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3 minute read Car Sharing

Passed Your Driving Test but Don’t Have a Car?

You’ve had your lessons, you’ve passed your test, and now you can’t wait to drive independently… There’s just one problem. You don’t own a car.

by Louise Thomas

You’ve had your lessons, you’ve passed your test, and now you can’t wait to drive independently… There’s just one problem. You don’t own a car.

Fret no more – owning a car is no longer the ultimate definition of freedom. These days, many people are actively choosing not to own a vehicle in order to save money. Moreover, there are actually perks to not owning a car, and drivers can still benefit from a car that isn’t theirs. From saving money to reducing risk, sharing a vehicle with a friend or family member is the way forward, and it is not as restrictive as you might think.

Current trends

The average cost of a new car has dramatically increased with the development of new technology. For example, over 50% of new hatchbacks on the market cost at least £18,000! Along with increases in road tax, owning your own car may feel as financially unobtainable as owning your own property.

If you’re a new driver who would rather spend your money elsewhere, you are not alone. From 2007 to 2011, the number of cars purchased by people aged 18 to 34 fell by almost 30%. Millennials are now saving money not for cars and insurance, but investing in higher education, the latest technology and travel.

While you may not want to buy your own car, you probably still require some means of transport. In addition, if you haven’t driven in a while. you may want to develop your driving experience.

Pay as you go insurance

New drivers often get insured as a named driver on their parents’ insurance policy. While this is cheaper than buying a car and becoming a policyholder yourself, it’s still expensive if you’re not driving often, i.e. you’re away at university or gallivanting across the globe.

The new, cost effective way to insure a new or young driver on a tailored basis is with Car Sharing Insurance. Instant cover is available from one hour to 30 days. This makes it ideal for those impromptu visits, seasonal stints, or academic holidays.

Worry-free driving

Car sharing is a great way to develop your driving experience without paying the extortionate annual cost of owning a car. You can borrow a friend or family member’s car whenever you feel like hitting the road . You won’t even have to work hard to persuade them, as car owners benefit from a Protected No Claims Bonus and fully comprehensive cover.

Build your No Claims Bonus

 You can even build your own No Claims Bonus with Car Sharing! After 30 days of driving claim free with Car Sharing Insurance, we’ll automatically apply a discount to any future Car Sharing policies you purchase for yourself.

In addition, if you drive claim free for 30 or more days over 12 months, you will earn a one year introductory No Claims Bonus for use with Admiral, Bell, Diamond and Elephant policies.*

*Eligibility criteria applies

Louise Thomas

Hi I'm Louise and I'm a Marketing Executive at Veygo. I've been driving for nearly two years after several "practice" tests! I love the freedom that comes with finally having a driving licence. Road trips with my friends are the best - especially when we've got an awesome playlist going! (check out our Spotify for road trip playlists!)

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