000

Insurance is an essential aspect of owning a vehicle, providing a safety net for unexpected events on the road. One crucial factor that influences insurance costs is the insurance group to which a vehicle belongs. Understanding insurance groups can empower drivers to make informed decisions when selecting a car and seeking the most suitable insurance coverage. In this article, we will look at the concept of insurance groups, how they are determined, and the impact they have on insurance premiums.

What are Insurance Groups?

Insurance groups are a classification system that categorises vehicles based on various factors that influence the cost of insurance. Developed by the Group Rating Panel, these groups help insurance companies assess the risk associated with insuring a particular car model. The lower the insurance group, the less risky the vehicle is perceived, and consequently, the lower the insurance premium.

Factors Influencing Insurance Groups:

Repair Costs: Vehicles that are more expensive to repair or replace will generally fall into higher insurance groups. The availability and cost of spare parts, as well as the complexity of the vehicle’s construction, are taken into consideration.
Performance and Engine Size: High-performance cars with larger engines are often placed in higher insurance groups due to their increased risk of accidents and higher repair costs.
Security Features: Cars equipped with advanced security features such as alarms, immobilisers, and tracking devices are deemed less risky, resulting in lower insurance group ratings.
Safety Ratings: Vehicles with higher safety ratings, determined by crash tests and safety features, are more likely to fall into lower insurance groups.
Historical Claims Data: The Group Rating Panel analyses historical claims data to assess the frequency and severity of accidents involving specific car models.

How to Find Your Car’s Insurance Group:

To find out the insurance group of a particular vehicle, you can use online resources such as the Parkers Insurance Group Checker. Additionally, car manufacturers often provide insurance group information on their websites or in the vehicle’s documentation.

Impact on Insurance Premiums:

The insurance group of a vehicle significantly influences the cost of insurance premiums. While other factors such as the driver’s age, location, and driving history also play a role, the insurance group provides a baseline for assessing risk. Choosing a car in a lower insurance group can result in more affordable insurance premiums, making it a crucial consideration for budget-conscious drivers.

Tips for Lowering Insurance Costs:

Choose a Lower Insurance Group Vehicle: When shopping for a new car, consider the insurance group rating to anticipate insurance costs.
Enhance Security Measures: Installing additional security features can help reduce the perceived risk and lower insurance premiums.
Maintain a Clean Driving Record: Safe driving habits contribute to a positive driving history, which can result in lower insurance premiums.
Bundle Insurance Policies: Combining auto insurance with other policies, such as home or renters insurance, may lead to discounts.

Conclusion:

Understanding insurance groups is an essential aspect of responsible car ownership. By considering the factors that contribute to a vehicle’s insurance group rating, drivers can make informed decisions that not only align with their preferences but also with their budget. Navigating the road of insurance groups allows individuals to get the right cover for their vehicles while minimising the financial impact on their wallets.

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Veygo monthly rolling subscriptions

Angharad Evans — Wed, 10 May 2023 12:38:13 +0000

Our monthly rolling subscription is essentially like an annualised policy but with greater flexibility.

What is a monthly car insurance subscription?

For those of you unfamiliar with what a monthly car insurance subscription is, we’re not saying we’re reinventing car insurance, but we’re definitely here to change the game.

We’ve had a think about how we provide your car insurance. To get an idea of how a monthly car insurance subscription works, just think about any streaming services and how they work, like Netflix or Disney+. It’s basically that but for your car insurance.

One of the great features of a monthly car insurance subscription is that you’re not committed to an entire year or six months. It’s rolling insurance that allows you to cancel anytime you need, without penalty.

How much is a monthly car insurance subscription?

The cost will vary according to your personal circumstances. The price will change depending on a number of different factors such as your age, location, and car type.

However, the idea behind a monthly subscription to your car insurance is to make it more affordable for you. By taking out car insurance as a subscription we’ve removed some of the costs and made it more flexible so you can choose when you need insurance.

What are the benefits of a monthly rolling subscription?

As previously stated a monthly car insurance subscription gives you the ultimate freedom. Not only can you insure your car on a rolling subscription, but you also get the freedom to cancel when you need. There are no commitments to sign up for the next month if you no longer need it. Just cancel at any time, with no additional fees.

Can I cancel if I pay monthly?

Yes. That’s the beauty of a Veygo monthly rolling subscription – it means you only pay for cover when you need it and not when you don’t.

How do I sign up?

Get a quote for learner driver insurance, new driver insurance or temporary car insurance and make sure you choose the subscription option. Once you’ve subscribed your cover will start whenever you need it to and you can get on the road.

Get a Quote

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A guide to rural driving

Angharad Evans — Tue, 31 Jan 2023 16:59:40 +0000

Rural driving can be a unique experience compared to driving in urban areas. The roads are often less crowded and the speed limits are higher, but there are also other challenges that you may not encounter in the city.

Let’s think about a few factors that may come into play before discussing rural driving. You have to think about whether you know the area or not, car size, changing speed limits and always be aware of different spots to pull over incase of oncoming traffic. So, here are some tips and tricks to help you navigate rural roads safely and confidently.

Animals

When rural driving animals are going to be there, it’s essential that you’re aware of wildlife. The smaller animals are typically the ones hardest to spot as they dart out quickly into roads and can cause you to potentially slam on the brakes, or swerve. Not only that but some animals like badgers can damage the car badly if they’re hit so it gives more incentive to avoid them!

Animals such as deer, cows, and horses can also wander onto the road unexpectedly. Keep your eyes peeled for any signs of wildlife and be prepared to slow down or stop if necessary. If you do see an animal, try to avoid hitting it by braking and sounding your horn

Other drivers

Watch for slow-moving vehicles. You may encounter tractors, trailers, and other slow-moving vehicles on rural roads. Be prepared to slow down and wait for a safe opportunity to pass. Always use your turn signals and make sure the road is clear before you pass.

Road conditions

Stay alert for curves and hills. Rural roads are often winding and hilly, which can make it difficult to see what lies ahead. Slow down and be prepared for unexpected turns or inclines.

Be mindful of weather conditions. Rural roads are often exposed to the elements, which can make them slippery or icy in the winter. Slow down and be extra cautious in bad weather. You should also take note that these kinds or roads are usually more shaded and get far less attention from local councils to get salt or grit down on them.

Keep your distance. Rural roads often have fewer cars on them than urban roads, so it can be tempting to drive too closely behind other vehicles. However, it is important to keep a safe distance to give yourself time to react if something unexpected happens.

Check your tires. Rural roads can be rough, with gravel and potholes, so it is crucial to make sure your tires are properly inflated and in good condition. This will help you maintain control of your vehicle and prevent a tire blowout.

Use your headlights. Even during the day, it’s a good idea to turn on your headlights when driving on rural roads. This will make you more visible to other drivers and help you see the road ahead.

Pay attention to road signs. Rural roads often have signs that warn of potential hazards, such as sharp turns, bridges, and steep grades. Be sure to pay attention to these signs and adjust your speed accordingly.

Be prepared for the unexpected. Rural roads can be unpredictable, so it’s important to be prepared for anything. Make sure your vehicle is in good condition and always have a full tank of gas and a spare tire. Similarly, to bad weather conditions, rural roads usually get less attention from councils and are typically in a worse condition, so things like potholes may be more prevalent.

Stay calm and take it slow. Rural roads can be challenging, but they can also be beautiful and peaceful. Stay calm and take your time, and you’ll be able to enjoy the journey as well as arrive safely.

For a nice visual overview of rural driving why not check out our helpful learn video to give you an idea of what it’ll look and feel like driving down the back roads!

So, thinking about rural driving requires a different set of skills and mindset. Watch out for wildlife, slow-moving vehicles, curves and hills, weather conditions, and unexpected hazards. Keep a safe distance, check your tires, use your headlights, and pay attention to road signs. Stay calm and be prepared for the unexpected. Remember that rural driving can be a unique and enjoyable experience if you approach it with caution and patience.

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Reversing around a corner & into a side road

Angharad Evans — Wed, 25 Jan 2023 10:57:01 +0000

Reversing

When it comes to reversing, it’s considered an advanced driving technique that requires a certain level of skill and experience. It involves driving backwards and allows the driver to navigate through tight spaces and reach areas that would otherwise be inaccessible. Don’t worry, as daunting as it sounds it can be learned! So, in this article, we will cover the basics of reversing, reversing around a corner, and making a turn in the road while driving.

The basics

First, let’s discuss the basics of reversing. To begin, make sure you are in the clear and have good visibility. When you are ready, take your time and slowly begin to crawl backwards. When reading this we hope you’ve already learned to go forward, so it’ll be the same controls, but for those of you who haven’t started driving check out this guide on controlling the car.

Reversing around a corner

As you become more comfortable with reversing, you can begin to experiment with different speeds and techniques. For example, rather than reversing in just a straight line, you can move onto reversing around a corner.

Reversing around a corner is a bit more challenging. When reversing around a corner, it is important to maintain control of your speed and direction.

To make the turn signal to indicate that you will be reversing. Use your right indicator if you are reversing to the right, and your left indicator if you are reversing to the left. Check your mirrors and look over your shoulder to make sure the area behind you is clear. Slowly begin reversing, turning your steering wheel in the direction of the turn you want to make. Keep your eyes moving, looking back and forth between your mirrors and the corner. Adjust your speed and steering as needed to make the turn smoothly. Once you have completed the turn, check your mirrors and look over your shoulder again to make sure the area behind you is clear before moving forward. Remember to always give way to pedestrians and other vehicles.

Turn in the road

Making a turn in the road while reversing is similar to reversing around a corner. The key difference is that you will be making a turn while moving forward.

Before making a 3-point turn, use your indicator to signal to other drivers that you intend to change direction. Position your vehicle on the left-hand side of the road, as close to the side as possible. Reverse your vehicle until the back of it is level with the front of the oncoming vehicle, or as close as possible. Check your mirrors and over your shoulder to make sure that it is safe to make the turn. Look out for pedestrians, bicycles, and other vehicles. Turn the steering wheel fully to the right, and move forward into the road that you wish to turn into. Position your vehicle on the left-hand side of the road, as close to the side as possible, ready to move forward. Check your mirrors and over your shoulder again to make sure it is safe to continue. Remember to cancel your signal after completing the turn.

Let’s think about it, reversing is something you’re going to pick up along your driving journey, it may not be instant, but with enough practice there’s nothing to worry about. By following the tips discussed in this article, you can learn how to safely and effectively reverse, reverse around a corner, and make a turn in the road while driving. Remember to always practice in a safe and controlled environment, and to work with a qualified instructor if you are unsure about any aspect of reversing.

As mentioned, getting in the practice is key, and here at Veygo we find the best way to practice outside your driving lessons is to grab some of our learner driver insurance and hope in a friend or family member’s car and get practising!

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