Two Strikes and You’re Out!
As a new driver you’ll lose your licence if you collect six points within two years of passing.
While getting a driving conviction isn’t the end of the world, it is serious business. Getting a conviction can affect your car insurance, your job, and even whether you’re allowed to drive.
New drivers have a probationary period of two years after passing their test. During this time, if you gain just six points, your licence will be revoked. This includes any carried points over from your provisional licence, so if you received points as a learner you have to be extra careful!
If your licence is revoked you’ll have to retake both parts of your driving test. Even the theory! Retaking means paying for them again, setting you back at least an extra £85. In addition to losing your licence, you could also be faced with hefty fines, meaning you’re left out of pocket.
Losing your licence as a new driver is a major inconvenience, both in terms of time and money. However, new drivers losing their licence is a surprisingly common occurrence. Approximately 3,200 newly-passed drivers are disqualified in their first year of driving. So how do you avoid losing yours?
How to keep hold of your driving licence
The only way to avoid losing your licence, is to avoid convictions in the first place. Don’t let the fear of gaining points prevent you from enjoying your new licence, but do remember to continue to drive safely, just as you were taught.
Be aware of common offences so you can make sure you avoid them. There may be some offences you’re not aware of before passing your test. The six points can be accrued through two offences for common three point penalties, or in one go.
Using a mobile phone while driving – 6 points
New drivers caught using a hand-held mobile phone will automatically lose their licence! You can get 6 penalty points and a £200 fine if you use a hand-held phone when driving.
Watch out if you’re planning on keeping your satnav or mobile on your dashboard. You can get 3 penalty points if you don’t have a full view of the road and traffic ahead or proper control of the vehicle.
Driving without insurance – 6 to 8 points
If drive without the correct insurance, you could find yourself with an IN10 conviction and 6 to 8 points. Car insuranceis a legal requirement, and many insurers will refuse to insure you with this conviction.
Exceeding the speed limit – 3 points
The minimum penalty for speeding is a £100 fine and 3 penalty points added to your licence. However, depending you could receive up to 6 points for speeding!
Other offences and their penalty points
This is a non-exhausted list of other driving offences you may not be aware of:
- Dangerous driving – 3 to 11 points
- Driving under the influence of drink or drugs – 3 to 11 points
- Using a vehicle with defective tyres, brakes or steering – 3 points
- Failing to comply with traffic signals – 3 poonts
- Failing to stop after an accident – 5 to 10 points
- Driving with uncorrected defective eyesight – 3 points